3K
Open bankruptcyA bankruptcy procedure is open for 3K according to publications in the Belgian State Gazette; curator: BENNY GOOSSENS. The 2019 annual accounts show equity of €187k and a net result of €22k.
Signals
Three signals.
+raises risk○neutral
Financials · fiscal year 2019, micro schema
Equity
€187k▲ 13.1%
2018 · €165k
2018: €165k
2018 → 2019
Total assets
€389k▼ 19.8%
2018 · €485k
2018: €485k
2018 → 2019
Net result
€22k
2018 · €-11k
2018: €-11k
2018 → 2019
Working capital
€72k▼ 30.6%
2018 · €104k
2018: €104k
2018 → 2019
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019Trend
Equity€165k-€187k▲ 13.1%
Operating result€9k-€33k▲ 271%
Net result€-11k-€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2019; 2019 is 271% above 2018.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €389k
Fixed assets
€269k▼ 4.3%
Current assets
€120k▼ 41.1%
Equity and liabilities €389k
Equity
€187k▲ 13.1%
Debt
€202k▼ 36.8%
The debt ratio falls from 65.9% to 52.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2018 · €24k
Cash flow
€34k▲
2018 · €5k
Solvency
48.0%▲
2018 · 34.1%
Current ratio
2.50▲
2018 · 2.03
Quick ratio
2.35▲
2018 · 2.03
Debt / equity
0.81▼
2018 · 1.00
ROE
11.6%▲
2018 · -6.4%
ROA
5.6%▲
2018 · -2.2%
Debt
€202k▼
2018 · €320k
Debt ≤ 1 year
€48k▼
2018 · €100k
Debt > 1 year
€151k▼
2018 · €165k
Income taxes
€1k▼
2018 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2019 against 2018
Balance sheet
Code20182019
Assets
Total assets20/58€485k€389k▼
Fixed assets21/28€281k€269k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€278k€267k▼
Financial fixed assets28€74€74=
Current assets29/58€204k€120k▼
Stocks and contracts in progress3-€7k
Amounts receivable within one year40/41€182k€105k▼
Cash at bank and in hand54/58€22k€5k▼
Equity and liabilities
Total equity and liabilities10/49€485k€389k▼
Equity10/15€165k€187k▲
Contributions10/11€157k€157k=
Reserves13€29k€29k▲
Profit (loss) carried forward14€-20k€1k▲
Amounts payable17/49€320k€202k▼
Amounts payable after more than one year17€165k€151k▼
Amounts payable within one year42/48€100k€48k▼
Trade debts44€75k€32k▼
Income statement
Code20182019
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Gross operating margin9900€40k€49k▲
Operating profit (loss)9901€9k€33k▲
Recurring financial income75€2k€2k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€-3k€23k▲
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€-11k€22k▲
Profit (loss) for the period to be appropriated9905€-11k€22k▲
Timeline · acts, filings and financial milestones
2023
25-09
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · 3K BV MEULESTEEDSE- STEENWEG 469/101, 9000 GENT · event 19-09-2023
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 183 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 394 days late
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 723 days late
2016
01-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
03-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
17-07
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
23-05
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 296 days late
2012
13-07
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema
2011
09-12
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 131 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meulesteedsesteenweg 4699000 GentGround area
441 m²
Building footprint
358 m²
Volume, LiDAR
3,643 m³
2 parcels, Flanders · tallest building 20.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Meulesteedsesteenweg 469, 9000 Gent
since 20002.115.886.041
Grote Markt 3, 9060 Zelzate
since 20222.326.845.205
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43302B0628/00E000 | Flanders | 358 m² | 1 · 358 m² | 20.3 m · 3 fl. |
| 44021A3453/00X000 | Flanders | 83 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BENNY GOOSSENS TOLPOORTSTRAAT 145,
9800 DEINZE |
19-09-2023 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-04-2000
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.