Summary
3S MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.2m and a net result of €84,880. Equity is growing by ~28.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 8102 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 15-10-2025 was due by 15-05-2026 and was filed on 10-04-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
6 d early
2023
49 d early
2022
68 d early
2021
58 d early
2020
131 d early
2019
115 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 66 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 15-10-2026 and is due by 15-05-2027. Nothing is late today. Usually files around 28 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today15-10-2026 close15-05-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3.2m▲ 2.3%
2024 · €3.2m
Net result
€84,880▼ 4.3%
2024 · €88,684
Total assets
€3.5m▲ 0.8%
2024 · €3.5m
Solvency
92.2%▲ 1.3pp
2024 · 90.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€252,223▲ 26.6%€591,355▲ 134%€1.5m▲ 149%€122,702▼ 91.7%€122,782▲ 0.1%
Net result€1.2mabove the sector's middle half▲ 900%€401,305above the sector's middle half▼ 65.9%€1.3mabove the sector's middle half▲ 221%€88,684above the sector's middle half▼ 93.1%€84,880above the sector's middle half▼ 4.3%
Equity€1.6mabove the sector's middle half▲ 229%€1.9mabove the sector's middle half▲ 21.6%€3.1mabove the sector's middle half▲ 60.6%€3.2mabove the sector's middle half▲ 2.5%€3.2mabove the sector's middle half▲ 2.3%
Total assets€2.1mabove the sector's middle half▲ 110%€2.4mabove the sector's middle half▲ 13.7%€3.6mabove the sector's middle half▲ 48.1%€3.5mabove the sector's middle half▼ 2.4%€3.5mabove the sector's middle half▲ 0.8%
Debt€538,303▲ 2.2%€486,252▼ 9.7%€480,238▼ 1.2%€316,298▼ 34.1%€271,939▼ 14.0%
Working capital-€63,815below the sector's middle half▼ 48.3%€329,895above the sector's middle half€141,330within the sector's middle half▼ 57.2%€187,313above the sector's middle half▲ 32.5%€274,671above the sector's middle half▲ 46.6%
Solvency74.6%within the sector's middle half▲ 26.9pp79.8%above the sector's middle half▲ 5.2pp86.5%above the sector's middle half▲ 6.7pp90.9%above the sector's middle half▲ 4.4pp92.2%above the sector's middle half▲ 1.3pp
Current ratio0.58below the sector's middle half▲ 0.083.56within the sector's middle half▲ 2.981.73within the sector's middle half▼ 1.833.31within the sector's middle half▲ 1.576.03above the sector's middle half▲ 2.72
Return on assets (ROA)55.6%above the sector's middle half▲ 43.9pp16.7%within the sector's middle half▼ 38.9pp36.1%above the sector's middle half▲ 19.5pp2.6%within the sector's middle half▼ 33.6pp2.4%within the sector's middle half▼ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.5m
Fixed assets
€3.2m ▼ 1.0%
Current assets
€329,253 ▲ 22.6%
Equity and liabilities €3.5m
Equity
€3.2m ▲ 2.3%
Debt
€271,939 ▼ 14.0%
Debt's share of the balance-sheet total falls from 9.1% to 7.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.6%▼
2024 · 2.8%
Debt ≤ 1 year
€54,582▼
2024 · €81,181
Debt > 1 year
€217,291▼
2024 · €235,051
Income taxes
€29,848▲
2024 · €27,855
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €31,347 | €1.3m | €727 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,985 | €34,746 | €39,283 | €47,066 | €47,237 | ▲ 0.4% |
| Other operating charges640/8 | - | €4,432 | €6,135 | €5,511 | €9,507 | ▲ 72.5% |
| Non-recurring operating charges66A | - | €454 | - | - | - | - |
| Gross operating margin9900 | €282,685 | €630,987 | €1.5m | €175,280 | €179,527 | ▲ 2.4% |
| Operating profit (loss)9901 | €252,223 | €591,355 | €1.5m | €122,702 | €122,782 | ▲ 0.1% |
| Financial income75/76B | - | €1,418 | €3,994 | €3,904 | €7,358 | ▲ 88.5% |
| Recurring financial income75 | €1.1m | €1,418 | €3,994 | €3,904 | €7,358 | ▲ 88.5% |
| Financial charges65/66B | - | €11,938 | €10,952 | €10,067 | €15,413 | ▲ 53.1% |
| Recurring financial charges65 | €11,850 | €11,938 | €10,952 | €10,067 | €15,413 | ▲ 53.1% |
| Profit (loss) for the period before taxes9903 | €1.4m | €580,834 | €1.5m | €116,539 | €114,727 | ▼ 1.6% |
| Income taxes67/77 | €182,096 | €179,530 | €177,271 | €27,855 | €29,848 | ▲ 7.2% |
| Profit (loss) for the period9904 | €1.2m | €401,305 | €1.3m | €88,684 | €84,880 | ▼ 4.3% |
| Profit (loss) for the period to be appropriated9905 | €1.2m | €401,305 | €1.3m | €88,684 | €84,880 | ▼ 4.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.4m | €3.6m | €3.5m | €3.5m | ▲ 0.8% |
| Fixed assets21/28 | €2.0m | €1.9m | €3.2m | €3.2m | €3.2m | ▼ 1.0% |
| Tangible fixed assets22/27 | €288,478 | €324,176 | €346,781 | €309,826 | €262,589 | ▼ 15.2% |
