Equity
Equity rose in 2025 from €113,421 to €264,791.
Equity rose in 2025 from €113,421 to €264,791.
Short-term debts fell from €328,721 to €70,140.
The last five annual accounts were filed 28 to 109 days before the end of the period.
In July 2024, 34,721 companies had the same profile as 3T has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for 3T. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| 3T Koksijde | €441,246 | -€94,738 | 60.0% | - |
| ROS BAYARD Meise | €416,444 | -€1,847 | 86.0% | - |
| Van Dyck - Van de Water Kasterlee | €419,013 | -€10,863 | 29.8% | - |
| B.N.P. Wellen | €514,181 | -€82,461 | 65.6% | - |
| SWING'S Villers-la-Ville | €523,757 | -€11,563 | -23.0% | - |
| WHITE CAT Ghent | €409,893 | -€10,711 | -67.5% | - |
| CREATEUR CULINAIR Sint-Gillis-Waas | €411,842 | -€7,877 | -45.0% | - |
These companies have the same main activity as 3T: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €410,000 and €524,000, founded between 2005 and 2010.
3T files the micro format. That format states no turnover. The gross margin fell from €62,342 in 2010 to -€94,738 in 2025.
The balance sheet grew most in 2011 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Higher than 76% of 18,509 companies in 2025.
Higher than 61% of 17,864 companies in 2025.
Higher than 91% of 17,961 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: middle half
| Line | Trend | 2025 | 202410 months | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 201423 months | 2012 | 2011 | 201024 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||
20/58 |
441,246 | 818,463 | 765,123 | 801,454 | 830,603 | 854,841 | 888,753 | 773,441 | 807,622 | 850,200 | 901,724 | 882,311 | 577,788 | 598,467 | 427,945 | |
21/28 |
340,669 | 713,513 | 738,151 | 766,943 | 799,025 | 836,480 | 876,055 | 737,504 | 768,501 | 809,344 | 848,410 | 826,416 | 539,745 | 556,458 | 389,137 | |
22/27 |
340,669 | 713,513 | 738,151 | 765,343 | 797,425 | 834,880 | 874,455 | 735,904 | 766,901 | 809,264 | 848,330 | 826,336 | 538,145 | 554,858 | 389,137 | |
22 |
338,266 | 710,050 | 733,805 | 765,138 | 796,762 | 834,068 | 872,905 | 731,790 | 764,141 | 805,469 | 843,468 | 825,878 | 537,911 | 554,390 | 389,137 | |
23 |
19 | 85 | 140 | 206 | 272 | 29 | 375 | 763 | 83 | 224 | 400 | - | - | - | - | |
24 |
2,384 | 3,378 | 4,206 | 0 | 392 | 783 | 1,175 | 3,351 | 2,678 | 3,570 | 4,463 | 459 | 234 | 468 | - | |
28 |
- | - | 0 | 1,600 | 1,600 | 1,600 | 1,600 | 1,600 | 1,600 | 80 | 80 | 80 | 1,600 | 1,600 | - | |
29/58 |
100,577 | 104,950 | 26,971 | 34,511 | 31,578 | 18,361 | 12,698 | 35,937 | 39,121 | 40,856 | 53,313 | 55,894 | 38,043 | 42,008 | 38,809 | |
40/41 |
6,533 | 82,890 | 12,953 | 23,527 | 13,753 | 6,829 | 737 | 23,746 | 38,712 | 40,856 | 53,313 | 50,787 | 38,024 | 41,954 | 37,045 | |
40 |
1,420 | 82,890 | 12,807 | 23,527 | 13,753 | 3,713 | 726 | 23,746 | - | 13,123 | 7,563 | 10,766 | 10,624 | 14,554 | 12,547 | |
41 |
5,113 | 0 | 146 | - | 0 | 3,116 | 11 | - | 38,712 | 27,733 | 45,750 | 40,021 | 27,400 | 27,400 | 24,498 | |
50/53 |
90,612 | 3 | 2 | 132 | 132 | 132 | - | - | - | - | - | - | - | - | - | |
54/58 |
3,432 | - | - | 0 | 11,294 | 0 | 2,461 | 9,691 | 409 | - | - | 5,108 | 19 | 54 | 1,764 | |
490/1 |
0 | 22,057 | 14,016 | 10,852 | 6,400 | 11,400 | 9,500 | 2,500 | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||
