3K Solutions
ActiveThe computed 12-month bankruptcy probability of 3K Solutions is 2.8% (moderate). The 2025 annual accounts show equity of €60k and a net result of €36k. Its solvency ranks better than 70% of 4467 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency80
Growth-
Stability67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.15), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.7%
Return on assets
35.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€60k
Total assets
€100k
Net result
€36k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €100k
Fixed assets
€54k
Current assets
€47k
Equity and liabilities €100k
Equity
€60k
Debt
€41k
Debt finances 40.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€56k
Cash flow
€47k
Solvency
59.7%
Current ratio
1.15
Quick ratio
1.15
Debt / equity
0.68
ROE
59.9%
ROA
35.8%
Interest coverage
150.09
Debt
€41k
Debt ≤ 1 year
€41k
Income taxes
€9k
Staff costs
€723
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€100k
Formation expenses20€0
Fixed assets21/28€54k
Tangible fixed assets22/27€39k
Furniture and vehicles24€39k
Financial fixed assets28€15k
Current assets29/58€47k
Amounts receivable within one year40/41€36k
Trade receivables40€31k
Other amounts receivable41€5k
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€100k
Equity10/15€60k
Contributions10/11€1k
Profit (loss) carried forward14€59k
Amounts payable17/49€41k
Amounts payable within one year42/48€41k
Trade debts44€31k
Suppliers440/4€31k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€589
Income statement
Code2025
Remuneration, social security and pensions62€723
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€795
Gross operating margin9900€58k
Operating profit (loss)9901€45k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€376
Recurring financial charges65€376
Profit (loss) for the period before taxes9903€45k
Income taxes67/77€9k
Profit (loss) for the period9904€36k
Profit (loss) for the period to be appropriated9905€36k
Appropriation of the result
Profit (loss) to be appropriated9906€59k
Profit (loss) brought forward from the previous period14P€23k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerbeekstraat 58572 AnzegemGround area
1,200 m²
Building footprint
111 m²
Volume, LiDAR
476 m³
Parcel 34019A0568/00A000, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
3K Solutions
since 20242.357.026.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34019A0568/00A000 | Flanders | 1,200 m² | 1 · 111 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VRJ RENOV
BE 0736.944.731
Schaarbeek · Eq €60k
ESILA TRANSPORT
BE 0725.752.119
Brussel · Eq €60k
Transports Raymackers
BE 0406.710.310
Crisnée · Eq €60k
MAHO TRANS
BE 0656.540.441
Gent · Eq €60k
Rasschaert Andy
BE 0761.668.645
Lochristi · Eq €60k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,087. 6,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2024
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.