3P CONCEPT
ActiveSummary
3P CONCEPT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.8m and a net result of €87,613. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47=
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.56 in 2024; short-term debt: 6.7% and cash: 0.1% of total assets), and 22.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
26 d late
2023
30 d late
2022
28 d late
2021
29 d late
2020
31 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€300,000
EBIT margin
97.9%
Net result
€87,613▲ 0.7%
2024 · €87,009
Working capital
-€150,757▼ 138%
2024 · -€63,271
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€135,270▼ 18.5%€130,554▼ 3.5%€192,998▲ 47.8%€144,784▼ 25.0%€139,571▼ 3.6%
Net result€145,944above the sector's middle half▼ 40.3%€79,640within the sector's middle half▼ 45.4%€182,620within the sector's middle half▲ 129%€87,009within the sector's middle half▼ 52.4%€87,613within the sector's middle half▲ 0.7%
EBIT margin
Equity€1.4mabove the sector's middle half▲ 12.0%€1.4mabove the sector's middle half▲ 5.8%€1.6mabove the sector's middle half▲ 12.6%€1.7mabove the sector's middle half▲ 5.3%€1.8mabove the sector's middle half▲ 5.1%
Total assets€2.7mabove the sector's middle half▼ 6.1%€2.6mwithin the sector's middle half▼ 3.0%€2.4mwithin the sector's middle half▼ 6.8%€2.4mwithin the sector's middle half▼ 0.3%€2.3mabove the sector's middle half▼ 3.2%
Debt€1.3m▼ 19.7%€1.1m▼ 12.4%€773,721▼ 31.6%€680,015▼ 12.1%€516,793▼ 24.0%
Working capital-€226,216▲ 40.8%-€252,740▼ 11.7%-€72,688▲ 71.2%-€63,271▲ 13.0%-€150,757▼ 138%
Solvency51.4%within the sector's middle half▲ 8.3pp56.1%within the sector's middle half▲ 4.7pp67.8%above the sector's middle half▲ 11.7pp71.6%above the sector's middle half▲ 3.8pp77.7%above the sector's middle half▲ 6.1pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€2.3m =
Current assets
€4,034 ▼ 94.9%
Equity and liabilities €2.3m
Equity
€1.8m ▲ 5.1%
Debt
€516,793 ▼ 24.0%
Debt's share of the balance-sheet total falls from 28.4% to 22.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.03▼
2024 · 0.56
Debt to equity
0.29▼
2024 · 0.40
ROE
4.9%▼
2024 · 5.1%
ROA
3.8%▲
2024 · 3.6%
Debt ≤ 1 year
€154,791▲
2024 · €142,914
Debt > 1 year
€343,702▼
2024 · €513,189
Income taxes
€30,105▲
2024 · €29,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €970 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €136,138 | €131,422 | €193,968 | €145,752 | €140,570 | ▼ 3.6% |
| Operating profit (loss)9901 | €135,270 | €130,554 | €192,998 | €144,784 | €139,571 | ▼ 3.6% |
| Financial income75/76B | €65,008 | €1,277 | €68,114 | €273 | €13 | ▼ 95.4% |
| Recurring financial income75 | €65,008 | €1,277 | €68,114 | €273 | €13 | ▼ 95.4% |
| Financial charges65/66B | €26,548 | €25,042 | €39,555 | €29,034 | €21,866 | ▼ 24.7% |
| Recurring financial charges65 | €26,548 | €25,042 | €39,555 | €29,034 | €21,866 | ▼ 24.7% |
| Profit (loss) for the period before taxes9903 | €173,730 | €106,789 | €221,556 | €116,024 | €117,718 | ▲ 1.5% |
| Income taxes67/77 | €27,786 | €27,149 | €38,936 | €29,016 | €30,105 | ▲ 3.8% |
| Profit (loss) for the period9904 | €145,944 | €79,640 | €182,620 | €87,009 | €87,613 | ▲ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €145,944 | €79,640 | €182,620 | €87,009 | €87,613 | ▲ 0.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €2.6m | €2.4m | €2.4m | €2.3m | ▼ 3.2% |
| Fixed assets21/28 | €2.6m | €2.6m | €2.3m | €2.3m | €2.3m | = |
| Financial fixed assets28 | €2.6m | €2.6m | €2.3m | €2.3m | €2.3m | = |
| Current assets29/58 | €106,995 | €26,441 | €86,341 | €79,643 | €4,034 | ▼ 94.9% |
| Amounts receivable after more than one year29 | €65,000 | €0 | - | - | - | - |
| Other amounts receivable291 | €65,000 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €7,117 | €4,418 | €79,254 | €63,853 | €984 | ▼ 98.5% |