10/49 |
441,246 | 818,463 | 765,123 | 801,454 | 830,603 | 854,841 | 888,753 | 773,441 | 807,622 | 850,200 | 901,724 | 882,311 | 577,788 | 598,467 | 427,945 | |
10/15 |
264,791 | 113,421 | 58,090 | 56,171 | 54,991 | 50,544 | 67,079 | 65,819 | 65,325 | 56,567 | 56,239 | 49,806 | 32,720 | 20,262 | 11,110 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
269,576 | 107,221 | 48,791 | 48,791 | 48,791 | 9,860 | 9,860 | 9,860 | 9,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
130/1 |
- | 0 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | 0 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | - | - | - | - | |
132 |
231,576 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
38,000 | 107,221 | 46,931 | 46,931 | 46,931 | 8,000 | 8,000 | 8,000 | 8,000 | - | - | - | - | - | - | |
14 |
-10,985 | 0 | 3,098 | 1,180 | 0 | 34,484 | 51,019 | 49,759 | 49,265 | 48,507 | 48,179 | 41,746 | 24,660 | 12,202 | 3,050 | |
16 |
77,192 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
168 |
77,192 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
17/49 |
99,263 | 705,042 | 707,033 | 745,283 | 775,612 | 804,297 | 821,674 | 707,622 | 742,297 | 793,633 | 845,485 | 832,504 | 545,067 | 578,204 | 416,835 | |
17 |
28,901 | 370,045 | 414,365 | 489,515 | 559,187 | 620,420 | 642,261 | 550,730 | 605,018 | 665,160 | 716,112 | 706,627 | 473,959 | 492,020 | 373,895 | |
170/4 |
28,901 | 370,045 | 414,365 | 489,515 | 559,187 | 620,420 | 642,261 | 550,730 | 605,018 | 665,160 | 716,112 | 706,627 | 473,959 | 492,020 | 373,895 | |
42/48 |
70,140 | 328,721 | 292,667 | 255,767 | 216,425 | 183,878 | 179,413 | 148,265 | 130,473 | 128,405 | 129,373 | 125,877 | 69,109 | 86,185 | 42,940 | |
42 |
3,273 | 73,849 | 71,150 | 68,972 | 66,232 | 55,637 | 58,469 | 46,922 | 52,262 | 52,773 | 52,179 | 47,053 | 22,317 | 19,677 | 12,260 | |
43 |
0 | 7,315 | 1,838 | 9,238 | 0 | 4,993 | - | - | 4,809 | 4,960 | 6,027 | 1,149 | 1,548 | 893 | - | |
430/8 |
0 | 2,841 | 1,838 | 9,238 | 0 | 4,993 | - | - | 4,809 | 4,960 | 6,027 | 1,149 | 1,548 | - | - | |
439 |
0 | 4,474 | - | - | - | - | - | - | - | - | - | - | - | 893 | - | |
44 |
17,963 | 5,003 | 25,070 | 9,296 | 8,830 | 11,821 | 9,979 | 15,498 | 6,446 | 3,244 | 8,002 | 13,807 | 6,468 | 3,147 | 26,303 | |
440/4 |
17,963 | 5,003 | 25,070 | 9,296 | 8,830 | 11,821 | 9,979 | 15,498 | 6,446 | 3,244 | 8,002 | 13,807 | 6,468 | 3,147 | 26,303 | |
45 |
9,660 | 57,762 | 15,326 | 8,663 | 3,512 | 5,335 | 13,096 | 13,053 | 6,668 | 6,588 | 75 | 3,786 | 16,817 | 22,042 | 4,377 | |
450/3 |
2,630 | 57,762 | 15,326 | 8,663 | 3,512 | 2,935 | 12,096 | 13,053 | 6,668 | 6,588 | 75 | 3,786 | 16,817 | 22,042 | 4,377 | |
454/9 |
7,030 | - | - | - | 0 | 2,400 | 1,000 | - | - | - | - | - | - | - | - | |
47/48 |
39,244 | 184,791 | 179,283 | 159,598 | 137,850 | 106,091 | 97,869 | 72,792 | 60,287 | 60,840 | 63,090 | 60,082 | 21,960 | 40,425 | - | |
492/3 |
222 | 6,275 | - | - | - | - | - | 8,627 | 6,806 | 68 | - | - | 1,999 | - | - | |
| Income statement | ||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | 321,616 | 145,485 | 148,024 | 198,847 | |
76A |
- | - | - | - | - | 0 | 5,653 | - | 1,520 | - | - | - | - | - | - | |
9900 |
