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3WAYS

Active
Private limited companyfounded 20233 yrs activeRue l'Apleit 7, 4500 Huy, BelgiumKBO/BCE: BE 0797.415.719
Summary

3WAYS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,542 and a net result of €6,319. Equity is growing by ~51% per year across the filed fiscal years. Its solvency ranks better than 23% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability81▲+12
Solvency45▼-36
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 2.07 in 2024; short-term debt: 80% and cash: 21.7% of total assets), and 80% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31840 sector peers (2025).
NBB · sector comparison
Position among 31840 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
51 d early
2024
50 d early
2023
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 January 2023, 3WAYS was incorporated as a Private limited company.1 Total assets went from EUR 17,712 in 2023 to EUR 62,652 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€12,542▲ 102%
2024 · €6,223
Total assets
€62,652▲ 468%
2024 · €11,028
Net result
€6,319▲ 26,696%
2024 · €24
Working capital
€9,397▲ 83.1%
2024 · €5,132
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€9,524-€610▼ 93.6%€8,637▲ 1,317%
Net result€8,700-€24▼ 99.7%€6,319▲ 26,696%
Equity€6,200-€6,223▲ 0.4%€12,542▲ 102%
Total assets€17,712-€11,028▼ 37.7%€62,652▲ 468%
Debt€11,512-€4,804▼ 58.3%€50,110▲ 943%
Working capital€6,200-€5,132▼ 17.2%€9,397▲ 83.1%
Staff (FTE)2
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,500€5,000€7,500€10,000Operating result 2023: €9,524€9,524Net result 2023: €8,700€8,700Operating result 2024: €610€610Net result 2024: €24€24Operating result 2025: €8,637€8,637Net result 2025: €6,319€6,319202320242025€0€2,500€5,000€7,500€10,000Operating result 2023: €9,524€9,520Net result 2023: €8,700€8,700Operating result 2024: €610€610Net result 2024: €24€24Operating result 2025: €8,637€8,640Net result 2025: €6,319€6,320202320242025
The operating result recovers in 2025; 2025 is 1,317% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62,652
Fixed assets €3,144 ▲ 188%
Current assets €59,508 ▲ 499%
Equity and liabilities €62,652
Equity €12,542 ▲ 102%
Debt €50,110 ▲ 943%
Debt's share of the balance-sheet total rises from 43.6% to 80.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,437▲
2024 · €1,055
Cash flow
€7,118▲
2024 · €469
Current ratio
1.19▼
2024 · 2.07
Debt to equity
4.00▲
2024 · 0.77
ROE
50.4%▲
2024 · 0.4%
ROA
10.1%▲
2024 · 0.2%
Interest coverage
92.52▲
2024 · 10.70
Debt ≤ 1 year
€50,110▲
2024 · €4,804
Income taxes
€2,216▲
2024 · €488
Staff costs
€33,300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€11,028€62,652▲
Fixed assets21/28€1,091€3,144▲
Tangible fixed assets22/27€1,091€3,144▲
Furniture and vehicles24€1,091€3,144▲
Current assets29/58€9,936€59,508▲
Amounts receivable within one year40/41€2,350€45,179▲
Trade receivables40€2,350€44,810▲
Other amounts receivable41-€369
Cash at bank and in hand54/58€7,571€13,579▲
Deferred charges and accrued income490/1€15€750▲
Equity and liabilities
Total equity and liabilities10/49€11,028€62,652▲
Equity10/15€6,223€12,542▲
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€223€6,542▲
Amounts payable17/49€4,804€50,110▲
Amounts payable within one year42/48€4,804€50,110▲
Trade debts44€366€12,029▲
Suppliers440/4€366€12,029▲
Taxes, remuneration and social security45€2,813€27,912▲
Taxes450/3€2,813€24,475▲
Remuneration and social security454/9-€3,437
