3Plus
ActiveSummary
3Plus has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296,611 and a net result of €25,586. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 169 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 4.09 against 3.97 in 2024; short-term debt: 24% and cash: 20.7% of total assets), and 24% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
46 d late
2023
68 d late
2022
70 d late
2021
61 d late
2020
135 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25,586▲ 157%
2024 · €9,973
Working capital
€289,891▲ 19.2%
2024 · €243,250
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,742€27,817▲ 102%€3,553▼ 87.2%€9,175▲ 158%€31,471▲ 243%
Net result€13,822€19,805▲ 43.3%€3,630▼ 81.7%€9,973▲ 175%€25,586▲ 157%
Equity€237,617▲ 6.2%€257,422▲ 8.3%€261,052▲ 1.4%€271,025▲ 3.8%€296,611▲ 9.4%
Total assets€325,484▲ 14.8%€404,157▲ 24.2%€319,569▼ 20.9%€361,305▲ 13.1%€390,531▲ 8.1%
Debt€87,867▲ 46.9%€146,735▲ 67.0%€58,517▼ 60.1%€90,280▲ 54.3%€93,920▲ 4.0%
Working capital€132,732▲ 42.3%€181,018▲ 36.4%€209,998▲ 16.0%€243,250▲ 15.8%€289,891▲ 19.2%
Staff (FTE)3.7▲ 2.8%3.8▲ 2.7%3.8=3▼ 21.1%2.7▼ 10.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 243% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390,531
Fixed assets
€6,721 ▼ 81.5%
Current assets
€383,810 ▲ 18.1%
Equity and liabilities €390,531
Equity
€296,611 ▲ 9.4%
Debt
€93,920 ▲ 4.0%
Debt's share of the balance-sheet total falls from 25.0% to 24.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€61,031▲
2024 · €39,301
Cash flow
€55,146▲
2024 · €40,099
Current ratio
4.09▲
2024 · 3.97
Debt to equity
0.32▼
2024 · 0.33
ROE
8.6%▲
2024 · 3.7%
ROA
6.6%▲
2024 · 2.8%
Interest coverage
398.09▲
2024 · 335.42
Debt ≤ 1 year
€93,920▲
2024 · €81,774
Income taxes
€10,376▲
2024 · €4,944
Staff costs
€194,122▼
2024 · €204,807
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €142 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €124,869 | €180,178 | €230,421 | €204,807 | €194,122 | ▼ 5.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,179 | €29,865 | €31,033 | €30,126 | €29,560 | ▼ 1.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €80 | - | €221 | - |
| Other operating charges640/8 | €120 | €122 | €132 | €191 | €0 | ▼ 100% |
| Non-recurring operating charges66A | €15,947 | €27,984 | €6,122 | €15,230 | €35,962 | ▲ 136% |
| Gross operating margin9900 | €183,857 | €265,965 | €271,341 | €259,528 | €291,335 | ▲ 12.3% |
| Operating profit (loss)9901 | €13,742 | €27,817 | €3,553 | €9,175 | €31,471 | ▲ 243% |
| Financial income75/76B | €209 | €318 | €2,683 | €5,860 | €4,644 | ▼ 20.8% |
| Recurring financial income75 | €209 | €318 | €2,683 | €5,860 | €4,644 | ▼ 20.8% |
| Financial charges65/66B | €128 | €151 | €115 | €117 | €153 | ▲ 30.8% |
| Recurring financial charges65 | €128 | €151 | €115 | €117 | €153 | ▲ 30.8% |
| Profit (loss) for the period before taxes9903 | €13,822 | €27,984 | €6,122 | €14,918 | €35,962 | ▲ 141% |
| Income taxes67/77 | - | €8,179 | €2,492 | €4,944 | €10,376 | ▲ 110% |
| Profit (loss) for the period9904 | €13,822 | €19,805 | €3,630 | €9,973 | €25,586 | ▲ 157% |
| Profit (loss) for the period to be appropriated9905 | €13,822 | €19,805 | €3,630 | €9,973 | €25,586 | ▲ 157% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €325,484 | €404,157 | €319,569 | €361,305 | €390,531 | ▲ 8.1% |
| Fixed assets21/28 | €112,870 | €90,218 | €66,407 | €36,281 | €6,721 | ▼ 81.5% |
| Tangible fixed assets22/27 | €110,753 | €90,218 | €66,407 | €36,281 | €6,721 | ▼ 81.5% |
| Land and buildings22 | - | €9,208 | €13,342 | €10,031 | €6,721 | ▼ 33.0% |
| Plant, machinery and equipment23 | €108,179 | €79,440 | €52,500 | €26,250 | €0 | ▼ 100% |
| Furniture and vehicles24 | €2,573 | €1,570 | €566 | - | - | - |
| Financial fixed assets28 | €2,117 | - | - | - | - | - |
| Current assets29/58 | €212,615 | €313,939 | €253,162 | €325,024 | €383,810 | ▲ 18.1% |
| Amounts receivable within one year40/41 | €60,284 | €89,882 | €216,673 | €235,700 | €297,791 | ▲ 26.3% |