-94,738 | 173,851 | 64,615 | 60,795 | 54,408 | 56,242 | 81,154 | 83,348 | 89,419 | 78,931 | 87,720 | 201,597 | 76,598 | 70,197 | 62,342 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | 120,019 | 68,886 | 77,827 | 136,506 | |
62 |
- | - | - | 0 | 33 | - | - | - | - | - | - | - | - | - | - | |
630 |
21,649 | 24,638 | 32,164 | 32,082 | 39,785 | 40,074 | 34,052 | 43,308 | 42,362 | 42,067 | 36,099 | 116,195 | 28,252 | 26,663 | 37,976 | |
631/4 |
-38,731 | 45,493 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
3,891 | 4,978 | 5,777 | 5,631 | 5,525 | 5,273 | 8,226 | 7,036 | 7,974 | 2,524 | 3,689 | 5,822 | 2,569 | 3,743 | 876 | |
66A |
- | 0 | 1,600 | - | - | - | - | - | - | - | - | - | - | - | - | |
9901 |
-81,546 | 98,741 | 25,074 | 23,081 | 9,065 | 10,895 | 38,876 | 33,005 | 39,083 | 34,340 | 47,932 | 79,580 | 45,777 | 39,791 | 23,490 | |
75/76B |
332,740 | 0 | 0 | 0 | 21,488 | 253 | 0 | 1,290 | 4,964 | 87 | 130 | 126 | 16 | 1,459 | 24 | |
75 |
177 | 0 | 0 | 0 | 0 | 253 | 0 | 1,290 | 1,525 | 87 | 130 | 126 | 16 | 1,459 | 24 | |
76B |
332,563 | - | - | 0 | 21,488 | - | - | - | 3,439 | - | - | - | - | - | - | |
65/66B |
21,393 | 18,233 | 18,997 | 21,902 | 25,591 | 27,159 | 31,437 | 30,505 | 31,661 | 34,322 | 36,347 | 49,606 | 25,802 | 23,012 | 14,224 | |
65 |
21,393 | 18,233 | 18,997 | 21,902 | 25,591 | 27,159 | 31,437 | 30,505 | 31,661 | 34,322 | 36,347 | 49,606 | 25,802 | 23,012 | 14,224 | |
9903 |
229,800 | 80,509 | 6,078 | 1,180 | 4,962 | -16,012 | 7,439 | 3,790 | 12,386 | 104 | 11,715 | 30,100 | 19,992 | 18,238 | 9,291 | |
680 |
77,192 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
67/77 |
1,238 | 25,177 | 4,160 | 0 | 514 | 523 | 6,180 | 3,295 | 3,628 | -224 | 5,283 | 13,014 | 7,534 | 9,086 | 4,381 | |
9904 |
151,370 | 55,331 | 1,918 | 1,180 | 4,447 | -16,535 | 1,259 | 494 | 8,758 | 328 | 6,432 | 17,086 | 12,458 | 9,152 | 4,910 | |
689 |
231,576 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
9905 |
-80,206 | 55,331 | 1,918 | 1,180 | 4,447 | -16,535 | 1,259 | 494 | 8,758 | 328 | 6,432 | 17,086 | 12,458 | 9,152 | 4,910 | |
| Appropriation of the result | ||||||||||||||||
9906 |
-80,206 | 58,430 | 3,098 | 1,180 | 38,931 | 34,484 | 51,019 | 49,759 | 57,265 | 48,507 | 48,179 | 41,746 | 24,660 | 12,202 | 4,910 | |
14P |
0 | 3,098 | 1,180 | 0 | 34,484 | - | - | - | - | - | - | - | - | - | - | |
791/2 |
69,221 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
0 | 58,430 | - | 0 | 38,931 | - | - | - | 8,000 | - | - | - | - | - | 1,860 | |
6921 |
0 | 58,430 | - | 0 | 38,931 | - | - | - | 8,000 | - | - | - | - | - | 1,860 | |
| Document | ||||||||||||||||
The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 02-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 02-04-2026 | 2026-00070777 | |
| 30-09-2024 | micro format | 10-03-2025 | 2025-00046020 | |
| 30-11-2023 | micro format | 29-05-2024 | 2024-00099501 | |
| 30-11-2022 | micro format | 13-03-2023 | 2023-00038990 | |
| 30-11-2021 | micro format | 04-05-2022 | 2022-20022239 | |
| 30-11-2020 | micro format | 28-04-2021 | 2021-11900198 | |
| 30-11-2019 | micro format | 29-05-2020 | 2020-13600494 | |
| 30-11-2018 | abbreviated format | 12-06-2019 | 2019-17700279 | |
| 30-11-2017 | abbreviated format | 28-05-2018 | 2018-14100221 | |
| 30-11-2016 | abbreviated format | 31-05-2017 | 2017-13900143 | |
| 30-11-2015 | abbreviated format | 23-05-2016 | 2016-12800470 | |
