3LS
ActiveSummary
The computed 12-month bankruptcy probability of 3LS is 2.7% (moderate). The 2025 annual accounts show equity of €58k and a net result of €-10k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 13305 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-5
Solvency58▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.53 in 2024; short-term debt: 57% and cash: 22.5% of total assets), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
-5.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
24 d late
2022
28 d late
2021
26 d late
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 14.6%
2024 · €68k
2018: €-5k
2019: €-8k
2020: €-9k
2021: €16k
2022: €63k
2023: €70k
2024: €68k
2018 → 2025
Total assets
€176k▼ 12.6%
2024 · €202k
2018: €50k
2019: €223k
2020: €226k
2021: €235k
2022: €237k
2023: €250k
2024: €202k
2018 → 2025
Net result
€-10k▼ 328%
2024 · €-2k
2018: €-11k
2019: €-4k
2020: €-1k
2021: €26k
2022: €10k
2023: €8k
2024: €-2k
2018 → 2025
Working capital
€-48k▲ 8.6%
2024 · €-52k
2018: €-40k
2019: €-119k
2020: €-121k
2021: €-86k
2022: €-51k
2023: €-72k
2024: €-52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€63k▲ 289%€70k▲ 12.0%€68k▼ 3.3%€58k▼ 14.6%
Operating result€27k-€15k▼ 44.9%€15k▼ 1.8%€-3k€-7k▼ 144%
Net result€26k-€10k▼ 62.7%€8k▼ 20.7%€-2k€-10k▼ 328%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€123k ▼ 12.9%
Current assets
€53k ▼ 12.1%
Equity and liabilities €176k
Equity
€58k ▼ 14.6%
Debt
€118k ▼ 11.6%
Debt's share of the balance-sheet total rises from 66.2% to 67.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €39k
Cash flow
€36k▼
2024 · €40k
Current ratio
0.53▼
2024 · 0.53
Quick ratio
0.47▼
2024 · 0.48
Debt to equity
2.03▲
2024 · 1.96
ROE
-17.1%▼
2024 · -3.4%
ROA
-5.7%▼
2024 · -1.2%
Interest coverage
24.80▼
2024 · 34.72
Debt ≤ 1 year
€100k▼
2024 · €112k
Debt > 1 year
€18k▼
2024 · €21k
Income taxes
€389▲
2024 · €359
Staff costs
€21k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€176k▼
Fixed assets21/28€142k€123k▼
Tangible fixed assets22/27€142k€123k▼
Land and buildings22€106k€76k▼
Plant, machinery and equipment23€33k€23k▼
Furniture and vehicles24€3k€24k▲
Current assets29/58€60k€53k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€6k€6k▼
Cash at bank and in hand54/58€45k€40k▼
Equity and liabilities
Total equity and liabilities10/49€202k€176k▼
Equity10/15€68k€58k▼
Contributions10/11€6k€6k=
Reserves13€62k€52k▼
Distributable reserves133€62k€52k▼
Amounts payable17/49€133k€118k▼
Amounts payable after more than one year17€21k€18k▼
Financial debts170/4€21k€18k▼
Amounts payable within one year42/48€112k€100k▼
Current portion of amounts payable after more than one year42€595€14k▲
Trade debts44€33k€29k▼
Suppliers440/4€33k€29k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3-€2k
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€76k€55k▼
Income statement
Code20242025
Remuneration, social security and pensions62€33k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€46k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€74k€66k▼
Operating profit (loss)9901€-3k€-7k▼
Financial income75/76B€2k€150▼
Recurring financial income75€2k€150▼
Non-recurring financial income76B€2k€150▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€1k€2k▲
Non-recurring financial charges66B€495€1k▲
Profit (loss) for the period before taxes9903€-2k€-10k▼
Income taxes67/77€359€389▲
Profit (loss) for the period9904€-2k€-10k▼
Profit (loss) for the period to be appropriated9905€-2k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-10k▼
Transfer from equity791/2€2k€10k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Desmedtstraat 951930 ZaventemGround area
453 m²
Building footprint
265 m²
Volume, LiDAR
1,882 m³
2 parcels, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
3LS Construct
since 20172.267.120.325
3LS
since 20192.285.562.203
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082B0342/00R010 | Flanders | 289 m² | 1 · 180 m² | 13.2 m · 2 fl. |
| 23094D0331/00C002 | Flanders | 164 m² | 1 · 85 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteZaventem2.285.562.203
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B-EFFICIENT SERVICES
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LA MARGHERITA
BE 0775.800.159
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ICHOR
BE 0842.110.844
Lochristi · Eq €58,102
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,880 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56220Contract catering and other food service activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.