Summary
2TT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €666k and a net result of €121k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 8023 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
57 d early
2023
29 d late
2022
77 d late
2021
30 d late
2020
10 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€666k▲ 6.2%
2024 · €627k
2018: €391k
2019: €473k
2020: €491k
2021: €545k
2022: €543k
2023: €583k
2024: €627k
2018 → 2025
Net result
€121k▲ 1.5%
2024 · €120k
2018: €76k
2019: €83k
2020: €111k
2021: €99k
2022: €88k
2023: €118k
2024: €120k
2018 → 2025
Total assets
€711k▼ 1.9%
2024 · €725k
2018: €415k
2019: €497k
2020: €529k
2021: €596k
2022: €566k
2023: €660k
2024: €725k
2018 → 2025
Solvency
93.7%▲ 7.1pp
2024 · 86.5%
2018: 94.2%
2019: 95.2%
2020: 92.8%
2021: 91.4%
2022: 95.8%
2023: 88.4%
2024: 86.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€545k-€543k▼ 0.4%€583k▲ 7.5%€627k▲ 7.6%€666k▲ 6.2%
Operating result€142k-€126k▼ 11.5%€172k▲ 36.6%€172k=€175k▲ 1.7%
Net result€99k-€88k▼ 11.1%€118k▲ 34.0%€120k▲ 1.2%€121k▲ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €711k
Fixed assets
€57k ▼ 29.0%
Current assets
€654k ▲ 1.5%
Equity and liabilities €711k
Equity
€666k ▲ 6.2%
Debt
€45k ▼ 53.8%
Debt's share of the balance-sheet total falls from 13.5% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
18.2%▼
2024 · 19.1%
ROA
17.1%▲
2024 · 16.5%
Debt ≤ 1 year
€45k▼
2024 · €98k
Income taxes
€57k▲
2024 · €53k
Staff costs
€123k▲
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€725k€711k▼
Fixed assets21/28€81k€57k▼
Tangible fixed assets22/27€72k€48k▼
Land and buildings22€6k€5k▼
Furniture and vehicles24€66k€44k▼
Financial fixed assets28€9k€9k=
Current assets29/58€644k€654k▲
Amounts receivable after more than one year29€135k€82k▼
Other amounts receivable291€135k€82k▼
Amounts receivable within one year40/41€107k€102k▼
Trade receivables40-€47k
Other amounts receivable41€107k€56k▼
Cash at bank and in hand54/58€399k€464k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€725k€711k▼
Equity10/15€627k€666k▲
Contributions10/11€6k€6k=
Reserves13€621k€660k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€619k€658k▲
Amounts payable17/49€98k€45k▼
Amounts payable within one year42/48€98k€45k▼
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€84k€35k▼
Taxes450/3€67k€21k▼
Remuneration and social security454/9€16k€15k▼
Other amounts payable47/48€150€124▼
Income statement
Code20242025
Remuneration, social security and pensions62€117k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€692€1k▲
Gross operating margin9900€313k€322k▲
Operating profit (loss)9901€172k€175k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€319€457▲
Recurring financial charges65€319€457▲
Profit (loss) for the period before taxes9903€173k€178k▲
Income taxes67/77€53k€57k▲
Profit (loss) for the period9904€120k€121k▲
Profit (loss) for the period to be appropriated9905€120k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€120k€121k▲
Transfer from equity791/2€76k€83k▲
Transfer to equity691/2€120k€121k▲
To other reserves6921€120k€121k▲
Profit to be distributed694/7€76k€83k▲
Return on contributions (dividend)694€76k€83k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €121k ▲1.5%
Operating result €175k, net result €121k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 14.50
Current ratio from 6.60 to 14.50; short-term debt falls from €98k to €45k.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 22.55
Current ratio from 10.93 to 22.55; short-term debt falls from €51k to €24k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €545k ▲11%
4 profitable years in a row build equity to €545k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
08-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerenwegstraat 533051 Oud-HeverleeGround area
2,075 m²
Building footprint
298 m²
Volume, LiDAR
1,706 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
2TT
since 20132.219.228.851
2TT P
since 20192.296.536.861
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24086B0349/00G000 | Flanders | 1,135 m² | 1 · 172 m² | 8.9 m · 2 fl. |
| 24100A0266/00A006 | Flanders | 940 m² | 1 · 126 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Kurt Bruyneel
BE 0525.949.737
Zulte · Eq €666,317
GEDYNAC
BE 0628.902.963
Frasnes-lez-Anvaing · Eq €665,565
ANNE-SOPHIE JAMMAER
BE 0736.860.597
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
62100Computer programming
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.