3R-BIOS
Active3R-BIOS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €-632. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-9
Solvency100▲+14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 2.43 in 2024; short-term debt: 15.6% and cash: 78.7% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
76 d early
2023
12 d early
2022
24 d early
2021
26 d late
2020
22 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▼ 0.6%
2024 · €110k
2018: €112k
2019: €112k
2020: €114k
2021: €115k
2022: €111k
2023: €130k
2024: €110k
2018 → 2025
Total assets
€132k▼ 26.7%
2024 · €181k
2018: €191k
2019: €172k
2020: €153k
2021: €166k
2022: €200k
2023: €188k
2024: €181k
2018 → 2025
Net result
€-632
2024 · €11k
2018: €32k
2019: €-925
2020: €3k
2021: €39k
2022: €33k
2023: €20k
2024: €11k
2018 → 2025
Working capital
€91k▲ 10.6%
2024 · €82k
2018: €84k
2019: €77k
2020: €81k
2021: €110k
2022: €71k
2023: €94k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€111k▼ 3.5%€130k▲ 17.7%€110k▼ 15.8%€109k▼ 0.6%
Operating result€54k-€44k▼ 18.6%€29k▼ 34.1%€18k▼ 38.3%€2k▼ 90.7%
Net result€39k-€33k▼ 15.5%€20k▼ 40.7%€11k▼ 42.4%€-632
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€21k▼ 49.0%
Current assets
€111k▼ 20.2%
Equity and liabilities €132k
Equity
€109k▼ 0.6%
Debt
€23k▼ 67.4%
The debt ratio falls from 39.1% to 17.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €39k
Cash flow
€20k▼
2024 · €32k
Solvency
82.6%▲
2024 · 60.9%
Current ratio
5.40▲
2024 · 2.43
Quick ratio
5.40▲
2024 · 2.43
Debt / equity
0.21▼
2024 · 0.64
ROE
-0.6%▼
2024 · 10.3%
ROA
-0.5%▼
2024 · 6.2%
Interest coverage
26.28▼
2024 · 40.94
Debt
€23k▼
2024 · €71k
Debt ≤ 1 year
€21k▼
2024 · €57k
Debt > 1 year
€2k▼
2024 · €13k
Income taxes
€1k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€132k▼
Fixed assets21/28€41k€21k▼
Tangible fixed assets22/27€41k€21k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€246-
Furniture and vehicles24€37k€18k▼
Current assets29/58€139k€111k▼
Amounts receivable within one year40/41€1k€6k▲
Other amounts receivable41€1k€6k▲
Cash at bank and in hand54/58€138k€104k▼
Deferred charges and accrued income490/1€475€2k▲
Equity and liabilities
Total equity and liabilities10/49€181k€132k▼
Equity10/15€110k€109k▼
Contributions10/11€6k€6k=
Reserves13€101k€101k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€71k€23k▼
Amounts payable after more than one year17€13k€2k▼
Financial debts170/4€13k€2k▼
Amounts payable within one year42/48€57k€21k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Trade debts44€365€897▲
Suppliers440/4€365€897▲
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€39k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€40k€23k▼
Operating profit (loss)9901€18k€2k▼
Financial charges65/66B€941€830▼
Recurring financial charges65€941€830▼
Profit (loss) for the period before taxes9903€17k€843▼
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€11k€-632▼
Profit (loss) for the period to be appropriated9905€11k€-632▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€2k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€32k-
Transfer to equity691/2€11k-
To other reserves6921€11k-
Profit to be distributed694/7€32k-
Return on contributions (dividend)694€32k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.40
Current ratio from 2.43 to 5.40; short-term debt falls from €57k to €21k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €39k ▲1303%
Operating result €54k, net result €39k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Weakest financial yearnet €-925 ▼103%
Net result drops to €-925, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Léopold III(PER) 857600 PéruwelzGround area
1,558 m²
Building footprint
158 m²
Volume, LiDAR
1,830 m³
Parcel 57064C1057/00T007, Wallonia · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
3R-BIOS
since 20072.234.633.342
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57064C1057/00T007 | Wallonia | 1,558 m² | 1 · 158 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900RD4EX1T2RIBK26
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.