3DPIONEER
Active3DPIONEER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €14k. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-11
Solvency60▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.83 against 1.47 in 2024; short-term debt: 16.9% and cash: 4% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
5.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €84k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
37 d early
2022
20 d early
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 20.2%
2024 · €70k
2018: €64k
2019: €124k
2020: €80k
2021: €54k
2022: €41k
2023: €46k
2024: €70k
2018 → 2025
Total assets
€239k▲ 0.4%
2024 · €238k
2018: €100k
2019: €146k
2020: €98k
2021: €57k
2022: €55k
2023: €57k
2024: €238k
2018 → 2025
Net result
€14k▼ 41.1%
2024 · €24k
2018: €24k
2019: €60k
2020: €-18k
2021: €-19k
2022: €-8k
2023: €6k
2024: €24k
2018 → 2025
Working capital
€-7k
2024 · €15k
2018: €55k
2019: €119k
2020: €75k
2021: €49k
2022: €35k
2023: €38k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€41k▼ 24.3%€46k▲ 13.7%€70k▲ 52.3%€84k▲ 20.2%
Operating result€-19k-€-6k▲ 67.3%€7k€30k▲ 313%€29k▼ 4.4%
Net result€-19k-€-8k▲ 59.3%€6k€24k▲ 335%€14k▼ 41.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€205k▲ 7.2%
Current assets
€34k▼ 27.7%
Equity and liabilities €239k
Equity
€84k▲ 20.2%
Debt
€155k▼ 7.9%
The debt ratio falls from 70.6% to 64.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €33k
Cash flow
€21k▼
2024 · €27k
Solvency
35.2%▲
2024 · 29.4%
Current ratio
0.83▼
2024 · 1.47
Quick ratio
0.83▼
2024 · 1.47
Debt / equity
1.84▼
2024 · 2.40
ROE
16.8%▼
2024 · 34.3%
ROA
5.9%▼
2024 · 10.1%
Interest coverage
5.24▼
2024 · 6.03
Debt
€155k▼
2024 · €168k
Debt ≤ 1 year
€40k▲
2024 · €32k
Debt > 1 year
€114k▼
2024 · €137k
Income taxes
€8k▲
2024 · €349
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€238k€239k▲
Fixed assets21/28€192k€205k▲
Tangible fixed assets22/27€5k€19k▲
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€446€177▼
Furniture and vehicles24€549€16k▲
Financial fixed assets28€187k€187k=
Current assets29/58€47k€34k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€159€159=
Cash at bank and in hand54/58€23k€10k▼
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€238k€239k▲
Equity10/15€70k€84k▲
Contributions10/11€14k€14k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-15k€-1k▲
Amounts payable17/49€168k€155k▼
Amounts payable after more than one year17€137k€114k▼
Financial debts170/4€137k€114k▼
Amounts payable within one year42/48€32k€40k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€1k€535▼
Suppliers440/4€1k€535▼
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€14k▲
Other amounts payable47/48€4k€4k▲
Accrued charges and deferred income492/3-€487
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€35k€37k▲
Operating profit (loss)9901€30k€29k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€24k€22k▼
Income taxes67/77€349€8k▲
Profit (loss) for the period9904€24k€14k▼
Profit (loss) for the period to be appropriated9905€24k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-1k▲
Profit (loss) brought forward from the previous period14P€-39k€-15k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 15.94
Current ratio from 5.06 to 15.94; short-term debt falls from €18k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €60k ▲147%
Operating result €78k, net result €60k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.46
Current ratio from 2.52 to 6.46; short-term debt falls from €36k to €22k.
31-12
Financial
Equity above €100kEq €124k ▲94.3%
2 profitable years in a row build equity to €124k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostvaart 439180 LokerenGround area
2,595 m²
Building footprint
130 m²
Volume, LiDAR
673 m³
Parcel 44045D0049/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3DPIONEER
since 20162.255.392.728
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44045D0049/00F000 | Flanders | 2,595 m² | 1 · 130 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
549300YIOOROT8TN8859
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.