Equity
-€853
Debts exceed assets in financial year 2025.
3smans
Lifetime
2 annual accounts with figures on one time axispeak €11,278 (2024)
€9,811▼ 13.0%
lowest -€1,868 (2025)
-€1,868▼ €883
peak €1,015 (2024)
-€853▼ €1,868
€38,907▲ 7.0%
Board3 names since 2023
2 directors and 1 other
Documentsfilings and deeds
13-05-202679 days before the deadline
2025micro format
Gross margin from €11,278 to €9,811Loss of €1,868Equity from €1,015 to -€853Cash from €2,087 to €4,525
Key points
from the 2025 annual accountsLosses
-€2,853 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €82,000 estimated
The micro format states no turnover.
Debts
€38,907 102% of the balance sheet
Suppliers 47%Taxes and wages 5%Other 48%
Board
2 joined · 1 left
Board changed. Latest change 19-06-2026 · 2 in office.
Position in the sector
-€853
Less equity than 90% of companies in specialised construction. Sector median €57,824 · 37,191 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,556 companies had the same profile as 3smans has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.8%
stopped another way
4.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,556 companies, not a prediction for 3smans. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 05-09-2023
Director,
- 500 sharesdeed of 07-09-2023
Recent changes
2 directors appointed, 1 resignation
Resignation: (director) · Appointments: and · Permanent representatives: , and · General meeting of 19-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0805502747
Incorporation
Founding capital of €2,000, 500 shares · Founder: · Appointment: (director) · published on 07-09-2023 · Gazette deed
First establishment
Elf-Novemberlaan 7, Lochristi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 3smans Lochristi | €38,054 | €9,811 | -2.2% | - |
| SANIWARM Zaventem | €37,891 | €10,887 | 23.4% | - |
| GROUP TASCI Heusden-Zolder | €41,637 | €8,474 | 87.3% | - |
| ERAGON Aalter | €43,911 | €14,335 | 33.7% | - |
| J.V. Electric Technic Bredene | €34,916 | €12,283 | 43.3% | - |
| Airco-Vent Menen | €30,203 | €10,891 | 70.1% | - |
| JD SOLUTIONS Antwerp | €43,415 | €12,606 | 30.7% | - |
These companies have the same main activity as 3smans: plumbing work (NACE 43221). They are comparable in size and age: total assets between €30,200 and €43,900, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 05-09-2023Normal situation
- Activity
- Plumbing workNACE 43221and 4 others
- Establishment unit
- 2.349.883.4959080 Lochristi, since 05-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-05-2026
Annual accounts 2025
- €38,054▲ 1.8%
- Filing
- Filed on 13-05-2026, 79 days before the end of the filing period
Insights on 3smans
The 2025 annual accounts show negative equity (-€853) and a net result of -€1,868. Its solvency ranks better than 9% of 37,177 sector peers (NACE 43, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 3smans
- What is the company number of 3smans?
- The company number of 3smans is 0805.502.747. The VAT number is the same number with BE in front: BE 0805.502.747.
- Where is 3smans based?
- The registered office is at Elf-Novemberlaan 7, 9080 Lochristi.Company details
- What does 3smans do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of 3smans?
- 3smans is a private limited company (BV).
- When was 3smans founded?
- 3smans was founded on 05-09-2023.
- Is 3smans still active?
- Yes, 3smans is an active enterprise in the KBO register.
- What is the turnover of 3smans?
- The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €9,811 and 37 comparable companies (NACE 43221). It probably lies between €62,000 and €180,000. It is a rough estimate.Financials
- Is 3smans profitable?
- In financial year 2025, 3smans made a loss of €1,868.
- Where can I find the annual accounts of 3smans?
- 3smans filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3smans due?
- 3smans must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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