3CBOL
ActiveSummary
The computed 12-month bankruptcy probability of 3CBOL is 1.9% (moderate). The 2025 annual accounts show negative equity (-€28,309) and a net result of -€18,084. Its solvency ranks better than 15% of 14220 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€3,919 | -€1,742 | ▲ 55.6% |
| Operating profit (loss)9901 | -€4,306 | -€2,141 | ▲ 50.3% |
| Financial charges65/66B | €7,919 | €15,943 | ▲ 101% |
| Recurring financial charges65 | €7,919 | €15,943 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | -€12,225 | -€18,084 | ▼ 47.9% |
| Profit (loss) for the period9904 | -€12,225 | -€18,084 | ▼ 47.9% |
| Profit (loss) for the period to be appropriated9905 | -€12,225 | -€18,084 | ▼ 47.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €388,827 | €432,827 | ▲ 11.3% |
| Current assets29/58 | €388,827 | €432,827 | ▲ 11.3% |
| Stocks and contracts in progress3 | €384,469 | €422,712 | ▲ 9.9% |
| Stocks30/36 | €384,469 | €422,712 | ▲ 9.9% |
| Cash at bank and in hand54/58 | €4,139 | €9,423 | ▲ 128% |
| Deferred charges and accrued income490/1 | €218 | €692 | ▲ 217% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €388,827 | €432,827 | ▲ 11.3% |
| Equity10/15 | -€10,225 | -€28,309 | ▼ 177% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€12,225 | -€30,309 | ▼ 148% |
| Amounts payable17/49 | €399,052 | €461,136 | ▲ 15.6% |
| Amounts payable after more than one year17 | €335,000 | €374,320 | ▲ 11.7% |
| Financial debts170/4 | €335,000 | €374,320 | ▲ 11.7% |
| Amounts payable within one year42/48 | €62,652 | €85,416 | ▲ 36.3% |
| Current portion of amounts payable after more than one year42 | - | €17,058 | - |
| Trade debts44 | €15,872 | €1,578 | ▼ 90.1% |
| Suppliers440/4 | €15,872 | €1,578 | ▼ 90.1% |
| Other amounts payable47/48 | €46,780 | €66,780 | ▲ 42.8% |
| Accrued charges and deferred income492/3 | €1,400 | €1,400 | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€12,225 | -€18,084 | ▼ 47.9% |
| Operating cash flow (approximation) | -€12,225 | -€18,084 | ▼ 47.9% |
| Change in cash | - | €5,284 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0001/00A056 | Brussels | 438 m² | 1 · 269 m² | 26.4 m · 7 fl. |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.