3Jinant
Open bankruptcyA bankruptcy procedure is open for 3Jinant according to publications in the Belgian State Gazette; curator: GRAZIELLA MARTINI.
Summary
The 2025 annual accounts show equity of €38,804 and a net result of -€67,564.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 27 November 2025
- Supervising judge
- Serge Muraille
- Official Gazette
- 08-12-2025 (pdf) ↗search the document for 2025/150622
Deadlines
- Appeal or third-party opposition until
- passed on 23 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 27 December 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 6 January 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 27 November 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Graziella MartiniRue Des Tilleuls 25, 5537 Anheegraziella.martini@skynet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
Embed in an article
Writing about this bankruptcy? Put the card of 3Jinant in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4231 sector peers (2025).
NBB · sector comparisonPosition among 4231 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
43 d early
2024
45 d early
2022
30 d late
2021
41 d early
2020
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Retail sale of other household articles sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€67,564
2024 · €31,030
Working capital
-€152,209▼ 170%
2024 · -€56,392
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€78,275-€291,988▲ 273%-€24,014€51,661--€44,865
Net result€73,773within the sector's middle half-€227,843above the sector's middle half▲ 209%-€36,277below the sector's middle half€31,030within the sector's middle half--€67,564below the sector's middle half
Equity€83,773within the sector's middle half-€111,615within the sector's middle half▲ 33.2%€75,339within the sector's middle half▼ 32.5%€106,369within the sector's middle half-€38,804below the sector's middle half▼ 63.5%
Total assets€932,847within the sector's middle half-€1.2mwithin the sector's middle half▲ 28.0%€1.1mwithin the sector's middle half▼ 10.5%€938,457within the sector's middle half-€996,900within the sector's middle half▲ 6.2%
Debt€849,074-€1.1m▲ 27.5%€993,524▼ 8.2%€832,088-€958,096▲ 15.1%
Working capital€73,849within the sector's middle half-€15,749within the sector's middle half▼ 78.7%-€52,929below the sector's middle half-€56,392below the sector's middle half--€152,209below the sector's middle half▼ 170%
Solvency9.0%below the sector's middle half-9.3%below the sector's middle half▲ 0.4pp7.0%below the sector's middle half▼ 2.3pp11.3%below the sector's middle half-3.9%below the sector's middle half▼ 7.4pp
Current ratio1.18within the sector's middle half-1.02within the sector's middle half▼ 0.160.93below the sector's middle half▼ 0.100.91below the sector's middle half-0.82below the sector's middle half▼ 0.09
Return on assets (ROA)7.9%within the sector's middle half-19.1%above the sector's middle half▲ 11.2pp-3.4%below the sector's middle half▼ 22.5pp3.3%within the sector's middle half--6.8%below the sector's middle half▼ 10.1pp
Staff (FTE)2.2below the sector's middle half-6within the sector's middle half▲ 173%5.8within the sector's middle half▼ 3.3%5within the sector's middle half-4.7within the sector's middle half▼ 6.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €44,865 after €51,661 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €996,900
Fixed assets
€292,163 ▼ 15.4%
Current assets
€704,737 ▲ 18.9%
Equity and liabilities €996,900
Equity
€38,804 ▼ 63.5%
Debt
€958,096 ▲ 15.1%
Debt's share of the balance-sheet total rises from 88.7% to 96.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8,518▼
2024 · €118,301
Cash flow
-€14,181▼
2024 · €97,670
Quick ratio
0.21▲
2024 · 0.11
Debt to equity
24.69▲
2024 · 7.82
ROE
-174.1%▼
2024 · 29.2%
Interest coverage
0.37▼
2024 · 4.96
Debt ≤ 1 year
€856,945▲
2024 · €649,303
Debt > 1 year
€100,971▼
2024 · €182,530
Staff costs
€178,172▼
2024 · €218,263
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €150,999 | €184,388 | €218,263 | €178,172 | ▼ 18.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,434 | €52,292 | €52,919 | €66,640 | €53,383 | ▼ 19.9% |
| Other operating charges640/8 | - | €14,110 | €16,235 | €20,014 | €20,898 | ▲ 4.4% |
| Gross operating margin9900 | €141,784 | €509,390 | €229,528 | €356,578 | €207,588 | ▼ 41.8% |
| Operating profit (loss)9901 | €78,275 | €291,988 | -€24,014 | €51,661 | -€44,865 | ▼ 187% |
| Financial income75/76B | - | €170 | €601 | €3,211 | €55 | ▼ 98.3% |
| Recurring financial income75 | - | €170 | €601 | €3,211 | €55 | ▼ 98.3% |
| Financial charges65/66B | - | €6,592 | €12,864 | €23,841 | €22,754 | ▼ 4.6% |
| Recurring financial charges65 | €4,503 | €6,592 | €12,864 | €23,841 | €22,754 | ▼ 4.6% |
| Profit (loss) for the period before taxes9903 | €73,773 | €285,566 | -€36,277 | €31,030 | -€67,564 | ▼ 318% |
| Income taxes67/77 | - | €57,723 | €0 | - | - | - |
| Profit (loss) for the period9904 | €73,773 | €227,843 | -€36,277 | €31,030 | -€67,564 | ▼ 318% |
| Profit (loss) for the period to be appropriated9905 | €73,773 | €227,843 | -€36,277 | €31,030 | -€67,564 | ▼ 318% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €932,847 | €1.2m | €1.1m | €938,457 | €996,900 | ▲ 6.2% |
