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3PRO-CONSULTING

Active
Private limited companyfounded 201115 yrs activeSmeysberg 2, 3040 Huldenberg, BelgiumKBO/BCE: BE 0835.920.957
Summary

3PRO-CONSULTING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,163 and a net result of €87,369. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 16.64 against 13.17 in 2024; short-term debt: 6% and cash: 61.1% of total assets), and 6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94%
Return on assets
27.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
54 d late
2024
63 d late
2023
29 d late
2022
22 d late
2021
23 d late
2020
20 d late
2019
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 April 2011, 3PRO-CONSULTING was incorporated.1 Total assets went from EUR 296,415 in 2018 to EUR 321,299 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€302,163▼ 21.6%
2024 · €385,419
Total assets
€321,299▼ 22.8%
2024 · €416,432
Net result
€87,369▲ 1.1%
2024 · €86,423
Working capital
€299,229▼ 20.7%
2024 · €377,474
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€80,050▼ 0.5%€71,739▼ 10.4%€89,046▲ 24.1%€109,421▲ 22.9%€110,927▲ 1.4%
Net result€61,233above the sector's middle half▼ 1.0%€54,935above the sector's middle half▼ 10.3%€61,037above the sector's middle half▲ 11.1%€86,423above the sector's middle half▲ 41.6%€87,369above the sector's middle half▲ 1.1%
Equity€312,133above the sector's middle half▼ 12.8%€331,303above the sector's middle half▲ 6.1%€346,398above the sector's middle half▲ 4.6%€385,419above the sector's middle half▲ 11.3%€302,163above the sector's middle half▼ 21.6%
Total assets€341,832above the sector's middle half▼ 9.8%€357,694above the sector's middle half▲ 4.6%€374,795above the sector's middle half▲ 4.8%€416,432above the sector's middle half▲ 11.1%€321,299above the sector's middle half▼ 22.8%
Debt€29,699▲ 40.9%€26,391▼ 11.1%€28,397▲ 7.6%€31,013▲ 9.2%€19,136▼ 38.3%
Working capital€274,296above the sector's middle half▼ 11.9%€305,200above the sector's middle half▲ 11.3%€330,934above the sector's middle half▲ 8.4%€377,474above the sector's middle half▲ 14.1%€299,229above the sector's middle half▼ 20.7%
Solvency91.3%above the sector's middle half▼ 3.1pp92.6%above the sector's middle half▲ 1.3pp92.4%above the sector's middle half▼ 0.2pp92.6%above the sector's middle half▲ 0.1pp94.0%above the sector's middle half▲ 1.5pp
Current ratio10.24above the sector's middle half▼ 5.5412.56above the sector's middle half▲ 2.3312.65above the sector's middle half▲ 0.0913.17above the sector's middle half▲ 0.5216.64above the sector's middle half▲ 3.47
Return on assets (ROA)17.9%within the sector's middle half▲ 1.6pp15.4%within the sector's middle half▼ 2.6pp16.3%within the sector's middle half▲ 0.9pp20.8%within the sector's middle half▲ 4.5pp27.2%within the sector's middle half▲ 6.4pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €80,050€80,050Net result 2021: €61,233€61,233Operating result 2022: €71,739€71,739Net result 2022: €54,935€54,935Operating result 2023: €89,046€89,046Net result 2023: €61,037€61,037Operating result 2024: €109,421€109,421Net result 2024: €86,423€86,423Operating result 2025: €110,927€110,927Net result 2025: €87,369€87,36920212022202320242025€0€50,000€100,000Operating result 2023: €89,046€89,000Net result 2023: €61,037€61,000Operating result 2024: €109,421€109,000Net result 2024: €86,423€86,400Operating result 2025: €110,927€111,000Net result 2025: €87,369€87,400202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321,299
Fixed assets €2,934 ▼ 63.1%
Current assets €318,365 ▼ 22.1%
Equity and liabilities €321,299
Equity €302,163 ▼ 21.6%
Debt €19,136 ▼ 38.3%
Debt's share of the balance-sheet total falls from 7.4% to 6.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€116,842▼
2024 · €119,414
Cash flow
€93,284▼
2024 · €96,416
Debt to equity
0.06▼
2024 · 0.08
ROE
28.9%▲
2024 · 22.4%
Interest coverage
229.06▼
2024 · 1443.59
Debt ≤ 1 year
€19,136▼
2024 · €31,013
Income taxes
€35,180▲
2024 · €34,827
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€416,432€321,299▼
Fixed assets21/28€7,945€2,934▼
Tangible fixed assets22/27€7,945€2,934▼
Furniture and vehicles24€7,585€2,574▼
Other tangible fixed assets26€360€360=
Current assets29/58€408,487€318,365▼
Amounts receivable within one year40/41€250,882€121,112▼
Trade receivables40€796€5,050▲
Other amounts receivable41€250,086€116,062▼
Cash at bank and in hand54/58€156,766€196,353▲
Deferred charges and accrued income490/1€839€900▲
Equity and liabilities
Total equity and liabilities10/49€416,432€321,299▼
Equity10/15€385,419€302,163▼
Contributions10/11€12,400€12,400=
Reserves13€373,019€289,763▼
Distributable reserves133€373,019€289,763▼
Amounts payable17/49€31,013€19,136▼
Amounts payable within one year42/48€31,013€19,136▼
Trade debts44€209€462▲
Suppliers440/4€209€462▲
Taxes, remuneration and social security45€30,804€18,674▼
