3-K CONSTRUCTION
Open bankruptcyA bankruptcy procedure is open for 3-K CONSTRUCTION according to publications in the Belgian State Gazette; curator: SVEN DE MAESENEER.
Summary
The 2024 annual accounts show negative equity (€-1k) and a net result of €-10k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
on the day
2022
198 d late
2021
10 d late
2020
85 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€151k
EBIT margin
-5.6%
Net result
€-10k
2023 · €830
2020: €10k
2021: €7k
2022: €-9k
2023: €830
2020 → 2024
Working capital
€-12k▼ 16,764%
2023 · €-71
2020: €9k
2021: €7k
2022: €-2k
2023: €-71
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€151k
Equity€10k-€17k▲ 65.5%€8k▼ 50.7%€9k▲ 9.8%€-1k
Operating result€11k-€9k▼ 23.1%€-8k€1k€-2k
Net result€10k-€7k▼ 33.8%€-9k€830€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26k
Fixed assets
€11k ▲ 14.5%
Current assets
€15k ▼ 41.8%
Key figures and ratios
Solvency
-4.7%▼
2023 · 26.5%
Current ratio
0.56▼
2023 · 1.00
Debt to equity
-22.14▼
2023 · 2.77
ROA
-40.9%▼
2023 · 2.4%
Debt
€27k▲
2023 · €26k
Debt ≤ 1 year
€27k▲
2023 · €26k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€35k€26k▼
Fixed assets21/28€9k€11k▲
Tangible fixed assets22/27€9k€11k▲
Furniture and vehicles24€9k€11k▲
Current assets29/58€26k€15k▼
Amounts receivable within one year40/41€23k€12k▼
Trade receivables40€10k€500▼
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€666€666=
Equity and liabilities
Total equity and liabilities10/49€35k€26k▼
Equity10/15€9k€-1k▼
Contributions10/11€100€100=
Reserves13€10€10=
Non-distributable reserves130/1€10€10=
Other1319€10€10=
Profit (loss) carried forward14€9k€-1k▼
Amounts payable17/49€26k€27k▲
Amounts payable within one year42/48€26k€27k▲
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€3k€3k=
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€21€7k▲
Income statement
Code20232024
Remuneration, social security and pensions62€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€357€1k▲
Gross operating margin9900€18k€-937▼
Operating profit (loss)9901€1k€-2k▼
Financial charges65/66B€220€224▲
Recurring financial charges65€220€224▲
Profit (loss) for the period before taxes9903€830€-2k▼
Income taxes67/77-€8k
Profit (loss) for the period9904€830€-10k▼
Profit (loss) for the period to be appropriated9905€830€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-1k▼
Profit (loss) brought forward from the previous period14P€8k€9k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · 3-K CONSTRUCTION BV EXCELSIORLAAN 85/3, 1930 ZAVENTEM · event 23-09-2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-10k ▼1361%
Net result drops to €-10k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 198 days late
30-09
Financial
Back to profitnet €830
Net result €830 after one loss-making year.
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Excelsiorlaan 851930 ZaventemGround area
1,970 m²
Building footprint
454 m²
Volume, LiDAR
4,737 m³
Parcel 23094D0036/00L002, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
3-K CONSTRUCTION
since 20192.284.557.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0036/00L002 | Flanders | 1,970 m² | 1 · 454 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SVEN DE MAESENEER PEGASUSLAAN 5, 1831 DIEGEM- |
23-09-2025 → present |
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 1,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.