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3S CONSULTANCY

Active
Private limited companyfounded 2010active for 16 yearsAbelendreef 11, 9180 Lokeren, BelgiumKBO/BCE: BE 0827.647.055

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

The file of 3S CONSULTANCY contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 10.0% (high). The 2025 annual accounts show equity of €448,977 and a net result of €56,524. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 76% of 2,598 sector peers (NACE 85, financial year 2025).

Overview

Official details

KBO
Status
Active since 05-07-2010 Normal situation
Legal form
Private limited company
Registered office
Abelendreef 11, 9180 Lokeren
Activity
Other education NACE 85599and 3 others
Establishment unit
2.191.672.636 2170 Antwerpen, since 05-07-2010
Financial year end
31 December
Peppol
Reachable since 27-01-2026

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.0%
Annual accounts 2025
Gross margin
€87,966
▲ 102%
Turnover
≈ €260,000
estimated
Profit
€56,524
▲ 103%
Equity
€448,977
▲ 14.4%
Total assets
€610,275
▲ 19.5%
2025 accounts filed 61 days after the deadline
Filed on 30-09-2026at the National Bank
Score breakdownraises riskLiquidity: current ratio 3.64Reorganisation plan being carried out (approved, Gazette 31-01-2025)Last filed accounts filed 61 days late; 3 of the last 3 accounts latelowers riskSector: Education (NACE 85)Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 67% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency 99-1
equity 73.6% of total assets
Liquidity 79+37
short-term debt 26.4%
Profitability 80+4
return on assets 9.3%
Bankruptcy probability within 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,820 companies, NACE 85, micro)
Last 24 months 11-2024: 1.3%lowest value 02-2025: 14.6% 03-2025: 14.6%● unchanged vs 02-2025 04-2025: 14.6%● unchanged vs 03-2025 05-2025: 14.6%● unchanged vs 04-2025 06-2025: 14.6%● unchanged vs 05-2025 07-2025: 14.6%● unchanged vs 06-2025 08-2025: 14.6%● unchanged vs 07-2025 09-2025: 14.6%● unchanged vs 08-2025 10-2025: 14.6%● unchanged vs 09-2025 11-2025: 14.6%● unchanged vs 10-2025 12-2025: 15.3%▲ +0.7 percentage points vs 11-2025 01-2026: 21.2%▲ +5.9 percentage points vs 12-2025highest value 02-2026: 19.7%▼ -1.5 percentage points vs 01-2026 03-2026: 13.1%▼ -6.6 percentage points vs 02-2026 04-2026: 13.1%● unchanged vs 03-2026 05-2026: 12.7%▼ -0.4 percentage points vs 04-2026 06-2026: 12.0%▼ -0.7 percentage points vs 05-2026 07-2026: 11.3%▼ -0.7 percentage points vs 06-2026 08-2026: 15.0%▲ +3.7 percentage points vs 07-2026 09-2026: 16.1%▲ +1.1 percentage points vs 08-2026 10-2026: 10.0%▼ -6.1 percentage points vs 09-2026
Credit of up to €15,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file
Liquidity is ample, with a current ratio of 3.64 (4.11 in 2024), above the usual 1.5. Short-term debt is 26.4% of total assets. 26.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 74% of them on solvency, 70% on liquidity, 60% on profitability and 66% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 3.64
NBB · annual accounts
raises risk · Reorganisation plan being carried out (approved, Gazette 31-01-2025)
While the plan runs, the probability is at least 10.0%. That is the share of companies with a plan of that age that went bankrupt.
Belgian Official Gazette
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
201 days late
2023
61 days late
2022
32 days late
2021
156 days late
2019
122 days late
2018
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 103 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 filed years within 94 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in educationsector median €32,733 · 2,603 companies €448,977 View
  • Positive: 7 profitable years in a rowprofit 2025: €56,524 7 years View

Documents

Annual accounts at the NBB

All 14 annual accounts

Articles and registers

Key facts about 3S CONSULTANCY

What is the company number of 3S CONSULTANCY?
The company number of 3S CONSULTANCY is 0827.647.055. The VAT number is the same number with BE in front: BE 0827.647.055.
Where is 3S CONSULTANCY based?
The registered office is at Abelendreef 11, 9180 Lokeren.Company details
What does 3S CONSULTANCY do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of 3S CONSULTANCY?
The legal form of 3S CONSULTANCY is Private limited company (BV).
When was 3S CONSULTANCY founded?
3S CONSULTANCY was founded on 05-07-2010.
Is 3S CONSULTANCY still active?
Yes, 3S CONSULTANCY is an active enterprise in the KBO register.
What is the turnover of 3S CONSULTANCY?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €87,966 and 2,678 comparable companies of the same size. It probably lies between €170,000 and €460,000. It is a rough estimate.Financials
Is 3S CONSULTANCY profitable?
In financial year 2025, 3S CONSULTANCY made a profit of €56,524.
Where can I find the annual accounts of 3S CONSULTANCY?
3S CONSULTANCY filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of 3S CONSULTANCY due?
3S CONSULTANCY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as 3S CONSULTANCY: other education (NACE 85599). They are comparable in size and age: total assets between €491,000 and €747,000, founded between 2008 and 2012.

CompanyTotal assetsGross margin
3S CONSULTANCY Lokeren€610,275€87,966
TableOne Gent€512,969€82,443
AU SQUARE Brussel€543,378€79,021
ANAChem Consulting Chaumont-Gistoux€747,220€88,856
HDS Kortenberg€491,414€81,534
Docteur Brigitte CAPRON Thuin€496,805€98,016
ESKA LAW Nazareth-De Pinte€634,692€69,989
Full comparison

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