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3xC

Active
Private limited companyfounded 20224 yrs activeAvekapellestraat 3, 8630 Veurne, BelgiumKBO/BCE: BE 0791.148.826
Summary

The computed 12-month bankruptcy probability of 3xC is 2.0% (moderate). The 2025 annual accounts show equity of €11,398 and a net result of €1,634. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 1532 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability53▲+10
Solvency47▼-10
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.63 in 2024; short-term debt: 75.9% and cash: 37.9% of total assets), and 78.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
5 d late
2024
13 d early
2023
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 September 2022, 3xC was incorporated as a Private limited company.1 Total assets went from EUR 32,193 in 2023 to EUR 52,100 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€11,398▲ 16.7%
2024 · €9,765
Total assets
€52,100▲ 72.2%
2024 · €30,249
Net result
€1,634
2024 · -€243
Working capital
-€13,830▼ 95.3%
2024 · -€7,080
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€748-€2,008▲ 168%€4,668▲ 132%
Net result€8--€243€1,634
Equity€10,008-€9,765▼ 2.4%€11,398▲ 16.7%
Total assets€32,193-€30,249▼ 6.0%€52,100▲ 72.2%
Debt€22,185-€20,485▼ 7.7%€40,701▲ 98.7%
Working capital-€2,135--€7,080▼ 232%-€13,830▼ 95.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2023: €748€748Net result 2023: €8€8Operating result 2024: €2,008€2,008Net result 2024: -€243-€243Operating result 2025: €4,668€4,668Net result 2025: €1,634€1,634202320242025-€2,000€0€2,000€4,000Operating result 2023: €748€748Net result 2023: €8€8Operating result 2024: €2,008€2,010Net result 2024: -€243-€243Operating result 2025: €4,668€4,670Net result 2025: €1,634€1,630202320242025
The operating result has risen two years in a row; 2025 is 132% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52,100
Fixed assets €26,377 ▲ 46.1%
Current assets €25,723 ▲ 111%
Equity and liabilities €52,100
Equity €11,398 ▲ 16.7%
Debt €40,701 ▲ 98.7%
Debt's share of the balance-sheet total rises from 67.7% to 78.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,511▲
2024 · €6,477
Cash flow
€7,477▲
2024 · €4,226
Current ratio
0.65▲
2024 · 0.63
Debt to equity
3.57▲
2024 · 2.10
ROE
14.3%▲
2024 · -2.5%
ROA
3.1%▲
2024 · -0.8%
Interest coverage
3.65▲
2024 · 3.03
Debt ≤ 1 year
€39,553▲
2024 · €19,274
Income taxes
€422▲
2024 · €236
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.3% went bankrupt
1.1% stopped otherwise
95% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,249€52,100▲
Fixed assets21/28€18,056€26,377▲
Tangible fixed assets22/27€18,056€26,377▲
Plant, machinery and equipment23€18,056€26,377▲
Current assets29/58€12,193€25,723▲
Stocks and contracts in progress3€6,336€0▼
Stocks30/36€6,336€0▼
Amounts receivable within one year40/41€3,670€5,963▲
Trade receivables40€3,010€0▼
Other amounts receivable41€660€5,963▲
Cash at bank and in hand54/58€2,188€19,760▲
Equity and liabilities
Total equity and liabilities10/49€30,249€52,100▲
Equity10/15€9,765€11,398▲
Contributions10/11€10,000€10,000=
Reserves13€8€1,398▲
Distributable reserves133€8€1,398▲
Profit (loss) carried forward14-€243€0▲
Amounts payable17/49€20,485€40,701▲
Amounts payable within one year42/48€19,274€39,553▲
Trade debts44€3,401€9,759▲
Suppliers440/4€3,401€9,759▲
Advances received on contracts in progress46-€3,025
Taxes, remuneration and social security45€236€3,884▲
Taxes450/3€236€3,884▲
Other amounts payable47/48€15,636€22,886▲
Accrued charges and deferred income492/3€1,211€1,148▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,469€5,843▲
Other operating charges640/8€115€866▲
Gross operating margin9900€6,592€11,377▲
Operating profit (loss)9901€2,008€4,668▲
Financial income75/76B€123€270▲
Recurring financial income75€123€270▲
Financial charges65/66B€2,138€2,883▲
Recurring financial charges65€2,138€2,883▲
Profit (loss) for the period before taxes9903-€7€2,056▲
