3D PRODUCTS
ActiveSummary
3D PRODUCTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €673,705 and a net result of €175,349. Equity is growing by ~62.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+9
Solvency100▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 4.37 against 2.11 in 2024; short-term debt: 22.2% and cash: 10.3% of total assets), and 22.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
20.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
47 d early
2023
34 d early
2022
38 d early
2021
59 d early
2020
65 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€673,705▲ 35.2%
2024 · €498,356
Total assets
€866,472▼ 4.5%
2024 · €907,323
Net result
€175,349▲ 49.1%
2024 · €117,620
Working capital
€648,000▲ 42.6%
2024 · €454,505
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,412▼ 3.2%€195,211€146,546▼ 24.9%€158,550▲ 8.2%€247,816▲ 56.3%
Net result-€4,470below the sector's middle half▼ 3.6%€174,405above the sector's middle half€97,971above the sector's middle half▼ 43.8%€117,620above the sector's middle half▲ 20.1%€175,349above the sector's middle half▲ 49.1%
Equity-€91,640below the sector's middle half▼ 5.1%€282,765above the sector's middle half€380,736above the sector's middle half▲ 34.6%€498,356above the sector's middle half▲ 30.9%€673,705above the sector's middle half▲ 35.2%
Total assets€3,303below the sector's middle half▼ 4.1%€1.1mabove the sector's middle half▲ 34,254%€957,631above the sector's middle half▼ 15.6%€907,323above the sector's middle half▼ 5.3%€866,472above the sector's middle half▼ 4.5%
Debt€94,943▲ 4.8%€851,844▲ 797%€576,895▼ 32.3%€408,967▼ 29.1%€192,767▼ 52.9%
Working capital-€91,640below the sector's middle half▼ 5.1%€235,741above the sector's middle half€340,063above the sector's middle half▲ 44.3%€454,505above the sector's middle half▲ 33.7%€648,000above the sector's middle half▲ 42.6%
Solvency24.9%within the sector's middle half39.8%within the sector's middle half▲ 14.8pp54.9%within the sector's middle half▲ 15.2pp77.8%above the sector's middle half▲ 22.8pp
Current ratio1.28within the sector's middle half1.59within the sector's middle half▲ 0.312.11within the sector's middle half▲ 0.524.37above the sector's middle half▲ 2.26
Return on assets (ROA)15.4%above the sector's middle half10.2%within the sector's middle half▼ 5.1pp13.0%above the sector's middle half▲ 2.7pp20.2%above the sector's middle half▲ 7.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €866,472
Fixed assets
€26,257 ▼ 40.8%
Current assets
€840,215 ▼ 2.6%
Equity and liabilities €866,472
Equity
€673,705 ▲ 35.2%
Debt
€192,767 ▼ 52.9%
Debt's share of the balance-sheet total falls from 45.1% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261,261▲
2024 · €170,121
Cash flow
€188,794▲
2024 · €129,191
Quick ratio
0.98▼
2024 · 1.16
Debt to equity
0.29▼
2024 · 0.82
ROE
26.0%▲
2024 · 23.6%
Interest coverage
18.73▼
2024 · 58.48
Debt ≤ 1 year
€192,214▼
2024 · €408,467
Income taxes
€58,565▲
2024 · €38,952
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,362 | €500 | ▼ 94.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €6,552 | €9,092 | €11,571 | €13,445 | ▲ 16.2% |
| Other operating charges640/8 | €163 | €393 | €384 | €968 | €998 | ▲ 3.2% |
| Non-recurring operating charges66A | - | - | €0 | €500 | €1,518 | ▲ 204% |
| Gross operating margin9900 | -€4,249 | €202,156 | €156,023 | €171,589 | €263,778 | ▲ 53.7% |
| Operating profit (loss)9901 | -€4,412 | €195,211 | €146,546 | €158,550 | €247,816 | ▲ 56.3% |
| Financial income75/76B | - | €4,315 | €289 | €932 | €50 | ▼ 94.6% |
| Recurring financial income75 | - | €4,315 | €289 | €932 | €50 | ▼ 94.6% |
| Financial charges65/66B | €57 | €3,245 | €3,814 | €2,909 | €13,952 | ▲ 380% |
| Recurring financial charges65 | €57 | €3,245 | €3,814 | €2,909 | €13,952 | ▲ 380% |
| Profit (loss) for the period before taxes9903 | -€4,470 | €196,281 | €143,021 | €156,572 | €233,914 | ▲ 49.4% |
| Income taxes67/77 | - | €21,876 | €45,049 | €38,952 | €58,565 | ▲ 50.4% |
| Profit (loss) for the period9904 | -€4,470 | €174,405 | €97,971 | €117,620 | €175,349 | ▲ 49.1% |
| Profit (loss) for the period to be appropriated9905 | -€4,470 | €174,405 | €97,971 | €117,620 | €175,349 | ▲ 49.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,303 | €1.1m | €957,631 | €907,323 | €866,472 | ▼ 4.5% |
| Fixed assets21/28 | - | €47,024 | €40,673 | €44,351 | €26,257 | ▼ 40.8% |
