Financials
- Fiscal year
- 2025
- Total assets
- €41,893
- Profit
- €1,073
- Solvency
- 9.7%
3 STAR
ActiveSummary
3 STAR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,073 and a net result of €1,073. Its solvency ranks better than 29% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
1 site
Size
€41,893total assets 2025
- Equity
- €4,073
- Profit
- €1,073
Turnover not published (abridged schema)
Structure
Accounts 18 d early0 of 1 deed read
Why 63- Founded in 2024- Equity €4,073 (9.7% of total assets)- Size: total assets €41,893+ Liquidity: current ratio 0.60, cash €12,382Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 38% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
35
equity 9.7% of total assets
Liquidity
37
short-term debt 90.3% · cash 29.6%
Profitability
72
return on assets 2.6%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.8%
06-2025: 1.8%● 0.0% vs 05-2025
07-2025: 1.9%▲ +4.8% vs 06-2025
08-2025: 2.2%▲ +16.8% vs 07-2025
09-2025: 2.3%▲ +5.7% vs 08-2025
10-2025: 2.6%▲ +10.3% vs 09-2025
11-2025: 2.6%● 0.0% vs 10-2025
12-2025: 2.9%▲ +10.4% vs 11-2025
01-2026: 2.8%▼ -1.4% vs 12-2025
02-2026: 2.8%▼ -1.1% vs 01-2026
03-2026: 3.0%▲ +8.7% vs 02-2026
04-2026: 3.2%▲ +4.2% vs 03-2026
05-2026: 3.2%▲ +1.1% vs 04-2026highest value
06-2026: 3.2%● 0.0% vs 05-2026highest value
07-2026: 3.2%● 0.0% vs 06-2026highest value
08-2026: 1.5%▼ -53.2% vs 07-2026lowest value
09-2026: 1.5%● 0.0% vs 08-2026lowest value
10-2026: 1.5%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 0.60, cash €12,382 lowers the probability
- Equity €4,073 (9.7% of total assets) raises the probability
- Size: total assets €41,893 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 26%, liquidity 34%, profitability 55%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 13-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 24-04-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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