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3D - CONSULTING & SERVICES

Active
Private limited companyfounded 200520 yrs activeAtomiumstraat 13a, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0877.163.080

3D - CONSULTING & SERVICES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €640k and a net result of €62k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 62% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+24
Solvency87▼-2
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.53 in 2024), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.5%
Return on assets
6.4%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-01-2026, 97 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
97 d early
2024
40 d early
2023
46 d early
2022
37 d early
2021
57 d early
2020
9 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€0
Total assets
€978k▼ 1.7%
2024 · €995k
2018: €734k 2019: €756k 2020: €785k 2021: €826k 2022: €885k 2023: €946k 2024: €995k
2018 → 2025
Net result
€62k▲ 74.5%
2024 · €36k
2018: €58k 2019: €45k 2020: €28k 2021: €38k 2022: €45k 2023: €65k 2024: €36k
2018 → 2025
Working capital
€127k▼ 5.0%
2024 · €133k
2018: €14k 2019: €38k 2020: €95k 2021: €169k 2022: €30k 2023: €82k 2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€795k-€615k▼ 22.6%€680k▲ 10.6%€716k▲ 5.3%€640k▼ 10.6%
Operating result€52k-€68k▲ 30.2%€106k▲ 55.4%€63k▼ 40.5%€103k▲ 63.4%
Net result€38k-€45k▲ 20.7%€65k▲ 44.3%€36k▼ 45.4%€62k▲ 74.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €52k€52kNet result 2021: €38k€38kOperating result 2022: €68k€68kNet result 2022: €45k€45kOperating result 2023: €106k€106kNet result 2023: €65k€65kOperating result 2024: €63k€63kNet result 2024: €36k€36kOperating result 2025: €103k€103kNet result 2025: €62k€62k20212022202320242025
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €978k
Fixed assets €569k▼ 6.5%
Current assets €409k▲ 5.9%
Equity and liabilities €978k
Equity €640k▼ 10.6%
Debt €338k▲ 21.1%
The debt ratio rises from 28.0% to 34.5%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€143k
2024 · €106k
Cash flow
€102k
2024 · €79k
Solvency
65.5%
2024 · 72.0%
Current ratio
1.45
2024 · 1.53
Quick ratio
1.45
2024 · 1.53
Debt / equity
0.53
2024 · 0.39
ROE
9.7%
2024 · 5.0%
ROA
6.4%
2024 · 3.6%
Interest coverage
7.81
2024 · 6.91
Debt
€338k
2024 · €279k
Debt ≤ 1 year
€283k
2024 · €253k
Income taxes
€24k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€995k€978k
Fixed assets21/28€609k€569k
Tangible fixed assets22/27€584k€544k
Land and buildings22€542k€513k
Furniture and vehicles24€42k€31k
Financial fixed assets28€25k€25k=
Current assets29/58€387k€409k
Amounts receivable within one year40/41€21k€41k
Trade receivables40€1k€113
Other amounts receivable41€20k€40k
Current investments50/53€91k€92k
Cash at bank and in hand54/58€273k€276k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€995k€978k
Equity10/15€716k€640k
Contributions10/11€6k€6k=
Reserves13€373k€297k
Distributable reserves133€373k€297k
Profit (loss) carried forward14€337k€337k=
Amounts payable17/49€279k€338k
Amounts payable within one year42/48€253k€283k
Trade debts44€3k€1k
Suppliers440/4€3k€1k
Taxes, remuneration and social security45€12k€42k
Taxes450/3€12k€40k
Remuneration and social security454/9-€2k
Other amounts payable47/48€239k€239k=
Accrued charges and deferred income492/3€26k€55k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€40k
Other operating charges640/8€8k€8k
Gross operating margin9900€114k€150k
Operating profit (loss)9901€63k€103k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€15k€18k
Recurring financial charges65€15k€18k
Profit (loss) for the period before taxes9903€49k€86k
Income taxes67/77€13k€24k
Profit (loss) for the period9904€36k€62k
Profit (loss) for the period to be appropriated9905€36k€62k
Appropriation of the result
Profit (loss) to be appropriated9906€373k€399k
Profit (loss) brought forward from the previous period14P€337k€337k=
Transfer from equity791/2-€138k
Transfer to equity691/2€36k€62k
To other reserves6921€36k€62k
Profit to be distributed694/7-€138k
Return on contributions (dividend)694-€138k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Highest result since 2018net €65k ▲44.3%
Operating result €106k, net result €65k, both a record.
24-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
21-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Weakest financial yearnet €28k ▼38.4%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
27-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Liquidity doublescurrent ratio 3.07
Current ratio from 1.32 to 3.07; short-term debt falls from €44k to €19k.
26-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Atomiumstraat 13a9100 Sint-Niklaas
Ground area
1,789 m²
Building footprint
725 m²
Volume, LiDAR
5,180 m³
Parcel 46021A0795/00N002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
3D - CONSULTING & SERVICES
Atomiumstraat 13a, 9100 Sint-NiklaasNACE 74142
since 20052.150.042.612
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46021A0795/00N002 Flanders 1,789 m² 1 · 725 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 32,352 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-11-2005
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.