3T
ActiveSummary
3T has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268,782 and a net result of €27,860. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 92% of 2033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+9
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 6.97 against 4.39 in 2024; short-term debt: 9.3% and cash: 32.5% of total assets), and 10.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
9.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
42 d early
2023
40 d early
2022
40 d early
2021
33 d early
2020
44 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€268,782▲ 0.5%
2024 · €267,452
Total assets
€301,297▼ 13.5%
2024 · €348,450
Net result
€27,860▲ 273%
2024 · €7,473
Working capital
€166,984▼ 7.7%
2024 · €180,977
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,132▲ 26.8%€31,028▼ 11.7%€11,419▼ 63.2%€9,021▼ 21.0%€34,644▲ 284%
Net result€70,272within the sector's middle half▼ 3.1%€124,197above the sector's middle half▲ 76.7%€20,514within the sector's middle half▼ 83.5%€7,473within the sector's middle half▼ 63.6%€27,860within the sector's middle half▲ 273%
Equity€311,746within the sector's middle half▲ 29.6%€292,629within the sector's middle half▼ 6.1%€279,636within the sector's middle half▼ 4.4%€267,452within the sector's middle half▼ 4.4%€268,782within the sector's middle half▲ 0.5%
Total assets€527,937within the sector's middle half▲ 5.8%€587,839within the sector's middle half▲ 11.3%€404,959within the sector's middle half▼ 31.1%€348,450within the sector's middle half▼ 14.0%€301,297within the sector's middle half▼ 13.5%
Debt€211,548▼ 16.3%€290,987▲ 37.6%€121,521▼ 58.2%€77,616▼ 36.1%€29,553▼ 61.9%
Working capital€50,735within the sector's middle half▲ 240%-€7,814below the sector's middle half€86,465within the sector's middle half€180,977within the sector's middle half▲ 109%€166,984within the sector's middle half▼ 7.7%
Solvency59.0%within the sector's middle half▲ 10.9pp49.8%within the sector's middle half▼ 9.3pp69.1%above the sector's middle half▲ 19.3pp76.8%above the sector's middle half▲ 7.7pp89.2%above the sector's middle half▲ 12.5pp
Current ratio1.92within the sector's middle half▲ 0.640.96below the sector's middle half▼ 0.962.64within the sector's middle half▲ 1.694.39above the sector's middle half▲ 1.756.97above the sector's middle half▲ 2.58
Return on assets (ROA)13.3%within the sector's middle half▼ 1.2pp21.1%above the sector's middle half▲ 7.8pp5.1%within the sector's middle half▼ 16.1pp2.1%within the sector's middle half▼ 2.9pp9.2%within the sector's middle half▲ 7.1pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 284% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301,297
Fixed assets
€106,356 ▼ 6.8%
Current assets
€194,940 ▼ 16.8%
Equity and liabilities €301,297
Equity
€268,782 ▲ 0.5%
Provisions
€2,962 ▼ 12.4%
Debt
€29,553 ▼ 61.9%
Debt's share of the balance-sheet total falls from 22.3% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42,421▲
2024 · €16,797
Cash flow
€35,636▲
2024 · €15,249
Debt to equity
0.11▼
2024 · 0.29
ROE
10.4%▲
2024 · 2.8%
Interest coverage
38.65▲
2024 · 7.98
Debt ≤ 1 year
€27,957▼
2024 · €53,340
Income taxes
€9,707▲
2024 · €8,149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,435 | €7,236 | €7,776 | €7,776 | €7,776 | = |
| Other operating charges640/8 | - | €2,518 | €26,569 | €27,059 | €2,911 | ▼ 89.2% |
| Gross operating margin9900 | €46,767 | €40,782 | €45,765 | €43,856 | €45,332 | ▲ 3.4% |
| Operating profit (loss)9901 | €35,132 | €31,028 | €11,419 | €9,021 | €34,644 | ▲ 284% |
| Financial income75/76B | - | €103,221 | €20,000 | €8,286 | €3,600 | ▼ 56.6% |
| Recurring financial income75 | €54,000 | €103,221 | €20,000 | €8,286 | €3,600 | ▼ 56.6% |
| Financial charges65/66B | - | €3,310 | €2,734 | €2,104 | €1,098 | ▼ 47.8% |
| Recurring financial charges65 | €3,899 | €3,310 | €2,734 | €2,104 | €1,098 | ▼ 47.8% |
| Profit (loss) for the period before taxes9903 | €85,234 | €130,939 | €28,685 | €15,202 | €37,147 | ▲ 144% |
| Transfer from deferred taxes780 | - | €420 | €420 | €420 | €420 | = |
| Income taxes67/77 | €15,382 | €7,162 | €8,592 | €8,149 | €9,707 | ▲ 19.1% |
| Profit (loss) for the period9904 | €70,272 | €124,197 | €20,514 | €7,473 | €27,860 | ▲ 273% |
| Transfer from tax-exempt reserves789 | - | €1,261 | €1,261 | €1,261 | €1,261 | = |
| Profit (loss) for the period to be appropriated9905 | €71,533 | €125,457 | €21,775 | €8,734 | €29,121 | ▲ 233% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €527,937 | €587,839 | €404,959 | €348,450 | €301,297 | ▼ 13.5% |
| Fixed assets21/28 | €421,839 | €417,685 | €265,909 | €114,132 | €106,356 | ▼ 6.8% |
| Tangible fixed assets22/27 | €133,839 | €129,685 | €121,909 | €114,132 | €106,356 | ▼ 6.8% |
