4 ALL
ActiveSummary
4 ALL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,618 and a net result of €5,588. Equity is growing by ~41.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 2366 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2022
Profitability72▼-24
Solvency58▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.42 against 1.78 in 2022; short-term debt: 40.7% and cash: 81.7% of total assets), but 67% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
2.9%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2022
31 d late
2021
10 d late
2018
300 d late
2015
22 d early
2011
39 d early
2010
60 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2022 is on the deadline day, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 May (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€64,618▲ 66.3%
2022 · €38,851
Total assets
€195,812▲ 92.7%
2022 · €101,631
Net result
€5,588▼ 74.3%
2022 · €21,755
Working capital
€112,941▲ 188%
2022 · €39,222
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018202120222025
Operating result€334-€9,232-€20,998▲ 127%€18,348-
Net result-€1,535-€7,375within the sector's middle half-€21,755within the sector's middle half▲ 195%€5,588within the sector's middle half-
Equity-€16,231-€17,096within the sector's middle half-€38,851within the sector's middle half▲ 127%€64,618within the sector's middle half-
Total assets€120,647-€56,137within the sector's middle half-€101,631within the sector's middle half▲ 81.0%€195,812within the sector's middle half-
Debt€136,878-€39,041-€62,779▲ 60.8%€131,194-
Working capital-€16,404-€18,426within the sector's middle half-€39,222within the sector's middle half▲ 113%€112,941above the sector's middle half-
Solvency-13.5%-30.5%within the sector's middle half-38.2%within the sector's middle half▲ 7.8pp33.0%within the sector's middle half-
Current ratio0.88-1.50within the sector's middle half-1.78within the sector's middle half▲ 0.282.42above the sector's middle half-
Return on assets (ROA)-1.3%-13.1%within the sector's middle half-21.4%above the sector's middle half▲ 8.3pp2.9%within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €18,348 in 2025, compared with €20,998 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €195,812
Fixed assets
€3,177 ▼ 73.8%
Current assets
€192,635 ▲ 115%
Equity and liabilities €195,812
Equity
€64,618 ▲ 66.3%
Debt
€131,194 ▲ 109%
Debt's share of the balance-sheet total rises from 61.8% to 67.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21,713▼
2022 · €23,228
Cash flow
€8,953▼
2022 · €23,986
Debt to equity
2.03▲
2022 · 1.62
ROE
8.6%▼
2022 · 56.0%
Interest coverage
53.50▼
2022 · 270.10
Debt ≤ 1 year
€79,694▲
2022 · €50,279
Income taxes
€12,355▲
2022 · -€779
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2018 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,724 | €393 | €2,231 | €3,365 | - |
| Other operating charges640/8 | - | - | €445 | €549 | - |
| Gross operating margin9900 | €2,406 | €9,625 | €23,674 | €22,262 | - |
| Operating profit (loss)9901 | €334 | €9,232 | €20,998 | €18,348 | - |
| Financial income75/76B | - | - | €64 | €0 | - |
| Recurring financial income75 | €32 | - | €64 | €0 | - |
| Financial charges65/66B | - | €165 | €86 | €406 | - |
| Recurring financial charges65 | €106 | €165 | €86 | €406 | - |
| Profit (loss) for the period before taxes9903 | €260 | €9,066 | €20,976 | €17,943 | - |
| Income taxes67/77 | €1,795 | €1,692 | -€779 | €12,355 | - |
| Profit (loss) for the period9904 | -€1,535 | €7,375 | €21,755 | €5,588 | - |
| Profit (loss) for the period to be appropriated9905 | -€1,535 | €7,375 | €21,755 | €5,588 | - |
| Line | 2018 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €120,647 | €56,137 | €101,631 | €195,812 | - |
| Fixed assets21/28 | €173 | €671 | €12,130 | €3,177 | - |
| Tangible fixed assets22/27 | €173 | €671 | €12,130 | €3,177 | - |
| Furniture and vehicles24 | - | €671 | €12,130 | €3,177 | - |
| Current assets29/58 | €120,474 | €55,467 | €89,501 | €192,635 | - |
| Amounts receivable within one year40/41 | €19,229 | €26,551 | €22,828 | €19,476 | - |
| Trade receivables40 | - | €25,199 | €19,303 | €18,303 | - |
| Other amounts receivable41 | - | €1,352 | €3,525 | €1,172 | - |
| Cash at bank and in hand54/58 | €100,103 | €28,916 | €52,673 | €159,974 | - |
| Deferred charges and accrued income490/1 | - | - | €14,000 | €13,186 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €120,647 | €56,137 | €101,631 | €195,812 | - |
| Equity10/15 | -€16,231 | €17,096 | €38,851 | €64,618 | - |
| Contributions10/11 | €14,700 | €14,700 | €14,700 | €14,700 | - |
| Capital10 | - | €14,700 | €14,700 | €14,700 | - |
| Issued capital100 | - | €18,592 | €18,592 | €18,592 | - |
| Uncalled capital101 | - | €3,892 | €3,892 | €3,892 | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | €6,859 | - |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | - |
| Legal reserve130 | - | €1,859 | €1,859 | €1,859 | - |
| Distributable reserves133 | - | - | - | €5,000 | - |
| Profit (loss) carried forward14 | -€32,790 | €537 | €22,292 | €43,059 | - |
| Amounts payable17/49 | €136,878 | €39,041 | €62,779 | €131,194 | - |
| Amounts payable within one year42/48 | €136,878 | €37,041 | €50,279 | €79,694 | - |
| Trade debts44 | €133,038 | €24,793 | €50,090 | €79,015 | - |
| Suppliers440/4 | - | €24,793 | €50,090 | €79,015 | - |
| Taxes, remuneration and social security45 | - | €1,864 | €190 | €678 | - |
| Taxes450/3 | - | €1,864 | €190 | €678 | - |
| Other amounts payable47/48 | - | €10,384 | - | - | - |
| Accrued charges and deferred income492/3 | - | €2,000 | €12,500 | €51,500 | - |
| Line | 2018 | 2021 | 2022 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,535 | €7,375 | €21,755 | €5,588 | - |
| + Depreciation and write-downs630 | €1,724 | €393 | €2,231 | €3,365 | - |
| Operating cash flow (approximation) | €190 | €7,767 | €23,986 | €8,953 | - |
| Investment in fixed assets (approximation) | - | - | -€13,690 | - | - |
| Change in cash | - | - | €23,758 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Highest result since 2018net €21,755 ▲195%
Operating result €20,998, net result €21,755, both a record.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
30-09
Financial
Back to profitnet €7,375
Net result €7,375 after one loss-making year.
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 300 days late
2016
08-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2012
22-03
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
01-03
NBB filing
Annual accounts filed
fiscal year 2010 · full schema
2010
02-03
NBB filing
Annual accounts filed
fiscal year 2009 · full schema
2009
23-02
NBB filing
Annual accounts filed
fiscal year 2008 · full schema
2008
03-03
NBB filing
Annual accounts filed
fiscal year 2007 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 1998
Ground area
925 m²
Building footprint
145 m²
Volume, LiDAR
972 m³
Parcel 25105C0082/00D012, Wallonia · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4 ALL SPRL
since 19982.089.383.166
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105C0082/00D012 | Wallonia | 924 m² | 1 · 145 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,725 companies in sector 93299 we hold annual accounts for 1,168. 913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-1998
Fiscal year end30-09
Activities, NACEBEL 2025
93299Other amusement and recreation activities
74130Interior design
79901Tourist information services
85591Education
85593Socio-cultural adult education
85599Other education
96230Day spas, saunas and steam baths
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464449163
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.