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3 DE 59

Active
Private limited companyfounded 20197 yrs activeChaussée de Tirlemont 75, 5030 Gembloux, BelgiumKBO/BCE: BE 0719.705.752
Summary

The computed 12-month bankruptcy probability of 3 DE 59 is 2.9% (moderate). The 2025 annual accounts show equity of €39,129 and a net result of -€12,037. Equity is shrinking by ~10.5% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
cash: 8.3% of total assets, and 0% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
-30.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€12,037
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
26 d late
2024
26 d late
2023
23 d late
2022
24 d late
2021
158 d early
2020
57 d early
2019
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 25 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

3 DE 59 was incorporated on 1 February 2019.1 Total assets fell from EUR 96,681 in 2019 to EUR 39,129 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€12,037▲ 34.0%
2024 · -€18,234
Working capital
€15,301▼ 40.8%
2023 · €25,851
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€100,381▲ 2,866%-€3,152€6,865-€17,562-€11,253▲ 35.9%
Net result€80,965▲ 2,437%-€3,392€5,459-€18,234-€12,037▲ 34.0%
Equity€67,332▼ 22.0%€63,940▼ 5.0%€69,399▲ 8.5%€51,165▼ 26.3%€39,129▼ 23.5%
Total assets€196,034▲ 122%€88,575▼ 54.8%€69,896▼ 21.1%€60,093▼ 14.0%€39,129▼ 34.9%
Debt€128,702▲ 7,050%€24,635▼ 80.9%€497▼ 98.0%€8,928▲ 1,695%
Working capital€7,236€12,769▲ 76.5%€25,851▲ 102%€15,301▼ 40.8%
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €100,381€100,381Net result 2021: €80,965€80,965Operating result 2022: -€3,152-€3,152Net result 2022: -€3,392-€3,392Operating result 2023: €6,865€6,865Net result 2023: €5,459€5,459Operating result 2024: -€17,562-€17,562Net result 2024: -€18,234-€18,234Operating result 2025: -€11,253-€11,253Net result 2025: -€12,037-€12,03720212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €6,865€6,870Net result 2023: €5,459€5,460Operating result 2024: -€17,562-€17,600Net result 2024: -€18,234-€18,200Operating result 2025: -€11,253-€11,300Net result 2025: -€12,037-€12,000202320242025
The operating result stays negative: a loss of €11,253 in 2025 against €17,562 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,129
Fixed assets €35,864 =
Current assets €3,264 ▼ 86.5%
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%▲
2024 · 85.1%
ROE
-30.8%▲
2024 · -35.6%
ROA
-30.8%▼
2024 · -30.3%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.0% went bankrupt
9.5% stopped otherwise
87% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,093€39,129▼
Fixed assets21/28€35,864€35,864=
Tangible fixed assets22/27€35,864€35,864=
Land and buildings22€35,864€35,864=
Current assets29/58€24,229€3,264▼
Amounts receivable within one year40/41€311-
Other amounts receivable41€311-
Cash at bank and in hand54/58€23,918€3,264▼
Equity and liabilities
Total equity and liabilities10/49€60,093€39,129▼
Equity10/15€51,165€39,129▼
Contributions10/11€20,608€20,608=
Reserves13€38,207€38,207=
Non-distributable reserves130/1€2,061€2,061=
Reserves not available under the articles1311€2,061€2,061=
Tax-exempt reserves132€6,232€6,232=
Distributable reserves133€29,914€29,914=
Profit (loss) carried forward14-€7,650-€19,686▼
Amounts payable17/49€8,928-
Amounts payable within one year42/48€8,928-
Trade debts44€587-
Suppliers440/4€587-
Taxes, remuneration and social security45€8,341-
Taxes450/3€8,341-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,181-
Other operating charges640/8€8,728€9,350▲
Gross operating margin9900-€652-€1,903▼
Operating profit (loss)9901-€17,562-€11,253▲
Financial charges65/66B€672€784▲
Recurring financial charges65€672€784▲
Profit (loss) for the period before taxes9903-€18,234-€12,037▲
Income taxes67/77-€0-
Profit (loss) for the period9904-€18,234-€12,037▲
Profit (loss) for the period to be appropriated9905-€18,234-€12,037▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7,650-€19,686▼
