3TSERVICES
ActiveSummary
The annual accounts of 3TSERVICES for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €13k and a net result of €-39k. Its solvency ranks better than 12% of 17090 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency31▼-38
Growth32
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.39 against 1.49 in 2024; short-term debt: 64.7% and cash: 0.8% of total assets), and 93.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.1%
Return on assets
-18.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
55 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 75.6%
2024 · €52k
2024: €52k
2025: €13k▼ -75.6% vs 2024
2024 → 2025
Total assets
€209k▲ 75.4%
2024 · €119k
2024: €119k
2025: €209k▲ +75.4% vs 2024
2024 → 2025
Net result
€-39k
2024 · €51k
2024: €51k
2025: €-39k▼ -177% vs 2024
2024 → 2025
Working capital
€-82k
2024 · €30k
2024: €30k
2025: €-82k▼ -373% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€13k▼ 75.6%
2024: €52k
2025: €13k▼ -75.6% vs 2024
Operating result€69k-€-37k
2024: €69k
2025: €-37k▼ -154% vs 2024
Net result€51k-€-39k
2024: €51k
2025: €-39k▼ -177% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €69k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€156k ▲ 481%
Current assets
€53k ▼ 42.7%
Equity and liabilities €209k
Equity
€13k ▼ 75.6%
Debt
€196k ▲ 192%
Debt's share of the balance-sheet total rises from 56.5% to 93.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €84k
Cash flow
€-15k▼
2024 · €66k
Current ratio
0.39▼
2024 · 1.49
Debt to equity
15.48▲
2024 · 1.30
ROE
-309.2%▼
2024 · 98.1%
ROA
-18.8%▼
2024 · 42.7%
Interest coverage
-7.00▼
2024 · 321.12
Debt ≤ 1 year
€135k▲
2024 · €62k
Debt > 1 year
€60k
Income taxes
€132▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€209k▲
Fixed assets21/28€27k€156k▲
Tangible fixed assets22/27€27k€156k▲
Land and buildings22-€31k
Plant, machinery and equipment23€14k€35k▲
Furniture and vehicles24€13k€9k▼
Leasing and similar rights25-€81k
Current assets29/58€92k€53k▼
Amounts receivable within one year40/41€29k€50k▲
Trade receivables40€29k€50k▲
Cash at bank and in hand54/58€63k€2k▼
Deferred charges and accrued income490/1€284€1k▲
Equity and liabilities
Total equity and liabilities10/49€119k€209k▲
Equity10/15€52k€13k▼
Contributions10/11€1k€1k=
Reserves13€51k€51k=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14-€-39k
Amounts payable17/49€67k€196k▲
Amounts payable after more than one year17-€60k
Financial debts170/4-€60k
Amounts payable within one year42/48€62k€135k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€5k€14k▲
Suppliers440/4€5k€14k▲
Taxes, remuneration and social security45€30k€24k▼
Taxes450/3€30k€23k▼
Remuneration and social security454/9-€836
Other amounts payable47/48€28k€83k▲
Accrued charges and deferred income492/3€5k€936▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€24k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€2k€561▼
Gross operating margin9900€88k€-11k▼
Operating profit (loss)9901€69k€-37k▼
Financial charges65/66B€263€2k▲
Recurring financial charges65€263€2k▲
Profit (loss) for the period before taxes9903€69k€-39k▼
Income taxes67/77€18k€132▼
Profit (loss) for the period9904€51k€-39k▼
Profit (loss) for the period to be appropriated9905€51k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€-39k▼
Transfer to equity691/2€51k€0▼
To other reserves6921€51k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €24k | ▲ 63.4% |
| Other operating charges640/8 | €2k | €1k | ▼ 25.2% |
| Non-recurring operating charges66A | €2k | €561 | ▼ 74.6% |
| Gross operating margin9900 | €88k | €-11k | ▼ 112% |
| Operating profit (loss)9901 | €69k | €-37k | ▼ 154% |
| Financial charges65/66B | €263 | €2k | ▲ 594% |
| Recurring financial charges65 | €263 | €2k | ▲ 594% |
| Profit (loss) for the period before taxes9903 | €69k | €-39k | ▼ 156% |
| Income taxes67/77 | €18k | €132 | ▼ 99.3% |
| Profit (loss) for the period9904 | €51k | €-39k | ▼ 177% |
| Profit (loss) for the period to be appropriated9905 | €51k | €-39k | ▼ 177% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €119k | €209k | ▲ 75.4% |
| Fixed assets21/28 | €27k | €156k | ▲ 481% |
| Tangible fixed assets22/27 | €27k | €156k | ▲ 481% |
| Land and buildings22 | - | €31k | - |
| Plant, machinery and equipment23 | €14k | €35k | ▲ 148% |
| Furniture and vehicles24 | €13k | €9k | ▼ 28.4% |
| Leasing and similar rights25 | - | €81k | - |
| Current assets29/58 | €92k | €53k | ▼ 42.7% |
| Amounts receivable within one year40/41 | €29k | €50k | ▲ 70.1% |
| Trade receivables40 | €29k | €50k | ▲ 70.1% |
| Cash at bank and in hand54/58 | €63k | €2k | ▼ 97.4% |
| Deferred charges and accrued income490/1 | €284 | €1k | ▲ 426% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €119k | €209k | ▲ 75.4% |
| Equity10/15 | €52k | €13k | ▼ 75.6% |
| Contributions10/11 | €1k | €1k | = |
| Reserves13 | €51k | €51k | = |
| Distributable reserves133 | €51k | €51k | = |
| Profit (loss) carried forward14 | - | €-39k | - |
| Amounts payable17/49 | €67k | €196k | ▲ 192% |
| Amounts payable after more than one year17 | - | €60k | - |
| Financial debts170/4 | - | €60k | - |
| Amounts payable within one year42/48 | €62k | €135k | ▲ 118% |
| Current portion of amounts payable after more than one year42 | - | €14k | - |
| Trade debts44 | €5k | €14k | ▲ 200% |
| Suppliers440/4 | €5k | €14k | ▲ 200% |
| Taxes, remuneration and social security45 | €30k | €24k | ▼ 18.2% |
| Taxes450/3 | €30k | €23k | ▼ 21.0% |
| Remuneration and social security454/9 | - | €836 | - |
| Other amounts payable47/48 | €28k | €83k | ▲ 200% |
| Accrued charges and deferred income492/3 | €5k | €936 | ▼ 81.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €-39k | ▼ 177% |
| + Depreciation and write-downs630 | €15k | €24k | ▲ 63.4% |
| Operating cash flow (approximation) | €66k | €-15k | ▼ 122% |
| Investment in fixed assets (approximation) | - | €-154k | - |
| Change in cash | - | €-61k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 2 establishment units since 2023
Ground area
1,269 m²
Building footprint
405 m²
Volume, LiDAR
5,220 m³
2 parcels, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
3TSERVICES
since 20232.342.648.384
Fedo
since 20252.385.854.065
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43005D0274/00P000 | Flanders | 1,036 m² | 1 · 171 m² | 9.0 m · 2 fl. |
| 43352E0335/00S000 | Flanders | 234 m² | 1 · 234 m² | 21.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEeklo2.385.854.065
Similar companies · same sector, comparable size
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ARK HABITAT
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BRIOSOFT
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 10,800 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2023
Fiscal year end31-12
Trade name NL
3TTEAM
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
71113Urban planning and landscape architecture
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.