3B PROJECTBOUW
Active3B PROJECTBOUW has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.88M and a net result of €96k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-59
Solvency100=
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
short-term debt: 0.1% and cash: 1.8% of total assets, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
1.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
15 d early
2023
20 d early
2022
26 d early
2021
38 d early
2020
32 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.34M▲ 30.3%
2022 · €1.03M
2019: €290k
2021: €656k
2022: €1.03M
2019 → 2023
EBIT margin
31.0%▲ 5.9pp
2022 · 25.2%
2019: 16.6%
2021: 15.5%
2022: 25.2%
2019 → 2023
Net result
€96k▼ 98.4%
2024 · €6.14M
2019: €603k
2020: €1.43M
2021: €2.17M
2022: €163k
2023: €273k
2024: €6.14M
2019 → 2025
Working capital
€6.28M▼ 17.6%
2024 · €7.62M
2019: €-1.69M
2020: €300k
2021: €1.89M
2022: €1.27M
2023: €2.28M
2024: €7.62M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€656k-€1.03M▲ 56.6%€1.34M▲ 30.3%
Equity€6.54M-€6.71M▲ 2.5%€6.98M▲ 4.1%€8.22M▲ 17.7%€6.88M▼ 16.3%
Operating result€102k-€258k▲ 154%€415k▲ 60.6%€235k▼ 43.5%€-4k
Net result€2.17M-€163k▼ 92.5%€273k▲ 67.2%€6.14M▲ 2,149%€96k▼ 98.4%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €235k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.89M
Fixed assets
€600k=
Current assets
€6.29M▼ 24.0%
Equity and liabilities €6.89M
Equity
€6.88M▼ 16.3%
Debt
€10k▼ 98.4%
The debt ratio falls from 7.4% to 0.2%. Equity and debt are lower.
Key figures and ratios
Solvency
99.8%▲
2024 · 92.6%
Debt / equity
0.00▼
2024 · 0.08
ROE
1.4%▼
2024 · 74.7%
ROA
1.4%▼
2024 · 69.2%
Debt
€10k▼
2024 · €658k
Debt ≤ 1 year
€10k▼
2024 · €657k
Income taxes
€45k▼
2024 · €666k
A ratio outside any meaningful range has been withheld (balance sheet total €6.89M, equity €6.88M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.87M€6.89M▼
Fixed assets21/28€600k€600k=
Tangible fixed assets22/27€600k€600k=
Land and buildings22€600k€600k=
Financial fixed assets28€0-
Current assets29/58€8.27M€6.29M▼
Amounts receivable after more than one year29€3.00M€3.00M=
Other amounts receivable291€3.00M€3.00M=
Stocks and contracts in progress3€2.37M€3.10M▲
Stocks30/36€2.37M€3.10M▲
Amounts receivable within one year40/41€19k€9k▼
Trade receivables40€425€425=
Other amounts receivable41€18k€9k▼
Current investments50/53-€52k
Cash at bank and in hand54/58€2.88M€127k▼
Deferred charges and accrued income490/1€6k€30▼
Equity and liabilities
Total equity and liabilities10/49€8.87M€6.89M▼
Equity10/15€8.22M€6.88M▼
Contributions10/11€642k€642k=
Reserves13€7.57M€6.24M▼
Distributable reserves133€7.57M€6.24M▼
Amounts payable17/49€658k€10k▼
Amounts payable within one year42/48€657k€10k▼
Trade debts44€15k-
Suppliers440/4€15k-
Taxes, remuneration and social security45€641k€10k▼
Taxes450/3€635k€10k▼
Remuneration and social security454/9€7k-
Accrued charges and deferred income492/3€1k€836▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k-
Other operating charges640/8€1k€1k▲
Gross operating margin9900€279k€-2k▼
Operating profit (loss)9901€235k€-4k▼
Financial income75/76B€6.58M€145k▼
Recurring financial income75€4.60M€145k▼
Non-recurring financial income76B€1.99M-
Financial charges65/66B€10k€76▼
Recurring financial charges65€10k€76▼
Profit (loss) for the period before taxes9903€6.81M€141k▼
Income taxes67/77€666k€45k▼
Profit (loss) for the period9904€6.14M€96k▼
Profit (loss) for the period to be appropriated9905€6.14M€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8.73M€96k▼
Profit (loss) brought forward from the previous period14P€2.59M-
Transfer from equity791/2€2.31M€1.43M▼
Transfer to equity691/2€6.14M€96k▼
To other reserves6921€6.14M€96k▼
Profit to be distributed694/7€4.90M€1.43M▼
Return on contributions (dividend)694€4.90M€1.43M▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €96k ▼98.4%
Net result drops to €96k, the lowest in the series.
30-09
Financial
Liquidity times 52current ratio 653.30
Current ratio from 12.60 to 653.30; short-term debt falls from €657k to €10k.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2019net €6.14M ▲2149%
Net result €6.14M, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 12.60
Current ratio from 4.56 to 12.60.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Equity above €5MEq €6.54M ▲49.7%
3 profitable years in a row build equity to €6.54M.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Liquidity triplescurrent ratio 1.09
Current ratio from 0.42 to 1.09.
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
03-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-02-2023
Jef Imants: Resigned as Director
27-02-2023
Paul Wens: Resigned as Director
08-08-2018
Chris Imants: Resigned as Manager
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zone Reme 12260 WesterloGround area
1,949 m²
Building footprint
1,091 m²
Volume, LiDAR
9,871 m³
Parcel 13039B0010/00N002, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20122.219.590.127
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039B0010/00N002 | Flanders | 1,949 m² | 1 · 1,091 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HULLYNCK
BE 0443.712.939
Tielt · Eq €6.87M
MARTENS PROJECTS
BE 0404.654.207
Brasschaat · Eq €6.93M
ACG Real Estate
BE 0460.407.926
Merelbeke-Melle · Eq €6.98M
CREDIM
BE 0440.399.992
Gent · Eq €6.78M
DE LINDE
BE 0434.752.317
Sint-Pieters-Leeuw · Eq €6.78M
Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 1,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2012
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.