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3 G

Active
Private limited companyfounded 200026 yrs activeWinkelveldstraat 48, 1700 Dilbeek, BelgiumKBO/BCE: BE 0471.988.043
Summary

3 G has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €138k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability83▲+13
Solvency80▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.23 in 2024; short-term debt: 30.1% and cash: 4.8% of total assets), and 45.2% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.8%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
67 d late
2023
29 d late
2022
38 d late
2021
19 d late
2020
73 d late
2019
17 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€201k
EBIT margin
50.2%
Net result
€138k▲ 224%
2024 · €43k
2018: €9klowest in 8 years 2019: €38k▲ +327% vs 2018 2020: €38k▲ +1.3% vs 2019 2021: €61k▲ +58.1% vs 2020 2022: €37k▼ -38.4% vs 2021 2023: €59k▲ +56.9% vs 2022 2024: €43k▼ -27.2% vs 2023 2025: €138k▲ +224% vs 2024highest in 8 years
2018 → 2025
Working capital
€-44k▲ 72.5%
2024 · €-160k
2018: €-163klowest in 8 years 2019: €-128k▲ +21.2% vs 2018 2020: €-160k▼ -25.1% vs 2019 2021: €-159k▲ +1.0% vs 2020 2022: €-160k▼ -1.1% vs 2021 2023: €-149k▲ +7.2% vs 2022 2024: €-160k▼ -7.2% vs 2023 2025: €-44k▲ +72.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€201k-
Equity€394k-€428k▲ 8.5%€482k▲ 12.8%€525k▲ 8.9%€663k▲ 26.3% 2021: €394klowest in 5 years 2022: €428k▲ +8.5% vs 2021 2023: €482k▲ +12.8% vs 2022 2024: €525k▲ +8.9% vs 2023 2025: €663k▲ +26.3% vs 2024highest in 5 years
Operating result€101k-€66k▼ 34.5%€97k▲ 47.1%€85k▼ 12.6%€209k▲ 147% 2021: €101k 2022: €66k▼ -34.5% vs 2021lowest in 5 years 2023: €97k▲ +47.1% vs 2022 2024: €85k▼ -12.6% vs 2023 2025: €209k▲ +147% vs 2024highest in 5 years
Net result€61k-€37k▼ 38.4%€59k▲ 56.9%€43k▼ 27.2%€138k▲ 224% 2021: €61k 2022: €37k▼ -38.4% vs 2021lowest in 5 years 2023: €59k▲ +56.9% vs 2022 2024: €43k▼ -27.2% vs 2023 2025: €138k▲ +224% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €101k€101kNet result 2021: €61k€61kOperating result 2022: €66k€66kNet result 2022: €37k€37kOperating result 2023: €97k€97kNet result 2023: €59k€59kOperating result 2024: €85k€85kNet result 2024: €43k€43kOperating result 2025: €209k€209kNet result 2025: €138k€138k20212022202320242025€0€100k€200kOperating result 2023: €97k€97kNet result 2023: €59k€59kOperating result 2024: €85k€85kNet result 2024: €43k€43kOperating result 2025: €209k€209kNet result 2025: €138k€138k202320242025
The operating result recovers in 2025; 2025 is 147% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets €890k ▼ 10.0%
Current assets €320k ▲ 553%
Equity and liabilities €1.21M
Equity €663k ▲ 26.3%
Provisions €61k ▲ 161%
Debt €486k ▼ 0.7%
Debt's share of the balance-sheet total falls from 47.2% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€254k▲
2024 · €131k
Cash flow
€183k▲
2024 · €89k
Current ratio
0.88▲
2024 · 0.23
Debt to equity
0.73▼
2024 · 0.93
ROE
20.8%▲
2024 · 8.1%
ROA
11.4%▲
2024 · 4.1%
Interest coverage
11.19▲
2024 · 5.56
Debt ≤ 1 year
€364k▲
2024 · €209k
Debt > 1 year
€120k▼
2024 · €279k
Income taxes
€11k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.04M€1.21M▲
Fixed assets21/28€989k€890k▼
Tangible fixed assets22/27€989k€890k▼
Land and buildings22€667k€577k▼
Plant, machinery and equipment23€90k€92k▲
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€219k€211k▼
Current assets29/58€49k€320k▲
Amounts receivable within one year40/41€20k€258k▲
Trade receivables40€20k€236k▲
Other amounts receivable41-€23k
Cash at bank and in hand54/58€26k€58k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.21M▲
Equity10/15€525k€663k▲
Contributions10/11€17k€17k=
Reserves13€55k€191k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€53k€166k▲
Distributable reserves133-€23k
Profit (loss) carried forward14€454k€456k▲
Provisions and deferred taxes16€23k€61k▲
Deferred taxes168€23k€61k▲
Amounts payable17/49€490k€486k▼
Amounts payable after more than one year17€279k€120k▼
Financial debts170/4€277k€118k▼
Other amounts payable178/9€2k€2k▲
Amounts payable within one year42/48€209k€364k▲
Current portion of amounts payable after more than one year42€90k€51k▼
Trade debts44€6k€231k▲
Suppliers440/4€6k€231k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€97k€70k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€44k▼
Other operating charges640/8€8k€8k▼
Gross operating margin9900€140k€261k▲
Operating profit (loss)9901€85k€209k▲
Financial income75/76B€132€323▲
Recurring financial income75€132€323▲
Financial charges65/66B€24k€23k▼
Recurring financial charges65€24k€23k▼
Profit (loss) for the period before taxes9903€61k€187k▲
Transfer from deferred taxes780€1k€1k=
Transfer to deferred taxes680-€38k
Income taxes67/77€20k€11k▼
Profit (loss) for the period9904€43k€138k▲
Transfer from tax-exempt reserves789€2k€2k=
Transfer to tax-exempt reserves689-€115k
Profit (loss) for the period to be appropriated9905€45k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€454k€479k▲
Profit (loss) brought forward from the previous period14P€409k€454k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
Profit to be distributed694/7€0-
Directors or managers695€0-