| Land and buildings22 | - | €126,666 | €119,506 | €112,346 | €105,186 | ▼ 6.4% |
| Furniture and vehicles24 | - | €3,019 | €2,403 | €1,787 | €1,170 | ▼ 34.5% |
| Financial fixed assets28 | €288,000 | €288,000 | €144,000 | - | - | - |
| Current assets29/58 | €106,097 | €170,153 | €139,050 | €234,317 | €194,940 | ▼ 16.8% |
| Amounts receivable after more than one year29 | - | - | - | €120,000 | €96,000 | ▼ 20.0% |
| Other amounts receivable291 | - | - | - | €120,000 | €96,000 | ▼ 20.0% |
| Amounts receivable within one year40/41 | €5,245 | €2,898 | €91,409 | €12,036 | €293 | ▼ 97.6% |
| Other amounts receivable41 | - | €2,898 | €91,409 | €12,036 | €293 | ▼ 97.6% |
| Cash at bank and in hand54/58 | €100,209 | €164,560 | €46,870 | €101,462 | €97,828 | ▼ 3.6% |
| Deferred charges and accrued income490/1 | - | €2,696 | €772 | €819 | €819 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €527,937 | €587,839 | €404,959 | €348,450 | €301,297 | ▼ 13.5% |
| Equity10/15 | €311,746 | €292,629 | €279,636 | €267,452 | €268,782 | ▲ 0.5% |
| Contributions10/11 | - | €48,000 | €48,000 | €48,000 | €48,000 | = |
| Reserves13 | €263,746 | €244,629 | €231,636 | €219,452 | €220,782 | ▲ 0.6% |
| Non-distributable reserves130/1 | - | €6,619 | €6,619 | - | - | - |
| Reserves not available under the articles1311 | - | €6,619 | €6,619 | - | - | - |
| Tax-exempt reserves132 | - | €12,668 | €11,407 | €10,147 | €8,886 | ▼ 12.4% |
| Distributable reserves133 | - | €225,342 | €213,609 | €209,305 | €211,896 | ▲ 1.2% |
| Provisions and deferred taxes16 | €4,643 | €4,223 | €3,802 | €3,382 | €2,962 | ▼ 12.4% |
| Deferred taxes168 | - | €4,223 | €3,802 | €3,382 | €2,962 | ▼ 12.4% |
| Amounts payable17/49 | €211,548 | €290,987 | €121,521 | €77,616 | €29,553 | ▼ 61.9% |
| Amounts payable after more than one year17 | €154,379 | €111,187 | €67,268 | €22,610 | - | - |
| Financial debts170/4 | - | €111,187 | €67,268 | €22,610 | - | - |
| Amounts payable within one year42/48 | €55,362 | €177,968 | €52,586 | €53,340 | €27,957 | ▼ 47.6% |
| Current portion of amounts payable after more than one year42 | - | €46,759 | €47,546 | €48,346 | €26,360 | ▼ 45.5% |
| Financial debts43 | - | €3,355 | €3,380 | €3,399 | - | - |
| Credit institutions430/8 | - | €3,355 | €3,380 | €3,399 | - | - |
| Trade debts44 | €702 | €2,749 | €932 | €871 | €920 | ▲ 5.6% |
| Suppliers440/4 | - | €2,749 | €932 | €871 | €920 | ▲ 5.6% |
| Taxes, remuneration and social security45 | - | €37,604 | €728 | €723 | €677 | ▼ 6.4% |
| Taxes450/3 | - | €37,604 | €728 | €723 | €677 | ▼ 6.4% |
| Other amounts payable47/48 | - | €87,500 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €1,832 | €1,667 | €1,666 | €1,596 | ▼ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,272 | €124,197 | €20,514 | €7,473 | €27,860 | ▲ 273% |
| + Depreciation and write-downs630 | €8,435 | €7,236 | €7,776 | €7,776 | €7,776 | = |
| Operating cash flow (approximation) | €78,707 | €131,433 | €28,290 | €15,249 | €35,636 | ▲ 134% |
| Investment in fixed assets (approximation) | - | -€3,082 | €144,000 | €144,000 | €0 | ▼ 100% |
| Change in cash | - | €64,351 | -€117,690 | €54,592 | -€3,633 | ▼ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €7,473 ▼63.6%
Net result drops to €7,473, the lowest in the series; recovery starts the following year.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 2.64
Current ratio from 0.96 to 2.64; short-term debt falls from €177,968 to €52,586.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Highest result since 2019net €124,197 ▲76.7%
Net result €124,197, the highest in the series.
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €200,000Eq €240,547 ▲43.2%
2 profitable years in a row build equity to €240,547.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 1997
Ground area
851 m²
Building footprint
239 m²
Volume, LiDAR
1,393 m³
Parcel 71382C0544/00Z002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
2A ARCHITECTENVENNOOTSCHAP
since 19972.228.016.160
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0544/00Z002 | Flanders | 851 m² | 1 · 239 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2023 list no shareholders, and no other source names one.
Holdings 1
-
14.29%
According to the annual accounts to 30-06-2023 of 3T and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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ARCHITECTES 3 DEVELOPMENT
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 4,821 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-1997
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461119489
Also
9925:BE0461119489
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.