Equity
-€150,678
Debts exceed assets in financial year 2025.
3A2
Lifetime
2 annual accounts with figures on one time axispeak -€12,158 (2024)
-€92,659▼ €80,501
lowest -€132,647 (2025)
-€132,647▼ €104,616
peak -€18,031 (2024)
-€150,678▼ €132,647
€3.2m▲ 87.6%
peak 0 FTE (2025)
0 FTE
Board1 name since 2023
1 director
Documentsfilings and deeds
21-08-202621 days late
2025abbreviated format
Gross margin from -€12,158 to -€92,659Loss of €132,647Equity from -€18,031 to -€150,678Debts from €1.7m to €3.2mCash from €136,988 to €48,261
Key points
from the 2025 annual accountsResult
-€132,647 ▼ 373%
The result fell in 2025: different schema filed.
Debts
€3.2m 105% of the balance sheet
After one year 2%Within one year 98%
Of this, €3.2m falls due within a year.
Liquidity
0.97 was 2.75 in 2024
Short-term debts rose from €612,981 to €3.2m.
At the same address
8 companies
Position in the sector
-€150,678
Less equity than 90% of companies in real estate. Sector median €403,257 · 12,434 companies.
2025 accounts filed 21 days after the deadlineTurnover not published (abbreviated or micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,252 companies had the same profile as 3A2 has now. Each dot stands for 4 companies, two years later.
96.4%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,252 companies, not a prediction for 3A2. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, , since 03-10-2023
- score equity €312,223 (2026) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000687236
Incorporation
Founding capital of €10,000, 1,000 shares · Founder: . · Appointment: (director) · published on 05-10-2023 · Gazette deed
First establishment
Kortrijksesteenweg 1035, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 3A2 Ghent | €3.1m | -€92,659 | -4.9% | 0 |
| DENDERMONDE MOOI Dendermonde | €2.9m | -€479 | -0.6% | 0 |
| ASCOT NOVA CONSTRUCT Maldegem | €2.9m | -€5,698 | 5.0% | 0 |
| Royal Botanic Construct Antwerp | €2.5m | -€25,205 | -2.3% | 0 |
| Waterfront Schelle Development Ghent | €3.7m | -€44,527 | -0.6% | 0 |
| Kliniek Development Ghent | €3.3m | -€81,846 | -5.9% | 0 |
| KOMET DEVELOPMENT Ghent | €2.0m | -€45,063 | 61.4% | 0 |
These companies have the same main activity as 3A2: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2m and €3.7m, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 03-10-2023Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.350.165.4889051 Ghent, since 03-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Insights on 3A2
3A2 has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€150,678) and a net result of -€132,647.
Its solvency ranks better than 12% of 12,430 sector peers (NACE 68, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 3A2
- What is the company number of 3A2?
- The company number of 3A2 is 1000.687.236. The VAT number is the same number with BE in front: BE 1000.687.236.
- Where is 3A2 based?
- The registered office is at Kortrijksesteenweg 1035, 9051 Ghent.Company details
- What does 3A2 do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of 3A2?
- 3A2 is a private limited company (BV).
- When was 3A2 founded?
- 3A2 was founded on 03-10-2023.
- Is 3A2 still active?
- Yes, 3A2 is an active enterprise in the KBO register.
- What is the turnover of 3A2?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is 3A2 profitable?
- In financial year 2025, 3A2 made a loss of €132,647.
- Where can I find the annual accounts of 3A2?
- 3A2 filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 3A2 due?
- 3A2 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.