| Land and buildings22 | - | €263,647 | €239,883 | €216,119 | €192,356 | ▼ 11.0% |
| Plant, machinery and equipment23 | - | €507 | €192 | - | - | - |
| Furniture and vehicles24 | - | €60,022 | €57,187 | €44,326 | €27,085 | ▼ 38.9% |
| Other tangible fixed assets26 | - | - | €49,519 | €49,381 | €43,148 | ▼ 12.6% |
| Financial fixed assets28 | €1.7m | €1.6m | €2.9m | €2.9m | €2.9m | ▲ 0.5% |
| Current assets29/58 | €87,787 | €458,684 | €333,796 | €268,494 | €329,253 | ▲ 22.6% |
| Amounts receivable after more than one year29 | - | - | €134,610 | €125,906 | €116,975 | ▼ 7.1% |
| Other amounts receivable291 | - | - | €134,610 | €125,906 | €116,975 | ▼ 7.1% |
| Amounts receivable within one year40/41 | - | €115,807 | €18,338 | €15,952 | €8,931 | ▼ 44.0% |
| Trade receivables40 | - | €20,761 | - | - | - | - |
| Other amounts receivable41 | - | €95,045 | €18,338 | €15,952 | €8,931 | ▼ 44.0% |
| Current investments50/53 | - | €27,623 | €27,623 | €27,623 | - | - |
| Cash at bank and in hand54/58 | €86,469 | €312,913 | €151,796 | €97,503 | €200,832 | ▲ 106% |
| Deferred charges and accrued income490/1 | - | €2,341 | €1,429 | €1,511 | €2,515 | ▲ 66.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.4m | €3.6m | €3.5m | €3.5m | ▲ 0.8% |
| Equity10/15 | €1.6m | €1.9m | €3.1m | €3.2m | €3.2m | ▲ 2.3% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1.6m | €1.9m | €3.1m | €3.1m | €3.0m | ▼ 0.4% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €1.9m | €3.1m | €3.1m | €3.0m | ▼ 0.4% |
| Profit (loss) carried forward14 | - | - | - | €88,684 | €173,563 | ▲ 95.7% |
| Amounts payable17/49 | €538,303 | €486,252 | €480,238 | €316,298 | €271,939 | ▼ 14.0% |
| Amounts payable after more than one year17 | €385,539 | €356,399 | €287,708 | €235,051 | €217,291 | ▼ 7.6% |
| Financial debts170/4 | - | €356,399 | €287,708 | €235,051 | €217,291 | ▼ 7.6% |
| Amounts payable within one year42/48 | €151,602 | €128,789 | €192,467 | €81,181 | €54,582 | ▼ 32.8% |
| Current portion of amounts payable after more than one year42 | - | €67,853 | €72,060 | €52,657 | €17,760 | ▼ 66.3% |
| Trade debts44 | €790 | €737 | €2,104 | €2,168 | €3,290 | ▲ 51.7% |
| Suppliers440/4 | - | €737 | €2,104 | €2,168 | €3,290 | ▲ 51.7% |
| Taxes, remuneration and social security45 | - | €59,777 | €106,302 | €5,328 | €13,378 | ▲ 151% |
| Taxes450/3 | - | €59,777 | €106,302 | €5,328 | €13,378 | ▲ 151% |
| Other amounts payable47/48 | - | €422 | €12,000 | €21,028 | €20,154 | ▼ 4.2% |
| Accrued charges and deferred income492/3 | - | €1,064 | €64 | €66 | €67 | ▲ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.2m | €401,305 | €1.3m | €88,684 | €84,880 | ▼ 4.3% |
| + Depreciation and write-downs630 | €24,985 | €34,746 | €39,283 | €47,066 | €47,237 | ▲ 0.4% |
| Operating cash flow (approximation) | €1.2m | €436,051 | €1.3m | €135,750 | €132,117 | ▼ 2.7% |
| Investment in fixed assets (approximation) | - | €46,920 | -€1.3m | -€25,112 | -€15,000 | ▲ 40.3% |
| Change in cash | - | €226,444 | -€161,117 | -€54,293 | €103,329 | ▲ 290% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-10
Financial
Highest result since 2018net €1.3m ▲221%
Operating result €1.5m, net result €1.3m, both a record.
15-10
Financial
Equity above €2mEq €3.1m ▲60.6%
6 profitable years in a row build equity to €3.1m.
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-10
Financial
Liquidity times 6current ratio 3.56
Current ratio from 0.58 to 3.56; short-term debt falls from €151,602 to €128,789.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-10
Financial
Equity above €1mEq €1.6m ▲229%
4 profitable years in a row build equity to €1.6m.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2005
Ground area
521 m²
Building footprint
147 m²
Volume, LiDAR
776 m³
Parcel 34040C0333/00B004, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3S Management
since 20052.150.601.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0333/00B004 | Flanders | 521 m² | 1 · 147 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
Owners 0
The accounts to 15-10-2023 list no shareholders, and no other source names one.
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
10%
According to the annual accounts to 15-10-2023 of 3S MANAGEMENT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
6994001L3ZNBLHOJVK85
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-2005
Fiscal year end15-10
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877607302
Also
9925:BE0877607302
Registered
28-04-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.