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3Leaves

Active
Private limited companyfounded 2023active for 3 yearsMiksebeekstraat 85, 2930 Brasschaat, BelgiumKBO/BCE: BE 0804.562.243
Summary

The computed 12-month bankruptcy probability of 3Leaves is 2.9% (moderate). The 2025 annual accounts show equity of €18,369 and a net result of €957. Its solvency ranks better than 22% of 5,686 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-08-2023 Normal situation
Activity
Landscape service activities NACE 81300
Establishment unit
2.348.251.026 2930 Brasschaat, since 04-08-2023
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
€25,168
▼ 34.4%
Turnover
≈ €100,000
estimated
Profit
€957
▼ 94.2%
Equity
€18,369
▲ 5.5%
Total assets
€136,614
▲ 23.1%
  • 2025 accounts filed 29 days after the deadline
Score breakdownraises riskFounded in 2023Size: total assets €136,614Sector: Services to buildings and landscape activities (NACE 81)Liquidity: current ratio 2.97, cash €5,076Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 35% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Average
Solvency 38-3
equity 13.4% of total assets
Liquidity 44-4
short-term debt 27.3% · cash 3.7%
Profitability 70-17
return on assets 0.7%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,709 companies, NACE 81, micro)
Last 24 months 12-2024: 4.6% 01-2025: 5.1%▲ +0.5 percentage points vs 12-2024 02-2025: 5.1%● unchanged vs 01-2025 03-2025: 5.3%▲ +0.2 percentage points vs 02-2025 04-2025: 5.4%▲ +0.1 percentage points vs 03-2025 05-2025: 5.3%▼ -0.1 percentage points vs 04-2025 06-2025: 5.3%● unchanged vs 05-2025 07-2025: 5.8%▲ +0.5 percentage points vs 06-2025highest value 08-2025: 5.8%● unchanged vs 07-2025highest value 09-2025: 3.9%▼ -1.9 percentage points vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 3.8%▼ -0.1 percentage points vs 02-2026 04-2026: 4.4%▲ +0.6 percentage points vs 03-2026 05-2026: 4.9%▲ +0.5 percentage points vs 04-2026 06-2026: 5.0%▲ +0.1 percentage points vs 05-2026 07-2026: 5.1%▲ +0.1 percentage points vs 06-2026 08-2026: 3.2%▼ -1.9 percentage points vs 07-2026 09-2026: 2.9%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 2.9%● unchanged vs 09-2026 11-2026: 2.9%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.97 (3.47 in 2024), above the usual 1.5. Short-term debt is 27.3% and cash 3.7% of total assets. However, 86.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 21% of them on solvency, 38% on liquidity, 35% on profitability and 45% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €136,614
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Liquidity: current ratio 2.97, cash €5,076
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 5686 sector peers (2025).
NBB · sector comparison
Position among 5686 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
29 days late
2024
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 28 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved within BrasschaatNew seat: Miksebeekstraat 85 te 2930 Brasschaat · Previous seat: Miksebeekstraat 82 - 2930 Brasschaat
  2. · Gazette deed IncorporationStarting capital €1,000 · Appointment: VAN LANDEGHEM Laurens (director)
All 4 events

Comparable companies

These companies have the same main activity as 3Leaves: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €130,000 and €178,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
3Leaves Brasschaat€136,614€25,168
FANOS Zandhoven€136,855€21,868
Artemis Projects Rumes€137,181€28,648
DBS Aménagements Vielsalm€129,941€28,389
MARTENS TUINAANLEG Tongeren-Borgloon€168,156€25,931
TUINWERKEN DE TEMMERMAN ZN Laakdal€146,346€36,655
Marmax Trees Grobbendonk€177,809€33,492
Full comparison

Key facts about 3Leaves

What is the company number of 3Leaves?
The company number of 3Leaves is 0804.562.243. The VAT number is the same number with BE in front: BE 0804.562.243.
Where is 3Leaves based?
The registered office is at Miksebeekstraat 85, 2930 Brasschaat.Company details
What does 3Leaves do?
According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of 3Leaves?
The legal form of 3Leaves is Private limited company (BV).
When was 3Leaves founded?
3Leaves was founded on 04-08-2023.
Is 3Leaves still active?
Yes, 3Leaves is an active enterprise in the KBO register.
What is the turnover of 3Leaves?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €25,168 and 42 comparable companies (NACE 81). It probably lies between €69,000 and €170,000.Financials
Is 3Leaves profitable?
In financial year 2025, 3Leaves made a profit of €957.
Where can I find the annual accounts of 3Leaves?
3Leaves filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 3Leaves due?
3Leaves must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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