Profit (loss) brought forward from the previous period14P€10,584-€7,650▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,925€8,925€8,925€8,181--
Other operating charges640/8-€7,662€8,621€8,728€9,350▲ 7.1%
Gross operating margin9900€116,886€13,435€24,411-€652-€1,903▼ 192%
Operating profit (loss)9901€100,381-€3,152€6,865-€17,562-€11,253▲ 35.9%
Financial charges65/66B-€241€717€672€784▲ 16.5%
Recurring financial charges65€186€241€717€672€784▲ 16.5%
Profit (loss) for the period before taxes9903€100,195-€3,393€6,148-€18,234-€12,037▲ 34.0%
Income taxes67/77€19,230-€1€689-€0--
Profit (loss) for the period9904€80,965-€3,392€5,459-€18,234-€12,037▲ 34.0%
Profit (loss) for the period to be appropriated9905€80,965-€3,392€5,459-€18,234-€12,037▲ 34.0%
Line20212022202320242025Change
Assets
Total assets20/58€196,034€88,575€69,896€60,093€39,129▼ 34.9%
Fixed assets21/28€61,896€52,971€44,046€35,864€35,864=
Tangible fixed assets22/27€61,896€52,971€44,046€35,864€35,864=
Land and buildings22-€52,971€44,046€35,864€35,864=
Current assets29/58€134,139€35,604€25,851€24,229€3,264▼ 86.5%
Amounts receivable within one year40/41-€3,371€311€311--
Trade receivables40-€3,371----
Other amounts receivable41--€311€311--
Cash at bank and in hand54/58€27,001€31,287€25,540€23,918€3,264▼ 86.4%
Deferred charges and accrued income490/1-€946----
Equity and liabilities
Total equity and liabilities10/49€196,034€88,575€69,896€60,093€39,129▼ 34.9%
Equity10/15€67,332€63,940€69,399€51,165€39,129▼ 23.5%
Contributions10/11-€20,608€20,608€20,608€20,608=
Reserves13€38,207€38,207€38,207€38,207€38,207=
Non-distributable reserves130/1-€2,061€2,061€2,061€2,061=
Reserves not available under the articles1311-€2,061€2,061€2,061€2,061=
Tax-exempt reserves132-€6,232€6,232€6,232€6,232=
Distributable reserves133-€29,914€29,914€29,914€29,914=
Profit (loss) carried forward14€8,517€5,125€10,584-€7,650-€19,686▼ 157%
Amounts payable17/49€128,702€24,635€497€8,928--
Amounts payable within one year42/48€126,902€22,835€0€8,928--
Trade debts44€7,672€2,291€0€587--
Suppliers440/4-€2,291€0€587--
Taxes, remuneration and social security45-€19,229-€8,341--
Taxes450/3-€19,229-€8,341--
Other amounts payable47/48-€1,314----
Accrued charges and deferred income492/3-€1,800€497---
Line20212022202320242025Change
Profit (loss) for the period9904€80,965-€3,392€5,459-€18,234-€12,037▲ 34.0%
+ Depreciation and write-downs630€8,925€8,925€8,925€8,181--
Operating cash flow (approximation)€89,890€5,533€14,384-€10,053-€12,037▼ 19.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€4,286-€5,747-€1,622-€20,653▼ 1,173%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial Weakest financial yearnet -€18,234
Net result drops to -€18,234, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
31-12
Financial Back to profitnet €5,459
Net result €5,459 after one loss-making year.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
23-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2019net €80,965 ▲2,437%
Operating result €100,381, net result €80,965, both a record.
04-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €3,191
Net result €3,191 after one loss-making year.
03-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
7.8 ha
Building footprint
1.4 ha
Parcel 92253D0287/00F000, Wallonia. Linked by address, not a title deed.
136 companies at this address See who is registered here
1 establishment unit
3 DE 59
Chaussée de Tirlemont 75, 5030 GemblouxReal estate activities
since 20192.285.970.492
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92253D0287/00F000 Wallonia 7.8 ha 1 · 1.4 ha -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group PARCOFIN 58 companies Group, risk and exposure

Owners and holdings

1 owner

Chain of control

  1. PARCOFIN 100%
  2. PARDIS 90%
  3. LOCK’IMMO 100%
  4. 3 DE 59

Highest known parent: PARCOFIN. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of 3 DE 59 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPrivate limited company
Founded01-02-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0719705752
Also 9925:BE0719705752
Registered 06-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.