3LUYT
Active3LUYT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €683k and a net result of €182k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity ample (current ratio 5.73 against 4.38 in 2023; short-term debt: 17.3% and cash: 6.8% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.5%
Return on assets
22%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-03-2026, 224 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
224 d late
2023
162 d late
2022
501 d late
2021
800 d late
2020
1076 d late
2019
209 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€683k▲ 36.4%
2023 · €500k
2018: €97k
2019: €132k
2020: €245k
2021: €353k
2022: €417k
2023: €500k
2018 → 2024
Total assets
€828k▲ 28.1%
2023 · €646k
2018: €179k
2019: €224k
2020: €348k
2021: €477k
2022: €524k
2023: €646k
2018 → 2024
Net result
€182k▲ 118%
2023 · €84k
2018: €7k
2019: €35k
2020: €113k
2021: €108k
2022: €64k
2023: €84k
2018 → 2024
Working capital
€677k▲ 37.4%
2023 · €493k
2018: €82k
2019: €111k
2020: €229k
2021: €345k
2022: €412k
2023: €493k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€245k-€353k▲ 44.2%€417k▲ 18.0%€500k▲ 20.1%€683k▲ 36.4%
Operating result€137k-€131k▼ 4.2%€64k▼ 51.3%€91k▲ 43.7%€215k▲ 135%
Net result€113k-€108k▼ 3.8%€64k▼ 41.2%€84k▲ 31.4%€182k▲ 118%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 135% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €828k
Fixed assets
€7k=
Current assets
€820k▲ 28.4%
Equity and liabilities €828k
Equity
€683k▲ 36.4%
Debt
€145k▼ 0.5%
The debt ratio falls from 22.6% to 17.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
82.5%▲
2023 · 77.4%
Current ratio
5.73▲
2023 · 4.38
Quick ratio
5.70▲
2023 · 4.35
Debt / equity
0.21▼
2023 · 0.29
ROE
26.7%▲
2023 · 16.7%
ROA
22.0%▲
2023 · 13.0%
Debt
€145k▼
2023 · €146k
Debt ≤ 1 year
€143k▼
2023 · €146k
Income taxes
€69k▲
2023 · €33k
Staff costs
€4k▼
2023 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€646k€828k▲
Fixed assets21/28€7k€7k=
Tangible fixed assets22/27-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Other tangible fixed assets26-€0
Financial fixed assets28€7k€7k=
Current assets29/58€639k€820k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€623k€760k▲
Trade receivables40€62k€58k▼
Other amounts receivable41€561k€702k▲
Cash at bank and in hand54/58€11k€56k▲
Deferred charges and accrued income490/1€239€239=
Equity and liabilities
Total equity and liabilities10/49€646k€828k▲
Equity10/15€500k€683k▲
Contributions10/11€13k€13k=
Outside capital11€13k-
Other1109/19€13k-
Profit (loss) carried forward14€487k€670k▲
Amounts payable17/49€146k€145k▼
Amounts payable within one year42/48€146k€143k▼
Trade debts44€21k€53k▲
Suppliers440/4€21k€53k▲
Taxes, remuneration and social security45€125k€91k▼
Taxes450/3€86k€91k▲
Remuneration and social security454/9€39k-
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€102k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€863€5k▲
Gross operating margin9900€196k€224k▲
Operating profit (loss)9901€91k€215k▲
Financial income75/76B€26k€38k▲
Recurring financial income75€26k€38k▲
Financial charges65/66B€1k€755▼
Recurring financial charges65€1k€755▼
Profit (loss) for the period before taxes9903€116k€252k▲
Income taxes67/77€33k€69k▲
Profit (loss) for the period9904€84k€182k▲
Profit (loss) for the period to be appropriated9905€84k€182k▲
Appropriation of the result
Profit (loss) to be appropriated9906€486k€670k▲
Profit (loss) brought forward from the previous period14P€402k€487k▲
Transfer from equity791/2€2k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 224 days late
2025
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 162 days late
2024
31-12
Financial
Highest result since 2018net €182k ▲118%
Operating result €215k, net result €182k, both a record.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 501 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 800 days late
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1076 days late
2023
31-12
Financial
Equity above €500kEq €500k ▲20.1%
6 profitable years in a row build equity to €500k.
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 209 days late
2020
31-12
Financial
Equity above €200kEq €245k ▲85.1%
3 profitable years in a row build equity to €245k.
2019
31-12
Financial
Equity above €100kEq €132k ▲36.2%
2 profitable years in a row build equity to €132k.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Larikslaan 12950 KapellenGround area
7,460 m²
Building footprint
537 m²
Volume, LiDAR
4,422 m³
2 parcels, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Larikslaan 1, 2950 Kapellen
since 20152.244.723.817
Priesteragiestraat(VER) 10, 9130 Beveren
since 20182.279.335.197
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023I0160/00T002 | Flanders | 4,784 m² | 1 · 334 m² | 15.5 m · 4 fl. |
| 46027C0809/00F000 | Flanders | 2,676 m² | 1 · 203 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
ETERNA FINANCE
BE 1014.752.236
Chaudfontaine · Eq €683k
ENTRIO HOLDING
BE 0778.893.469
Deerlijk · Eq €683k
Virginie DUFRASNE
BE 0834.479.419
Sint-Genesius-Rode · Eq €683k
SCOR SERVICES BELUX
BE 0477.480.421
Sint-Lambrechts-Woluwe · Eq €683k
Henning Consulting
BE 0640.877.713
Boechout · Eq €683k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 31,790 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.