| Trade receivables40 | €57,987 | €87,618 | €47,689 | €83,358 | €60,401 | ▼ 27.5% |
| Other amounts receivable41 | €2,296 | €2,264 | €168,984 | €152,342 | €237,390 | ▲ 55.8% |
| Cash at bank and in hand54/58 | €150,945 | €222,588 | €33,023 | €77,767 | €80,831 | ▲ 3.9% |
| Deferred charges and accrued income490/1 | €1,386 | €1,469 | €3,466 | €11,557 | €5,189 | ▼ 55.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €325,484 | €404,157 | €319,569 | €361,305 | €390,531 | ▲ 8.1% |
| Equity10/15 | €237,617 | €257,422 | €261,052 | €271,025 | €296,611 | ▲ 9.4% |
| Contributions10/11 | €191,973 | €191,973 | €191,973 | €191,973 | €191,973 | = |
| Capital10 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Issued capital100 | €123,947 | €123,947 | €123,947 | €123,947 | €123,947 | = |
| Outside capital11 | €68,027 | €68,027 | €68,027 | €68,027 | €68,027 | = |
| Share premium1100/10 | €68,027 | €68,027 | €68,027 | €68,027 | €68,027 | = |
| Reserves13 | €6,197 | €6,197 | €6,197 | €6,197 | €12,395 | ▲ 100% |
| Non-distributable reserves130/1 | €6,197 | €6,197 | €6,197 | €6,197 | €12,395 | ▲ 100% |
| Legal reserve130 | €6,197 | €6,197 | €6,197 | €6,197 | €12,395 | ▲ 100% |
| Profit (loss) carried forward14 | €39,446 | €59,251 | €62,881 | €72,855 | €92,243 | ▲ 26.6% |
| Amounts payable17/49 | €87,867 | €146,735 | €58,517 | €90,280 | €93,920 | ▲ 4.0% |
| Amounts payable within one year42/48 | €79,882 | €132,921 | €43,164 | €81,774 | €93,920 | ▲ 14.9% |
| Trade debts44 | €48,376 | €62,201 | €16,530 | €42,616 | €18,062 | ▼ 57.6% |
| Suppliers440/4 | €48,376 | €62,201 | €16,530 | €42,616 | €18,062 | ▼ 57.6% |
| Taxes, remuneration and social security45 | €17,685 | €28,914 | €20,512 | €24,240 | €39,896 | ▲ 64.6% |
| Taxes450/3 | €17,685 | €28,914 | €20,512 | €24,240 | €26,802 | ▲ 10.6% |
| Remuneration and social security454/9 | - | - | - | - | €13,094 | - |
| Other amounts payable47/48 | €13,822 | €41,806 | €6,122 | €14,918 | €35,962 | ▲ 141% |
| Accrued charges and deferred income492/3 | €7,985 | €13,814 | €15,353 | €8,506 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,822 | €19,805 | €3,630 | €9,973 | €25,586 | ▲ 157% |
| + Depreciation and write-downs630 | €29,179 | €29,865 | €31,033 | €30,126 | €29,560 | ▼ 1.9% |
| Operating cash flow (approximation) | €43,001 | €49,670 | €34,663 | €40,099 | €55,146 | ▲ 37.5% |
| Investment in fixed assets (approximation) | - | -€7,213 | -€7,223 | €0 | €0 | - |
| Change in cash | - | €71,642 | -€189,565 | €44,745 | €3,063 | ▼ 93.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 46 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 5.87
Current ratio from 2.36 to 5.87; short-term debt falls from €132,921 to €43,164.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Back to profitnet €13,822
Net result €13,822 after one loss-making year.
13-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 135 days late
2020
31-12
Financial
Weakest financial yearnet -€4,358
Net result drops to -€4,358, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.93
Current ratio from 1.35 to 2.93; short-term debt falls from €145,016 to €48,259.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
31-12
Financial
Equity above €200,000Eq €228,153 ▲19.5%
2 profitable years in a row build equity to €228,153.
Show earlier events
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 65 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1995
Ground area
4,600 m²
Building footprint
735 m²
Volume, LiDAR
5,758 m³
Parcel 44021A0909/00D000, Flanders · tallest building 16.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
3Plus
since 19952.073.712.124
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A0909/00D000 | Flanders | 4,600 m² | 1 · 735 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,856 companies in sector 18130 we hold annual accounts for 832. 582 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
18130Pre-press and pre-media services
Contact
E-mail
rosalie.denoo@3plus.beGent
Scores and ratios are computed by Checked and are not a credit decision.