3G PERFECT
ActiveFinancials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 20-05-2025 PDF all 15 filings
Turnover
€72,591▼ 15.9%
2019 · €86,284
EBIT margin
-20.0%▼ 20.2pp
2019 · 0.2%
Net result
€2,606
2023 · -€1,469
Working capital
-€33,185▲ 7.3%
2023 · -€35,791
Multi-year overview
2018 to 2024, 6 financial yearsTurnover
no figure
2024
20182024
Operating result
€2,762
2024
20182024
Net result
€2,606
2024
middle half of the sector
20182024
EBIT margin
no figure
2024
20182024
Equity
-€33,114
▲ 7.3%
2024
lowest quarter of the sector
20182024
Total assets
€20,889
▲ 17.0%
2024
lowest quarter of the sector
20182024
Debt
€54,003
▲ 0.8%
2024
20182024
Working capital
-€33,185
▲ 7.3%
2024
lowest quarter of the sector
20182024
Solvency
-158.5%
▲ 41.5pp
2024
lowest quarter of the sector
20182024
Current ratio
0.39
▲ 0.05
2024
lowest quarter of the sector
20182024
Return on assets (ROA)
12.5%
▲ 20.7pp
2024
middle half of the sector
20182024
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line201820192020202220232024
Turnover€86,284€72,591▼ 15.9%
Operating result€5,358-€156▼ 97.1%-€14,531-€6,223--€1,297▲ 79.2%€2,762
Net result€5,203-€52▼ 99.0%-€14,243below the sector's middle half-€6,391below the sector's middle half--€1,469below the sector's middle half▲ 77.0%€2,606within the sector's middle half
EBIT margin0.2%-20.0%▼ 20.2pp
Equity€5,735-€5,787▲ 0.9%-€8,457below the sector's middle half-€34,251below the sector's middle half--€35,720below the sector's middle half▼ 4.3%-€33,114below the sector's middle half▲ 7.3%
Total assets€7,875-€23,010▲ 192%€34,002below the sector's middle half▲ 47.8%€11,444below the sector's middle half-€17,861below the sector's middle half▲ 56.1%€20,889below the sector's middle half▲ 17.0%
Debt€2,141-€17,224▲ 705%€42,459▲ 147%€45,695-€53,581▲ 17.3%€54,003▲ 0.8%
Working capital€1,046-€387▼ 63.0%€3,533within the sector's middle half▲ 813%-€34,997below the sector's middle half--€35,791below the sector's middle half▼ 2.3%-€33,185below the sector's middle half▲ 7.3%
Solvency72.8%-25.1%▼ 47.7pp-24.9%below the sector's middle half▼ 50.0pp-299.3%below the sector's middle half--200.0%below the sector's middle half▲ 99.3pp-158.5%below the sector's middle half▲ 41.5pp
Current ratio1.49-1.02▼ 0.471.13within the sector's middle half▲ 0.110.23below the sector's middle half-0.33below the sector's middle half▲ 0.100.39below the sector's middle half▲ 0.05
Return on assets (ROA)66.1%-0.2%▼ 65.8pp-41.9%below the sector's middle half▼ 42.1pp-55.8%below the sector's middle half--8.2%below the sector's middle half▲ 47.6pp12.5%within the sector's middle half▲ 20.7pp
above
within
below
The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2024 is a profit of €2,762, after a loss of €1,297 in 2023. It is the highest result since 2019.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20,889
Fixed assets
€71 =
Current assets
€20,818 ▲ 17.0%
Equity and liabilities
Equity-€33,114
Debt€54,003
Equity is negative. Debt (€54,003) exceeds the balance-sheet total (€20,889).
