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3D-R

Active
Private limited companyfounded 20188 yrs activeMellestraat(Heu) 171, 8501 Kortrijk, BelgiumKBO/BCE: BE 0688.837.085
Summary

The computed 12-month bankruptcy probability of 3D-R is 1.6% (moderate). The 2025 annual accounts show equity of €108,741 and a net result of €404. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 13458 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
3D-RActiveChecked score 63/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€130,439total assets 2025
Equity
€108,741
Profit
€404
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 60 d late0 of 3 deeds read
Why 63- Latest accounts 60 days late; 2 of the last 3 late- Size: total assets €130,439- Profit of €404 (FY 2025)+ Equity €108,741 (83.4% of total assets)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.4% of total assets
Liquidity 52-7
short-term debt 16.6% · cash 4.5%
Profitability 32-55
return on assets 0.3%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,788 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● 0.0% vs 11-2024 01-2025: 1.5%▼ -1.3% vs 12-2024 02-2025: 1.6%▲ +2.8% vs 01-2025 03-2025: 1.5%▼ -1.3% vs 02-2025 04-2025: 1.6%▲ +1.8% vs 03-2025 05-2025: 1.6%▲ +3.1% vs 04-2025 06-2025: 1.6%▼ -0.1% vs 05-2025 07-2025: 1.7%▲ +3.0% vs 06-2025 08-2025: 2.1%▲ +24.9% vs 07-2025 09-2025: 2.2%▲ +5.5% vs 08-2025 10-2025: 3.4%▲ +53.7% vs 09-2025highest value 11-2025: 1.3%▼ -61.4% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%▼ -1.4% vs 12-2025 02-2026: 1.3%▲ +1.0% vs 01-2026 03-2026: 1.2%▼ -10.9% vs 02-2026lowest value 04-2026: 1.2%▲ +1.8% vs 03-2026 05-2026: 1.2%▲ +2.4% vs 04-2026 06-2026: 1.2%▼ -4.1% vs 05-2026lowest value 07-2026: 1.2%▲ +3.7% vs 06-2026 08-2026: 1.6%▲ +31.2% vs 07-2026 09-2026: 1.9%▲ +20.6% vs 08-2026 10-2026: 1.6%▼ -16.9% vs 09-2026
  • Latest accounts 60 days late; 2 of the last 3 late raises the probability
  • Size: total assets €130,439 raises the probability for this profile
  • Equity €108,741 (83.4% of total assets) lowers the probability
  • Profit of €404 (FY 2025) raises the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 5.99 against 8.27 in 2024; short-term debt: 16.6% and cash: 4.5% of total assets), and 16.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 56%, profitability 27%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 60 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €130,439
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €108,741 (83.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Profit of €404 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
60 d late
2024
61 d late
2023
27 d late
2022
32 d late
2021
31 d late
2020
28 d late
2019
115 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €404 ▼98.2%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 16% on solvencysector median 41.5% · 13,458 companies 83.4% View
  • Positive: 8 profitable years in a rowprofit 2025: €404 8 years View
  • Total assets 20256 fiscal years filed €130,439 View

By topic

Financials

Fiscal year
2025
Total assets
€130,439
Profit
€404
Solvency
83.4%
Total assets▼ 14.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
24-01-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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