| Fixed assets21/28 | €451,882 | €459,082 | €411,839 | €345,546 | €292,163 | ▼ 15.4% |
| Tangible fixed assets22/27 | €451,882 | €459,082 | €411,839 | €345,546 | €292,163 | ▼ 15.4% |
| Land and buildings22 | - | €231,949 | €205,308 | €172,008 | €145,367 | ▼ 15.5% |
| Plant, machinery and equipment23 | - | €227,133 | €206,531 | €173,539 | €146,796 | ▼ 15.4% |
| Current assets29/58 | €480,965 | €735,221 | €657,024 | €592,911 | €704,737 | ▲ 18.9% |
| Stocks and contracts in progress3 | €236,582 | €361,578 | €431,449 | €522,979 | €526,770 | ▲ 0.7% |
| Stocks30/36 | - | €361,578 | €431,449 | €522,979 | €526,770 | ▲ 0.7% |
| Amounts receivable within one year40/41 | €13,423 | €75,822 | €69,862 | €485 | €55,058 | ▲ 11,261% |
| Trade receivables40 | - | €66,895 | €14,749 | €485 | €55,058 | ▲ 11,261% |
| Other amounts receivable41 | - | €8,928 | €55,113 | €0 | - | - |
| Cash at bank and in hand54/58 | €214,861 | €260,474 | €121,327 | €45,356 | €96,852 | ▲ 114% |
| Deferred charges and accrued income490/1 | - | €37,346 | €34,385 | €24,091 | €26,057 | ▲ 8.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €932,847 | €1.2m | €1.1m | €938,457 | €996,900 | ▲ 6.2% |
| Equity10/15 | €83,773 | €111,615 | €75,339 | €106,369 | €38,804 | ▼ 63.5% |
| Contributions10/11 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €73,773 | €101,615 | €65,339 | €96,369 | €28,804 | ▼ 70.1% |
| Distributable reserves133 | - | €101,615 | €65,339 | €96,369 | €28,804 | ▼ 70.1% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €849,074 | €1.1m | €993,524 | €832,088 | €958,096 | ▲ 15.1% |
| Amounts payable after more than one year17 | €441,487 | €362,791 | €283,225 | €182,530 | €100,971 | ▼ 44.7% |
| Financial debts170/4 | - | €362,791 | €283,225 | €182,530 | €100,971 | ▼ 44.7% |
| Amounts payable within one year42/48 | €407,116 | €719,472 | €709,952 | €649,303 | €856,945 | ▲ 32.0% |
| Current portion of amounts payable after more than one year42 | - | €85,215 | €86,157 | €87,349 | €88,315 | ▲ 1.1% |
| Trade debts44 | €188,147 | €327,829 | €281,463 | €203,173 | €236,814 | ▲ 16.6% |
| Suppliers440/4 | - | €327,829 | €281,463 | €203,173 | €236,814 | ▲ 16.6% |
| Advances received on contracts in progress46 | - | - | - | - | €3,178 | - |
| Taxes, remuneration and social security45 | - | €106,428 | €142,248 | €55,596 | €74,185 | ▲ 33.4% |
| Taxes450/3 | - | €88,570 | €109,971 | €30,212 | €39,409 | ▲ 30.4% |
| Remuneration and social security454/9 | - | €17,859 | €32,277 | €25,384 | €34,776 | ▲ 37.0% |
| Other amounts payable47/48 | - | €200,000 | €200,085 | €303,185 | €454,454 | ▲ 49.9% |
| Accrued charges and deferred income492/3 | - | €424 | €347 | €256 | €179 | ▼ 29.9% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,773 | €227,843 | -€36,277 | €31,030 | -€67,564 | ▼ 318% |
| + Depreciation and write-downs630 | €16,434 | €52,292 | €52,919 | €66,640 | €53,383 | ▼ 19.9% |
| Operating cash flow (approximation) | €90,207 | €280,134 | €16,642 | €97,670 | -€14,181 | ▼ 115% |
| Investment in fixed assets (approximation) | - | -€59,491 | -€5,676 | - | €0 | - |
| Change in cash | - | €45,613 | -€139,147 | - | €51,496 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 27-11-2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Weakest financial yearnet -€67,564
Net result drops to -€67,564, the lowest in the series.
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Back to profitnet €31,030
Net result €31,030 after one loss-making year.
31-03
Financial
Equity above €100,000Eq €106,369 ▲41.2%
Equity rises from €75,339 to €106,369.
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2020net €227,843 ▲209%
Operating result €291,988, net result €227,843, both a record.
31-12
Financial
Equity above €100,000Eq €111,615 ▲33.2%
2 profitable years in a row build equity to €111,615.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2020
Ground area
1.1 ha
Building footprint
4,803 m²
Volume, LiDAR
1,057 m³
2 parcels, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
3Jinant
since 20202.302.962.815
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91034B0152/00L002 | Wallonia | 1.1 ha | 1 · 4,715 m² | - |
| 57081I0949/00_000 | Wallonia | 201 m² | 1 · 89 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GRAZIELLA MARTINI RUE DES TILLEULS 25,
5537 ANHEE |
27-11-2025 → present |
Similar companies · same sector, comparable size
BSA Security
BE 0435.057.866
Izegem · Eq €38,431
LO TABLEWARE
BE 0756.737.481
Tielt · Eq €40,000
Pieter Jan Porters
BE 0563.640.670
Bonheiden · Eq €40,044
BIJLOOS INTERIEUR
BE 0454.325.630
Schoten · Eq €40,170
CarWorx
BE 0750.485.535
Balen · Eq €40,357
Of 1,046 companies in sector 47559 we hold annual accounts for 350. 269 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2020
Fiscal year end31-03
Activities, NACEBEL 2025
47559Retail sale of other household articles
47789Other retail sale of new goods
62100Computer programming
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743573591
Registered
24-11-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.