3CO ENGINEERING
ActiveSummary
3CO ENGINEERING has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,870 and a net result of €31,870. Its solvency ranks better than 53% of 11,771 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-01-2025 Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyors NACE 71121and 4 others
- Establishment unit
- 2.369.241.727 9000 Gent, since 21-01-2025
- Financial year end
- 30 June
- Peppol
- Reachable since 26-09-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €47,068
- Turnover
- ≈ €140,000
- estimated
- Profit
- €31,870
- Equity
- €66,870
- Total assets
- €117,999
Score breakdownraises riskFounded in 2025lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 1.20, cash €39,730Equity €66,870 (56.7% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 54% of them on solvency, 60% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 22-01-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €63,035 |
| Depreciation and write-downs of the year | €6,186 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,186 |
| Gross operating margin9900 | €47,068 |
| Operating profit (loss)9901 | €40,882 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €1,137 |
| Recurring financial charges65 | €1,137 |
| Profit (loss) for the period before taxes9903 | €39,745 |
| Income taxes67/77 | €7,875 |
| Profit (loss) for the period9904 | €31,870 |
| Profit (loss) for the period to be appropriated9905 | €31,870 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €117,999 | |
| Formation expenses20 | €612 | |
| Fixed assets21/28 | €57,446 | |
| Tangible fixed assets22/27 | €57,446 | |
| Plant, machinery and equipment23 | €2,134 | |
| Furniture and vehicles24 | €55,312 | |
| Current assets29/58 | €59,941 | |
| Amounts receivable within one year40/41 | €17,996 | |
| Trade receivables40 | €17,996 | |
| Cash at bank and in hand54/58 | €39,730 | |
| Deferred charges and accrued income490/1 | €2,215 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €117,999 | |
| Equity10/15 | €66,870 | |
| Contributions10/11 | €35,000 | |
| Reserves13 | €31,870 | |
| Distributable reserves133 | €31,870 | |
| Amounts payable17/49 | €51,128 | |
| Amounts payable within one year42/48 | €49,993 | |
| Trade debts44 | €58 | |
| Suppliers440/4 | €58 | |
| Taxes, remuneration and social security45 | €14,953 | |
| Taxes450/3 | €14,953 | |
| Other amounts payable47/48 | €34,982 | |
| Accrued charges and deferred income492/3 | €1,135 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €31,870 |
| + Depreciation and write-downs630 | €6,186 |
| Operating cash flow (approximation) | €38,057 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as 3CO ENGINEERING has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of 3CO ENGINEERING itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for 3CO ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 22-01-2026 | 2026-00011506 |
Board & ownership
Directors
Owners and capital
Shareholders
- COPPENS Dries 100 shares (100%) · €35,000 in cash
Capital transactions
- 23-01-2025 Incorporation · €35,000 · 100 shares
Network & group
3CO ENGINEERING shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of 3CO ENGINEERING. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
23-01
Gazette deed
IncorporationStarting capital €35,000 · Appointment: COPPENS Dries (director) · Founder7 points ▸
- Incorporation, 20-01-2025
- Founder, COPPENS Dries
- Founding capital, €35,000
- Director appointment, COPPENS Dries (director (not named in the articles))
- Other provision, “gedelegeerd bestuurder, bestuursorgaan zelf verantwoordelijk voor dagelijks bestuur zonder overdrachtsmogelijkheid” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten ondernomen door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Other provision, “gebruik uittreksel, neerlegging op griffie ondernemingsrechtbank met oog op verkrijging rechtspersoonlijkheid” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1019.007.566
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44805E0745/53M003 | Flanders | 379 m² | 1 · 379 m² | 22.8 m · 6 |