3KEYS INVEST
ActiveSummary
3KEYS INVEST has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€96,896) and a net result of -€47,016. Equity has been shrinking by about 104% per year since 2022. Its solvency ranks better than 12% of 11,271 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
Source: KBO- Status
- Active since 29-10-2021 Normal situation
- Activity
- Development of residential building projects NACE 68121and 3 others
- Establishment unit
- 2.326.729.003 1750 Lennik, since 29-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Board and ownership
- GRAIN IPDirector · since 29-10-2021 · permanent representative VAN HOE Lieven
- SIMONS PhilipDirector · since 29-10-2021
- TER VONDELEN INVESTDirector · since 29-10-2021 · permanent representative VANHESTE Ruben
- TER VONDELEN INVEST25%· score 8930-06-2025 annual accounts of TER VONDELEN INVEST
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- -€32,325
- ▼ 21.3%
- Loss
- €47,016
- ▲ 18.6%
- Equity
- -€96,896
- ▼ 94.3%
- Total assets
- €1.3m
- ▲ 74.6%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.77, cash €2,271, halvedNegative equity -€96,896lowers riskSize: total assets €1.3mSector: Real estate activities (NACE 68)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 14% of them on solvency, 52% on liquidity, 25% on profitability and 6% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€96,896 View
- Risk: 4 loss-making years in a rowloss in financial year 2025 -€47,016 View
- Caution: Less equity than 90% of companies in real estatesector median €301,074 · 11,276 companies -€96,896 View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
Recent changes
- · Gazette deed IncorporationFounders: Grain Ip, Ter Vondelen invest, SIMONS Philip and 1 other · Founding capital of €50,400, 240 shares · Appointments: SIMONS Philip, VAN HOVER Philip Luc and 2 others
Comparable companies
These companies have the same main activity as 3KEYS INVEST: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €1.2m and €1.7m, founded between 2021 and 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| 3KEYS INVEST Lennik | €1.3m | -€0.03m |
| VERALTIS Merchtem | €1.2m | -€0.08m |
| De Suerbemde Bertem | €1.7m | -€0.003m |
| Re-buildit Bierbeek | €1.5m | -€0.009m |
| Tervia’s Recrea Hulshout | €1.3m | -€0.02m |
| ISM Procession Projet Mons | €1.2m | -€0.008m |
| Landmarx Haacht Construct Heist-op-den-Berg | €1.5m | -€0.4m |
Key facts about 3KEYS INVEST
- What is the company number of 3KEYS INVEST?
- The company number of 3KEYS INVEST is 0776.658.511. The VAT number is the same number with BE in front: BE 0776.658.511.
- Where is 3KEYS INVEST based?
- The registered office is at Alfred Algoetstraat 8, 1750 Lennik.Company details
- What does 3KEYS INVEST do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of 3KEYS INVEST?
- 3KEYS INVEST is a private limited company (BV).
- When was 3KEYS INVEST founded?
- 3KEYS INVEST was founded on 29-10-2021.
- Is 3KEYS INVEST still active?
- Yes, 3KEYS INVEST is an active enterprise in the KBO register.
- What is the turnover of 3KEYS INVEST?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is 3KEYS INVEST profitable?
- In financial year 2025, 3KEYS INVEST made a loss of €47,016.
- Where can I find the annual accounts of 3KEYS INVEST?
- 3KEYS INVEST filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3KEYS INVEST due?
- 3KEYS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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