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3Wplus Kinderopvang

Active
Non-profit associationfounded 2007active for 18 yearsZ. 5 Mollem 250, 1730 Asse, BelgiumKBO/BCE: BE 0893.870.539
Summary

3Wplus Kinderopvang has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of €551,218. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 36% of 664 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-11-2007 Normal situation
Activity
Social work activities without accommodation NACE 88919
Joint committee
331 Paritair Comité voor de Vlaamse welzijns- en gezondheidssector · annual accounts 2025
Establishment units
2.169.055.897 1730 Asse, since 18-02-2008
2.208.549.646 1650 Beersel, since 01-07-2008and 53 others
Financial year end
31 December
Peppol
Reachable since 15-06-2026

Board and ownership

Auditor
Groupe Audit Belgium

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€7.2m
▲ 3.0%
Turnover
≈ €7.8m
estimated
Surplus
€551,218
▲ 634%
Equity
€1.7m
▲ 56.7%
Total assets
€4.3m
▲ 67.5%
Employees on 31-12-2025
242
▲ 33.7%
Net result +634%: other schema
Score breakdownlowers riskLegal form: non-profit associationFigures for financial year 2025 (filed on 09-07-2026)Liquidity: current ratio 1.34, cash €871,472Size: 125.2 FTE, total assets €4.3mShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of medium-sized companies in social work without accommodation (NACE 88)
Financial strength · tick: 2024
Strong
Solvency 64-3
equity 39.1% of total assets
Liquidity 54-3
short-term debt 44.7% · cash 20.3%
Profitability 85+13
return on assets 12.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (218 companies, NACE 88, medium-sized)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.34 (1.47 in 2024), below the usual 1.5. Short-term debt is 44.7% and cash 20.3% of total assets. 60.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, medium-sized). It does better than 24% of them on solvency, 31% on liquidity, 90% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Figures for financial year 2025 (filed on 09-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.34, cash €871,472
NBB · annual accounts
lowers risk · Size: 125.2 FTE, total assets €4.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
20 days early
2023
13 days early
2022
5 days early
2021
19 days early
2020
29 days early
2019
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025different schema filed ▲ 634% View
  • Positive: Higher net result than 95% of companies in social work without accommodationsector median €13,207 · 658 companies €551,218 View
  • Flemish supportawarded from 2022 to 2025 €14.7m View
  • Positive: 8 profitable years in a rowprofit 2025: €551,218 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Permanent representative: vzw 3Wplus
  2. · Gazette deed Appointment: Groupe Audit Belgium (statutory auditor)
  3. · Gazette deed Reappointment: GROUPE AUDIT BELGIUM (statutory auditor)Admissions: Karlijne Van Bree (lid van de algemene vergadering) and Jonas De Maeseneer (lid van de algemene vergadering) · Withdrawals: Bart Laeremans (lid van de algemene vergadering) and Jan Depester (lid van de algemene vergadering) · Appointments: Karlijne Van Bree (director) and Jonas De Maeseneer (director)
All 17 events

Comparable companies

These companies have the same main activity as 3Wplus Kinderopvang: social work activities without accommodation (NACE 88919). They are comparable in size and age: total assets between €1.2m and €7.8m, founded between 1971 and 2010.

CompanyTotal assetsGross margin
3Wplus Kinderopvang Asse€4.3m€7.2m
Kinderkuren Leuven€1.8m€4.7m
CRECHE EUROPEENNE Schaarbeek€3.1m€2.9m
KIKOEN Olen€1.9m€3.4m
STICHTING VOOR VERMISTE EN SEKSUEEL UITGEBUITE KINDEREN Brussel€7.8m-
LE MINIMONDE Etterbeek€1.2m€1.7m
Kindercentrum Waregem€7.8m-
Full comparison

Key facts about 3Wplus Kinderopvang

What is the company number of 3Wplus Kinderopvang?
The company number of 3Wplus Kinderopvang is 0893.870.539. The VAT number is the same number with BE in front: BE 0893.870.539.
Where is 3Wplus Kinderopvang based?
The registered office is at Z. 5 Mollem 250, 1730 Asse.Company details
What does 3Wplus Kinderopvang do?
According to the KBO register, the main activity is social work activities without accommodation (NACE 88919).
What is the legal form of 3Wplus Kinderopvang?
The legal form of 3Wplus Kinderopvang is Non-profit association (VZW).
When was 3Wplus Kinderopvang founded?
3Wplus Kinderopvang was founded on 30-11-2007.
Is 3Wplus Kinderopvang still active?
Yes, 3Wplus Kinderopvang is an active enterprise in the KBO register.
How many employees does 3Wplus Kinderopvang have?
3Wplus Kinderopvang had an average of 125.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does 3Wplus Kinderopvang fall under?
In its 2025 annual accounts, 3Wplus Kinderopvang states joint committee 331 (Paritair Comité voor de Vlaamse welzijns- en gezondheidssector).
What is the turnover of 3Wplus Kinderopvang?
The turnover in financial year 2025 is ≈ €7.8m. This figure is estimated from the gross margin of €7.2m and 32 comparable companies (NACE 88). It probably lies between €7.3m and €8.7m. In financial year 2022 turnover was €1.8m.
Is 3Wplus Kinderopvang profitable?
In financial year 2025, 3Wplus Kinderopvang made a profit of €551,218.
Where can I find the annual accounts of 3Wplus Kinderopvang?
3Wplus Kinderopvang filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 3Wplus Kinderopvang due?
3Wplus Kinderopvang must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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