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Turnover70€201k-----
Non-recurring operating income76A€0-€27k€0--
Goods, raw materials, services and sundry goods60/61€104k-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€49k€43k€46k€44k▼ 4.5%
Other operating charges640/8€6k€7k€8k€8k€8k▼ 9.1%
Gross operating margin9900€154k€122k€148k€140k€261k▲ 87.1%
Operating profit (loss)9901€101k€66k€97k€85k€209k▲ 147%
Financial income75/76B€0€7€1€132€323▲ 145%
Recurring financial income75€0€7€1€132€323▲ 145%
Financial charges65/66B€21k€19k€20k€24k€23k▼ 4.0%
Recurring financial charges65€21k€19k€20k€24k€23k▼ 4.0%
Profit (loss) for the period before taxes9903€79k€47k€77k€61k€187k▲ 204%
Transfer from deferred taxes780€1k€1k€1k€1k€1k=
Transfer to deferred taxes680----€38k-
Income taxes67/77€20k€11k€20k€20k€11k▼ 42.1%
Profit (loss) for the period9904€61k€37k€59k€43k€138k▲ 224%
Transfer from tax-exempt reserves789€2k€2k€2k€2k€2k=
Transfer to tax-exempt reserves689----€115k-
Profit (loss) for the period to be appropriated9905€63k€40k€61k€45k€25k▼ 43.5%
Line20212022202320242025Change
Assets
Total assets20/58€1.10M€1.03M€1.01M€1.04M€1.21M▲ 16.6%
Fixed assets21/28€1.04M€995k€957k€989k€890k▼ 10.0%
Tangible fixed assets22/27€1.04M€995k€957k€989k€890k▼ 10.0%
Land and buildings22€738k€714k€690k€667k€577k▼ 13.5%
Plant, machinery and equipment23€20k€20k€20k€90k€92k▲ 2.9%
Furniture and vehicles24€37k€28k€21k€15k€10k▼ 31.1%
Other tangible fixed assets26€240k€233k€226k€219k€211k▼ 3.3%
Current assets29/58€62k€33k€50k€49k€320k▲ 553%
Amounts receivable within one year40/41€25k€5k€21k€20k€258k▲ 1,196%
Trade receivables40€25k€5k€21k€20k€236k▲ 1,081%
Other amounts receivable41€32€0--€23k-
Cash at bank and in hand54/58€31k€26k€28k€26k€58k▲ 124%
Deferred charges and accrued income490/1€6k€2k€1k€3k€4k▲ 15.6%
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.03M€1.01M€1.04M€1.21M▲ 16.6%
Equity10/15€394k€428k€482k€525k€663k▲ 26.3%
Contributions10/11€17k€17k€17k€17k€17k=
Reserves13€62k€60k€57k€55k€191k▲ 248%
Non-distributable reserves130/1€2k€2k€2k€2k€2k=
Reserves not available under the articles1311€2k€2k€2k€2k€2k=
Tax-exempt reserves132€60k€58k€55k€53k€166k▲ 214%
Distributable reserves133----€23k-
Profit (loss) carried forward14€316k€352k€409k€454k€456k▲ 0.5%
Provisions and deferred taxes16€26k€25k€24k€23k€61k▲ 161%
Deferred taxes168€26k€25k€24k€23k€61k▲ 161%
Amounts payable17/49€676k€575k€501k€490k€486k▼ 0.7%
Amounts payable after more than one year17€453k€381k€301k€279k€120k▼ 56.9%
Financial debts170/4€452k€376k€299k€277k€118k▼ 57.5%
Other amounts payable178/9€2k€5k€1k€2k€2k▲ 51.3%
Amounts payable within one year42/48€220k€194k€199k€209k€364k▲ 74.6%
Current portion of amounts payable after more than one year42€88k€82k€76k€90k€51k▼ 43.4%
Trade debts44€10k€9k€24k€6k€231k▲ 3,651%
Suppliers440/4€10k€9k€24k€6k€231k▲ 3,651%
Taxes, remuneration and social security45€24k€18k€19k€15k€12k▼ 20.1%
Taxes450/3€21k€16k€17k€15k€12k▼ 20.1%
Remuneration and social security454/9€3k€3k€3k€0--
Other amounts payable47/48€98k€85k€79k€97k€70k▼ 27.6%
Accrued charges and deferred income492/3€3k€0€865€3k€3k▼ 17.2%
Line20212022202320242025Change
Profit (loss) for the period9904€61k€37k€59k€43k€138k▲ 224%
+ Depreciation and write-downs630€47k€49k€43k€46k€44k▼ 4.5%
Operating cash flow (approximation)€108k€86k€102k€89k€183k▲ 105%
Investment in fixed assets (approximation)-€-8k€-6k€-79k€55k▲ 170%
Change in cash-€-5k€2k€-2k€32k▲ 2,005%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial Highest result since 2018net €138k ▲224%
Operating result €209k, net result €138k, both a record.
06-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial Equity above €500kEq €525k ▲8.9%
7 profitable years in a row build equity to €525k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
07-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 38 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
12-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
17-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
24-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
661 m²
Building footprint
87 m²
Volume, LiDAR
769 m³
Parcel 23016D0300/00M000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
3 G SPRL
Winkelveldstraat 48, 1700 DilbeekPhotography, excluding press photography
since 20002.096.617.386
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016D0300/00M000 Flanders 661 m² 1 · 87 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 3,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects

Scores and ratios are computed by Checked and are not a credit decision.