| Trade receivables40 | - | - | €50,236 | €0 | - | - |
| Other amounts receivable41 | €7,117 | €4,418 | €29,017 | €63,853 | €984 | ▼ 98.5% |
| Current investments50/53 | €1,500 | €1,500 | €1,500 | €1,500 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €33,378 | €20,523 | €5,587 | €13,688 | €2,448 | ▼ 82.1% |
| Deferred charges and accrued income490/1 | - | - | - | €602 | €602 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €2.6m | €2.4m | €2.4m | €2.3m | ▼ 3.2% |
| Equity10/15 | €1.4m | €1.4m | €1.6m | €1.7m | €1.8m | ▲ 5.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €620 | €620 | €620 | €620 | €620 | = |
| Non-distributable reserves130/1 | €620 | €620 | €0 | - | - | - |
| Reserves not available under the articles1311 | €620 | €620 | €0 | - | - | - |
| Distributable reserves133 | - | - | €620 | €620 | €620 | = |
| Profit (loss) carried forward14 | €1.3m | €1.4m | €1.6m | €1.7m | €1.8m | ▲ 5.2% |
| Amounts payable17/49 | €1.3m | €1.1m | €773,721 | €680,015 | €516,793 | ▼ 24.0% |
| Amounts payable after more than one year17 | €951,752 | €845,768 | €582,514 | €513,189 | €343,702 | ▼ 33.0% |
| Financial debts170/4 | €951,752 | €845,768 | €582,514 | €513,189 | €343,702 | ▼ 33.0% |
| Amounts payable within one year42/48 | €333,211 | €279,181 | €159,029 | €142,914 | €154,791 | ▲ 8.3% |
| Current portion of amounts payable after more than one year42 | €277,416 | €230,746 | €78,917 | €80,062 | €81,224 | ▲ 1.5% |
| Financial debts43 | €27,516 | €27,534 | €27,544 | €27,555 | €27,550 | = |
| Credit institutions430/8 | €27,516 | €27,534 | €27,544 | €27,555 | €27,550 | = |
| Trade debts44 | €18,060 | €6,990 | €32,540 | €1,602 | €2,540 | ▲ 58.5% |
| Suppliers440/4 | €18,060 | €6,990 | €32,540 | €1,602 | €2,540 | ▲ 58.5% |
| Taxes, remuneration and social security45 | - | - | €1,835 | €0 | €105 | - |
| Taxes450/3 | - | - | €1,835 | €0 | €105 | - |
| Other amounts payable47/48 | €10,219 | €13,911 | €18,193 | €33,695 | €43,372 | ▲ 28.7% |
| Accrued charges and deferred income492/3 | €6,295 | €6,116 | €32,179 | €23,913 | €18,300 | ▼ 23.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €145,944 | €79,640 | €182,620 | €87,009 | €87,613 | ▲ 0.7% |
| Operating cash flow (approximation) | €145,944 | €79,640 | €182,620 | €87,009 | €87,613 | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | €0 | €234,623 | €0 | €0 | - |
| Change in cash | - | -€12,855 | -€14,936 | €8,100 | -€11,240 | ▼ 239% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €79,640 ▼45.4%
Net result drops to €79,640, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
26-04
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
16-06
State Gazette act
General meeting · Merger
Capital increase · Capital
2020
31-12
Financial
Highest result since 2018net €244,324 ▲29.6%
Net result €244,324, the highest in the series.
31-12
Financial
Equity above €1mEq €1.2m ▲25%
3 profitable years in a row build equity to €1.2m.
27-10
State Gazette act
General meeting · Director reappointment
Director resignation · Director discharge
Show earlier events
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2014
Ground area
1,040 m²
Building footprint
116 m²
Volume, LiDAR
591 m³
Parcel 62012A0029/00B000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
3P CONCEPT
since 20142.227.838.590
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012A0029/00B000 | Wallonia | 1,040 m² | 1 · 116 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
100%
-
99%
According to the 2025 annual accounts of 3P CONCEPT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 2,520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0545807023
Registered
11-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.