Income taxes67/77€236€422▲
Profit (loss) for the period9904-€243€1,634▲
Profit (loss) for the period to be appropriated9905-€243€1,634▲
Appropriation of the result
Profit (loss) to be appropriated9906-€243€1,391▲
Profit (loss) brought forward from the previous period14P--€243
Transfer to equity691/2€0€1,391▲
To other reserves6921€0€1,391▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,856€4,469€5,843▲ 30.7%
Other operating charges640/8€173€115€866▲ 653%
Gross operating margin9900€2,778€6,592€11,377▲ 72.6%
Operating profit (loss)9901€748€2,008€4,668▲ 132%
Financial income75/76B-€123€270▲ 120%
Recurring financial income75-€123€270▲ 120%
Financial charges65/66B€740€2,138€2,883▲ 34.8%
Recurring financial charges65€740€2,138€2,883▲ 34.8%
Profit (loss) for the period before taxes9903€8-€7€2,056▲ 29,388%
Income taxes67/77-€236€422▲ 78.7%
Profit (loss) for the period9904€8-€243€1,634▲ 772%
Profit (loss) for the period to be appropriated9905€8-€243€1,634▲ 772%
Line202320242025Change
Assets
Total assets20/58€32,193€30,249€52,100▲ 72.2%
Fixed assets21/28€12,728€18,056€26,377▲ 46.1%
Tangible fixed assets22/27€12,728€18,056€26,377▲ 46.1%
Plant, machinery and equipment23€12,728€18,056€26,377▲ 46.1%
Current assets29/58€19,465€12,193€25,723▲ 111%
Stocks and contracts in progress3€5,829€6,336€0▼ 100%
Stocks30/36€5,829€6,336€0▼ 100%
Amounts receivable within one year40/41€9,018€3,670€5,963▲ 62.5%
Trade receivables40€7,083€3,010€0▼ 100%
Other amounts receivable41€1,936€660€5,963▲ 804%
Cash at bank and in hand54/58€4,617€2,188€19,760▲ 803%
Equity and liabilities
Total equity and liabilities10/49€32,193€30,249€52,100▲ 72.2%
Equity10/15€10,008€9,765€11,398▲ 16.7%
Contributions10/11€10,000€10,000€10,000=
Reserves13€8€8€1,398▲ 17,647%
Distributable reserves133€8€8€1,398▲ 17,647%
Profit (loss) carried forward14--€243€0▲ 100%
Amounts payable17/49€22,185€20,485€40,701▲ 98.7%
Amounts payable within one year42/48€21,599€19,274€39,553▲ 105%
Trade debts44€4,946€3,401€9,759▲ 187%
Suppliers440/4€4,946€3,401€9,759▲ 187%
Advances received on contracts in progress46--€3,025-
Taxes, remuneration and social security45-€236€3,884▲ 1,544%
Taxes450/3-€236€3,884▲ 1,544%
Other amounts payable47/48€16,653€15,636€22,886▲ 46.4%
Accrued charges and deferred income492/3€586€1,211€1,148▼ 5.2%
Line202320242025Change
Profit (loss) for the period9904€8-€243€1,634▲ 772%
+ Depreciation and write-downs630€1,856€4,469€5,843▲ 30.7%
Operating cash flow (approximation)€1,864€4,226€7,477▲ 76.9%
Investment in fixed assets (approximation)--€9,797-€14,163▼ 44.6%
Change in cash--€2,429€17,572▲ 823%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
05-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-09
Financial Back to profitnet €1,634
Net result €1,634 after one loss-making year.
17-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet -€243
Net result drops to -€243, the lowest in the series; recovery starts the following year.
14-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,614 m²
Building footprint
342 m²
Volume, LiDAR
1,989 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
3xC
Avekapellestraat 3C, 8630 VeurneFood and beverage service activities
since 20222.335.586.685
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38003A0130/00A000 Flanders 2,008 m² 1 · 217 m² 9.5 m · 2 fl.
38003A0129/00G000 Flanders 605 m² 1 · 125 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Veurne2.335.586.685
1 permission
Toelating · Ambulante eetgelegenheid · since 28-04-2025

Similar companies · same sector, comparable size

Of 361 companies in sector 77120 we hold annual accounts for 233. 71 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-09-2022
Fiscal year end30-09
Activities, NACEBEL 2025
77120Rental and leasing activities
47789Other retail sale of new goods
Contact
E-mail info@containerconstruction.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0791148826
Registered 03-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.