Taxes450/3€30,804€18,674▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,993€5,915▼
Other operating charges640/8€213€21▼
Gross operating margin9900€119,627€116,863▼
Operating profit (loss)9901€109,421€110,927▲
Financial income75/76B€11,911€12,132▲
Recurring financial income75€11,911€12,132▲
Financial charges65/66B€83€510▲
Recurring financial charges65€83€510▲
Profit (loss) for the period before taxes9903€121,249€122,549▲
Income taxes67/77€34,827€35,180▲
Profit (loss) for the period9904€86,423€87,369▲
Profit (loss) for the period to be appropriated9905€86,423€87,369▲
Appropriation of the result
Profit (loss) to be appropriated9906€86,423€87,369▲
Transfer from equity791/2€47,402€170,625▲
Transfer to equity691/2€86,423€87,369▲
To other reserves6921€86,423€87,369▲
Profit to be distributed694/7€47,402€170,625▲
Return on contributions (dividend)694€47,402€170,625▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,086€11,734€10,640€9,993€5,915▼ 40.8%
Other operating charges640/8-€45€101€213€21▼ 90.2%
Gross operating margin9900€92,136€83,517€99,786€119,627€116,863▼ 2.3%
Operating profit (loss)9901€80,050€71,739€89,046€109,421€110,927▲ 1.4%
Financial income75/76B€4,715€4,352€692€11,911€12,132▲ 1.9%
Recurring financial income75€4,715€4,352€692€11,911€12,132▲ 1.9%
Financial charges65/66B€114€142€137€83€510▲ 517%
Recurring financial charges65€114€142€137€83€510▲ 517%
Profit (loss) for the period before taxes9903€84,651€75,948€89,601€121,249€122,549▲ 1.1%
Income taxes67/77€23,418€21,014€28,565€34,827€35,180▲ 1.0%
Profit (loss) for the period9904€61,233€54,935€61,037€86,423€87,369▲ 1.1%
Profit (loss) for the period to be appropriated9905€61,233€54,935€61,037€86,423€87,369▲ 1.1%
Line20212022202320242025Change
Assets
Total assets20/58€341,832€357,694€374,795€416,432€321,299▼ 22.8%
Fixed assets21/28€37,837€26,103€15,464€7,945€2,934▼ 63.1%
Tangible fixed assets22/27€37,837€26,103€15,464€7,945€2,934▼ 63.1%
Plant, machinery and equipment23€1,865€1,210€556---
Furniture and vehicles24€35,612€24,533€14,548€7,585€2,574▼ 66.1%
Other tangible fixed assets26€360€360€360€360€360=
Current assets29/58€303,995€331,591€359,331€408,487€318,365▼ 22.1%
Amounts receivable after more than one year29€117,333€106,647----
Other amounts receivable291€117,333€106,647----
Amounts receivable within one year40/41€16,565€58,972€13,738€250,882€121,112▼ 51.7%
Trade receivables40€5,899€48,285€1,701€796€5,050▲ 534%
Other amounts receivable41€10,667€10,687€12,037€250,086€116,062▼ 53.6%
Cash at bank and in hand54/58€158,623€164,901€344,377€156,766€196,353▲ 25.3%
Deferred charges and accrued income490/1€11,474€1,072€1,216€839€900▲ 7.3%
Equity and liabilities
Total equity and liabilities10/49€341,832€357,694€374,795€416,432€321,299▼ 22.8%
Equity10/15€312,133€331,303€346,398€385,419€302,163▼ 21.6%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€299,733€318,903€333,998€373,019€289,763▼ 22.3%
Non-distributable reserves130/1€1,860€1,860€1,860---
Reserves not available under the articles1311€1,860€1,860€1,860---
Distributable reserves133€297,873€317,043€332,138€373,019€289,763▼ 22.3%
Amounts payable17/49€29,699€26,391€28,397€31,013€19,136▼ 38.3%
Amounts payable within one year42/48€29,699€26,391€28,397€31,013€19,136▼ 38.3%
Trade debts44€3,567€569€682€209€462▲ 121%
Suppliers440/4€3,567€569€682€209€462▲ 121%
Taxes, remuneration and social security45€25,200€24,556€17,325€30,804€18,674▼ 39.4%
Taxes450/3€25,200€24,556€17,325€30,804€18,674▼ 39.4%
Other amounts payable47/48€932€1,266€10,390---
Line20212022202320242025Change
Profit (loss) for the period9904€61,233€54,935€61,037€86,423€87,369▲ 1.1%
+ Depreciation and write-downs630€12,086€11,734€10,640€9,993€5,915▼ 40.8%
Operating cash flow (approximation)€73,319€66,668€71,676€96,416€93,284▼ 3.2%
Investment in fixed assets (approximation)-€0€0-€2,474-€904▲ 63.5%
Change in cash-€6,278€179,477-€187,611€39,587▲ 121%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
31-12
Financial Highest result since 2018net €87,369 ▲1.1%
Operating result €110,927, net result €87,369, both a record.
02-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
22-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial Liquidity doublescurrent ratio 31.74
Current ratio from 13.98 to 31.74; short-term debt falls from €20,782 to €10,297.
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
1,153 m²
Building footprint
135 m²
Volume, LiDAR
728 m³
Parcel 24045B0526/00V000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3PRO-CONSULTING
Smeysberg 2, 3040 HuldenbergIT consultancy
since 20112.198.700.186
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24045B0526/00V000 Flanders 1,153 m² 1 · 135 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in this sector we hold annual accounts for 18,400. 13,715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0835920957
Registered 05-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.