Financials
- Fiscal year
- 2025
- Total assets
- €204,343
- Profit
- €28,897
- Solvency
- 90.6%
Total assets▲ 10.7%
Net result
20202025
3A Communication
ActiveSummary
3A Communication has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185,230 and a net result of €28,897. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
How big
€204,343total assets 2025
- Equity
- €185,230
- Profit
- €28,897
Turnover not published (abridged schema)
Who decides
Accounts filed 3 d late0 of 3 deeds read
Why 97+ Liquidity: current ratio 10.58, cash €173,275+ Equity €185,230 (90.6% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €204,343Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.6% of total assets
Liquidity
100+26
short-term debt 9.4% · cash 84.8%
Profitability
86-10
return on assets 14.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 10.58, cash €173,275 lowers the probability
- Equity €185,230 (90.6% of total assets) lowers the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €204,343 lowers the probability for this profile
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 10.58 against 9.39 in 2024; short-term debt: 9.4% and cash: 84.8% of total assets), and 9.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 56%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
149 d early
2023
20 d early
2022
24 d early
2021
11 d late
2020
31 d late
2017
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €150,000Eq €165,180 ▲32.6%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2012
- Next accounts
- by 31-07-2027
- 03-08-2026Annual accounts filed
- 04-03-2025Annual accounts filed
- 31-12-2024Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 22-10-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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