Other amounts payable47/48€1,625€10,170▲
Income statement Code20242025
Remuneration, social security and pensions62-€33,300
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€445€800▲
Other operating charges640/8€436€450▲
Gross operating margin9900€1,491€43,187▲
Operating profit (loss)9901€610€8,637▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€99€102▲
Recurring financial charges65€99€102▲
Profit (loss) for the period before taxes9903€511€8,535▲
Income taxes67/77€488€2,216▲
Profit (loss) for the period9904€24€6,319▲
Profit (loss) for the period to be appropriated9905€24€6,319▲
Appropriation of the result
Profit (loss) to be appropriated9906€223€6,542▲
Profit (loss) brought forward from the previous period14P€200€223▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62--€33,300-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€445€800▲ 79.8%
Other operating charges640/8€384€436€450▲ 3.2%
Gross operating margin9900€9,908€1,491€43,187▲ 2,797%
Operating profit (loss)9901€9,524€610€8,637▲ 1,317%
Financial income75/76B€0-€0-
Recurring financial income75€0-€0-
Financial charges65/66B€11€99€102▲ 3.5%
Recurring financial charges65€11€99€102▲ 3.5%
Profit (loss) for the period before taxes9903€9,513€511€8,535▲ 1,570%
Income taxes67/77€813€488€2,216▲ 355%
Profit (loss) for the period9904€8,700€24€6,319▲ 26,696%
Profit (loss) for the period to be appropriated9905€8,700€24€6,319▲ 26,696%
Line202320242025Change
Assets
Total assets20/58€17,712€11,028€62,652▲ 468%
Fixed assets21/28-€1,091€3,144▲ 188%
Tangible fixed assets22/27-€1,091€3,144▲ 188%
Furniture and vehicles24-€1,091€3,144▲ 188%
Current assets29/58€17,712€9,936€59,508▲ 499%
Amounts receivable within one year40/41€6,776€2,350€45,179▲ 1,823%
Trade receivables40€6,776€2,350€44,810▲ 1,807%
Other amounts receivable41--€369-
Cash at bank and in hand54/58€10,873€7,571€13,579▲ 79.4%
Deferred charges and accrued income490/1€63€15€750▲ 4,791%
Equity and liabilities
Total equity and liabilities10/49€17,712€11,028€62,652▲ 468%
Equity10/15€6,200€6,223€12,542▲ 102%
Contributions10/11€6,000€6,000€6,000=
Profit (loss) carried forward14€200€223€6,542▲ 2,831%
Amounts payable17/49€11,512€4,804€50,110▲ 943%
Amounts payable within one year42/48€11,512€4,804€50,110▲ 943%
Trade debts44-€366€12,029▲ 3,188%
Suppliers440/4-€366€12,029▲ 3,188%
Taxes, remuneration and social security45€2,844€2,813€27,912▲ 892%
Taxes450/3€2,844€2,813€24,475▲ 770%
Remuneration and social security454/9--€3,437-
Other amounts payable47/48€8,668€1,625€10,170▲ 526%
Line202320242025Change
Profit (loss) for the period9904€8,700€24€6,319▲ 26,696%
+ Depreciation and write-downs630-€445€800▲ 79.8%
Operating cash flow (approximation)€8,700€469€7,118▲ 1,419%
Investment in fixed assets (approximation)---€2,853-
Change in cash--€3,302€6,008▲ 282%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €24 ▼99.7%
Net result drops to €24, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
425 m²
Building footprint
199 m²
Volume, LiDAR
2,007 m³
2 parcels, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
3WAYS
Rue Joseph Wauters 60, 4500 HuyBusiness consulting
since 20232.341.746.878
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61007A0073/00N002indicative Wallonia 330 m² 1 · 58 m² 11.2 m · 3 fl.
61031B0159/00G000 Wallonia 95 m² 1 · 141 m² 14.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 25,451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
85592Vocational training

Scores and ratios are computed by Checked and are not a credit decision.