| 30-11-2014 | abbreviated format | 07-04-2015 | 2015-09300550 | |
| 31-12-2012 | abbreviated format | 31-08-2013 | 2013-57500293 | |
| 31-12-2011 | abbreviated format | 30-08-2012 | 2012-55300463 | |
| 31-12-2010 | abbreviated format | 31-08-2011 | 2011-52100219 |
| Line | Trend | 2025 | 202410 months | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 201423 months | 2012 | 2011 | 201024 months |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -59,897 | 123,380 | 57,238 | 55,163 | 48,850 | 50,969 | 72,927 | 76,312 | 81,445 | 76,407 | 84,031 | 195,775 | 74,029 | 66,454 | 61,466 | ||
| 173,019 | 79,970 | 34,082 | 33,262 | 44,233 | 23,540 | 35,311 | 43,802 | 51,120 | 42,395 | 42,531 | 133,281 | 40,710 | 35,815 | 42,886 | ||
| -351,195 | 0 | 4,972 | 0 | 2,330 | 500 | 174,388 | 11,639 | 1,519 | 3,000 | 58,093 | 404,387 | 11,538 | 193,985 | 427,113 | ||
| - | - | - | -11,294 | 11,294 | -2,461 | -7,230 | 9,282 | - | - | - | 5,088 | -35 | -1,710 | - | ||
| 30,438 | -223,772 | -265,696 | -221,257 | -184,846 | -165,517 | -166,715 | -112,328 | -91,352 | -87,549 | -76,059 | -69,982 | -31,067 | -44,177 | -4,131 | ||
| - | - | - | - | - | - | - | - | - | - | - | 24.7% | 31.5% | 26.9% | 11.8% | ||
| 60.0% | 13.9% | 7.6% | 7.0% | 6.6% | 5.9% | 7.5% | 8.5% | 8.1% | 6.7% | 6.2% | 5.6% | 5.7% | 3.4% | 2.6% | ||
| 1.43 | 0.32 | 0.09 | 0.13 | 0.15 | 0.10 | 0.07 | 0.24 | 0.30 | 0.32 | 0.41 | 0.44 | 0.55 | 0.49 | 0.90 | ||
| 0.37 | 6.22 | 12.17 | 13.27 | 14.10 | 15.91 | 12.25 | 10.75 | 11.36 | 14.03 | 15.03 | 16.71 | 16.66 | 28.54 | 37.52 | ||
| 57.2% | 48.8% | 3.3% | 2.1% | 8.1% | -32.7% | 1.9% | 0.8% | 13.4% | 0.6% | 11.4% | 34.3% | 38.1% | 45.2% | 44.2% | ||
| 34.3% | 6.8% | 0.3% | 0.1% | 0.5% | -1.9% | 0.1% | 0.1% | 1.1% | 0.0% | 0.7% | 1.9% | 2.2% | 1.5% | 1.1% | ||
| -2.80 | 6.77 | 3.01 | 2.52 | 1.91 | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | 12 days | 27 days | 36 days | 23 days | ||
| - | - | - | - | - | - | - | - | - | - | - | 42 days | 34 days | 15 days | 70 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-11-2023 | 30-11-2022 | 30-11-2021 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €984,000 | €984,000 | €984,000 | €984,000 | €984,000 |
| Carrying value of the mortgaged assets | €338,266 | €710,050 | €733,805 | €765,138 | €796,762 |
| Carrying value of the other pledged assets | €2,384 | €3,378 | €4,206 | €0 | €392 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 30-09-2025 | 30-09-2024 | 30-11-2023 | 30-11-2022 | 30-11-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €4,972 | - | €2,330 |
| €21,649 | €24,638 | €32,164 | €32,082 | €39,785 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €81,546, after a profit of €98,741 in 2024. It is the lowest result since 2010.
Debt's share of the balance-sheet total falls from 86.1% to 22.5%. Equity is higher and debt is lower.
3T has no parent and no holdings in its annual accounts. is the only director. 3T shares no director with another company.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Smalle Weg 8 registered office 8670 Koksijde 70200 Business and other management consultancy | 13-01-2009 | 2.182.043.110 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 38343A0550/00C002 | 564 m² | 1 · 76 m² | 8.8 m · 2 |
If something looks wrong or is missing, please tell us.