Key figures and ratios
Debt ≤ 1 year
€54,003▲
2023 · €53,581
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Turnover70 | - | €86,284 | €72,591 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,539 | €1,989 | €1,989 | €675 | €675 | - | - |
| Other operating charges640/8 | - | - | - | €2,865 | €386 | €119 | ▼ 69.2% |
| Gross operating margin9900 | €8,797 | €9,430 | -€8,178 | -€2,683 | -€236 | €2,881 | - |
| Operating profit (loss)9901 | €5,358 | €156 | -€14,531 | -€6,223 | -€1,297 | €2,762 | - |
| Recurring financial income75 | - | - | €395 | - | - | - | - |
| Financial charges65/66B | - | - | - | €168 | €172 | €156 | ▼ 9.3% |
| Recurring financial charges65 | €155 | €104 | €107 | €168 | €172 | €156 | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €5,203 | €52 | -€14,243 | -€6,391 | -€1,469 | €2,606 | - |
| Profit (loss) for the period9904 | €5,203 | €52 | -€14,243 | -€6,391 | -€1,469 | €2,606 | - |
| Profit (loss) for the period to be appropriated9905 | €5,203 | €52 | -€14,243 | -€6,391 | -€1,469 | €2,606 | - |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €7,875 | €23,010 | €34,002 | €11,444 | €17,861 | €20,889 | ▲ 17.0% |
| Fixed assets21/28 | €4,689 | €5,400 | €3,410 | €746 | €71 | €71 | = |
| Tangible fixed assets22/27 | €4,618 | €5,328 | €3,339 | €675 | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €675 | - | - | - |
| Financial fixed assets28 | €71 | €71 | €71 | €71 | €71 | €71 | = |
| Current assets29/58 | €3,187 | €17,611 | €30,592 | €10,698 | €17,790 | €20,818 | ▲ 17.0% |
| Stocks and contracts in progress3 | - | - | - | €3,507 | - | - | - |
| Stocks30/36 | - | - | - | €3,507 | - | - | - |
| Amounts receivable within one year40/41 | €3,153 | €13,138 | €27,751 | €1,452 | €9,261 | €15,111 | ▲ 63.2% |
| Trade receivables40 | - | - | - | €916 | €9,250 | €15,100 | ▲ 63.2% |
| Other amounts receivable41 | - | - | - | €536 | €11 | €11 | = |
| Cash at bank and in hand54/58 | €34 | €4,473 | €2,840 | €5,739 | €8,529 | €5,707 | ▼ 33.1% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €7,875 | €23,010 | €34,002 | €11,444 | €17,861 | €20,889 | ▲ 17.0% |
| Equity10/15 | €5,735 | €5,787 | -€8,457 | -€34,251 | -€35,720 | -€33,114 | ▲ 7.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €87 | €87 | €87 | €87 | €87 | €87 | = |
| Non-distributable reserves130/1 | - | - | - | €87 | €87 | - | - |
| Reserves not available under the articles1311 | - | - | - | €87 | €87 | - | - |
| Distributable reserves133 | - | - | - | - | - | €87 | - |
| Profit (loss) carried forward14 | -€12,952 | -€12,900 | -€27,144 | -€52,938 | -€54,407 | -€51,801 | ▲ 4.8% |
| Amounts payable17/49 | €2,141 | €17,224 | €42,459 | €45,695 | €53,581 | €54,003 | ▲ 0.8% |
| Amounts payable within one year42/48 | €2,141 | €17,224 | €27,059 | €45,695 | €53,581 | €54,003 | ▲ 0.8% |
| Trade debts44 | €287 | €5,751 | €19,949 | €16,961 | €12,097 | €7,309 | ▼ 39.6% |
| Suppliers440/4 | - | - | - | €16,961 | €12,097 | €7,309 | ▼ 39.6% |
| Taxes, remuneration and social security45 | - | - | - | €12,978 | €28,968 | €40,127 | ▲ 38.5% |
| Taxes450/3 | - | - | - | €1,204 | €6,416 | €10,108 | ▲ 57.5% |
| Remuneration and social security454/9 | - | - | - | €11,774 | €22,552 | €30,019 | ▲ 33.1% |
| Other amounts payable47/48 | - | - | - | €15,756 | €12,516 | €6,567 | ▼ 47.5% |
| Line | 2018 | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,203 | €52 | -€14,243 | -€6,391 | -€1,469 | €2,606 | - |
| + Depreciation and write-downs630 | €1,539 | €1,989 | €1,989 | €675 | €675 | - | - |
| Operating cash flow (approximation) | €6,742 | €2,041 | -€12,254 | -€5,716 | -€794 | €2,606 | - |
| Investment in fixed assets (approximation) | - | -€2,700 | €0 | - | €0 | €0 | - |
| Change in cash | - | €4,439 | -€1,632 | - | €2,790 | -€2,822 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,632 companies had the same profile as 3G PERFECT has now. Two years later, 91.8% were still going and 2.9% had gone bankrupt.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
91.8%
was still going
4.8%
stopped otherwise
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 3G PERFECT itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,632 companies, not a prediction for 3G PERFECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 20-05-2025 | 2025-00110206 | |
| 31-12-2023 | micro format | 08-05-2025 | 2025-00092855 | |
| 31-12-2022 | full format | 27-11-2023 | 2023-00517359 | |
| 31-12-2020 | full format | 15-10-2021 | 2021-72000579 | |
| 31-12-2019 | full format | 16-09-2020 | 2020-53600027 | |
| 31-12-2018 | full format | 01-07-2019 | 2019-28800045 | |
| 31-12-2017 | full format | 28-08-2018 | 2018-52500293 | |
| 31-12-2016 | full format | 24-08-2017 | 2017-47600164 | |
| 31-12-2015 | full format | 05-08-2016 | 2016-40600483 | |
| 31-12-2014 | full format | 07-07-2015 | 2015-28000015 |