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4 OKTOBER

Active
Private limited companyfounded 2006active for 20 yearsLouiza-Marialei 2, 2018 Antwerpen, BelgiumKBO/BCE: BE 0882.551.233
Summary

4 OKTOBER has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.6m and a net result of €772,680. Equity is shrinking by about 5% per year across the filed financial years. Its solvency ranks better than 71% of 564 sector peers (NACE 74, financial year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Photography, excluding press photography
NACE 74201
1 site
Size
€3.8mtotal assets 2024
Equity
€2.6m
Profit
€772,680
Turnover not published (abbreviated format)
Financial health
97 Excellent Checked score 2024
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 70 days overdue0 of 1 deed read
Why 97raises riskFigures for financial year 2024 (filed 03-07-2025)lowers riskLiquidity: current ratio 4.39, cash €690,649Sector: Other professional, scientific and technical activities (NACE 74)Founded in 2006Show the evidence

Checked score

Score 2024
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (NACE 74, small)
Financial strength · tick = 2023
Strong
Solvency 92+2
equity 67.0% of total assets
Liquidity 69+14
short-term debt 16.3% · cash 18.1%
Profitability 94+79
return on assets 20.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (190 companies, NACE 74, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €240,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.39, compared with 4.28 in 2023; short-term debt: 16.3% and cash: 18.1% of total assets), and 33% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, small): better than 74% on solvency, 80% on liquidity, 91% on profitability and 65% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 03-07-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.39, cash €690,649
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Founded in 2006
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 days early
2023
29 days early
2022
27 days early
2021
31 days late
2020
46 days late
2019
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 7 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Back to profitnet €772,680
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Back in profit in 2024after -€111,608 in 2023 €772,680 View
  • Positive: Among the best 5% on net resultsector median €21,180 · 563 companies €772,680 View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View

By topic

Financials

Financial year
2024
Total assets
€3.8m
Profit
€772,680
Solvency
67.0%
Total assets▲ 8.3%
Net result
20182024
Go to Financials

Timeline

Events
21
Since
2008
  1. 04-07-2023Annual accounts filed
  2. 31-12-2022Liquidity more than 12 times
  3. 31-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Photography, excluding press photographyNACE 74201
Founded
14-07-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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