| Intangible fixed assets21 | - | €25,249 | €19,249 | €13,249 | €7,249 | ▼ 45.3% |
| Tangible fixed assets22/27 | - | €11,946 | €12,020 | €26,453 | €19,008 | ▼ 28.1% |
| Furniture and vehicles24 | - | €11,946 | €12,020 | €26,453 | €19,008 | ▼ 28.1% |
| Financial fixed assets28 | - | €9,828 | €9,404 | €4,649 | - | - |
| Current assets29/58 | €3,303 | €1.1m | €916,958 | €862,972 | €840,215 | ▼ 2.6% |
| Stocks and contracts in progress3 | €1,900 | €273,963 | €411,208 | €387,353 | €652,461 | ▲ 68.4% |
| Stocks30/36 | €1,900 | €273,963 | €411,208 | €387,353 | €652,461 | ▲ 68.4% |
| Amounts receivable within one year40/41 | €921 | €110,536 | €34,418 | €64,563 | €98,803 | ▲ 53.0% |
| Trade receivables40 | - | €107,718 | €30,454 | €35,430 | €82,419 | ▲ 133% |
| Other amounts receivable41 | €921 | €2,818 | €3,964 | €29,133 | €16,384 | ▼ 43.8% |
| Cash at bank and in hand54/58 | €441 | €701,539 | €469,853 | €401,342 | €88,951 | ▼ 77.8% |
| Deferred charges and accrued income490/1 | €41 | €1,546 | €1,479 | €9,713 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,303 | €1.1m | €957,631 | €907,323 | €866,472 | ▼ 4.5% |
| Equity10/15 | -€91,640 | €282,765 | €380,736 | €498,356 | €673,705 | ▲ 35.2% |
| Contributions10/11 | €18,592 | €218,592 | €218,592 | €218,592 | €218,592 | = |
| Reserves13 | €1,859 | €1,859 | €99,831 | €99,831 | €99,831 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | - | €97,971 | €97,971 | €97,971 | = |
| Profit (loss) carried forward14 | -€112,091 | €62,314 | €62,314 | €179,934 | €355,283 | ▲ 97.5% |
| Amounts payable17/49 | €94,943 | €851,844 | €576,895 | €408,967 | €192,767 | ▼ 52.9% |
| Amounts payable within one year42/48 | €94,943 | €851,844 | €576,895 | €408,467 | €192,214 | ▼ 52.9% |
| Trade debts44 | €163 | €3,536 | €4,697 | €18,964 | €5,962 | ▼ 68.6% |
| Suppliers440/4 | €163 | €3,536 | €4,697 | €18,964 | €5,962 | ▼ 68.6% |
| Advances received on contracts in progress46 | - | - | €362 | - | - | - |
| Taxes, remuneration and social security45 | €1 | €14,876 | €24,989 | - | - | - |
| Taxes450/3 | €1 | €14,876 | €24,989 | - | - | - |
| Other amounts payable47/48 | €94,778 | €833,431 | €546,847 | €389,503 | €186,252 | ▼ 52.2% |
| Accrued charges and deferred income492/3 | - | - | - | €500 | €552 | ▲ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,470 | €174,405 | €97,971 | €117,620 | €175,349 | ▲ 49.1% |
| + Depreciation and write-downs630 | - | €6,552 | €9,092 | €11,571 | €13,445 | ▲ 16.2% |
| Operating cash flow (approximation) | -€4,470 | €180,957 | €107,064 | €129,191 | €188,794 | ▲ 46.1% |
| Investment in fixed assets (approximation) | - | - | -€2,742 | -€15,249 | €4,649 | ▲ 130% |
| Change in cash | - | €701,099 | -€231,686 | -€68,511 | -€312,391 | ▼ 356% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €175,349 ▲49.1%
Operating result €247,816, net result €175,349, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.37
Current ratio from 2.11 to 4.37; short-term debt falls from €408,467 to €192,214.
31-12
Financial
Equity above €500,000Eq €673,705 ▲35.2%
4 profitable years in a row build equity to €673,705.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €174,405
Net result €174,405 after 4 loss-making years.
31-12
Financial
Liquidity times 37current ratio 1.28
Current ratio from 0.03 to 1.28.
31-12
Financial
Equity above €200,000Eq €282,765
Equity rises from -€91,640 to €282,765.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€4,470
Net result drops to -€4,470, the lowest in the series; recovery starts the following year.
Show earlier events
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2000
Ground area
270 m²
Building footprint
96 m²
Volume, LiDAR
809 m³
Parcel 21019A0105/00W000, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
François Gaystraat 20, 1150 Sint-Pieters-Woluwe
since 20002.093.891.884
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0105/00W000 | Brussels | 270 m² | 1 · 96 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845001400HECE005F81
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BELDIMED
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 1,071 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
74201Photography, excluding press photography
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471591729
Also
9925:BE0471591729
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.