2trade.com
Active2trade.com has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.58M and a net result of €-54k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-26
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 21.81 against 19.33 in 2024; short-term debt: 2% and cash: 2.5% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-54k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d late
2023
on the day
2022
4 d late
2021
18 d late
2020
25 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.58M▼ 3.3%
2024 · €1.63M
2019: €943k
2020: €1.12M
2021: €1.33M
2022: €1.49M
2023: €1.67M
2024: €1.63M
2019 → 2025
Total assets
€1.65M▼ 3.3%
2024 · €1.71M
2019: €1.02M
2020: €1.32M
2021: €1.51M
2022: €1.72M
2023: €1.76M
2024: €1.71M
2019 → 2025
Net result
€-54k▼ 50.9%
2024 · €-36k
2019: €183k
2020: €177k
2021: €216k
2022: €161k
2023: €178k
2024: €-36k
2019 → 2025
Working capital
€676k▲ 1.4%
2024 · €667k
2019: €308k
2020: €466k
2021: €677k
2022: €457k
2023: €597k
2024: €667k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.33M-€1.49M▲ 12.1%€1.67M▲ 11.9%€1.63M▼ 2.2%€1.58M▼ 3.3%
Operating result€316k-€233k▼ 26.1%€257k▲ 10.3%€-29k€-58k▼ 104%
Net result€216k-€161k▼ 25.5%€178k▲ 10.8%€-36k€-54k▼ 50.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €58k in 2025 against €29k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€944k▼ 6.1%
Current assets
€709k▲ 0.8%
Equity and liabilities €1.65M
Equity
€1.58M▼ 3.3%
Debt
€74k▼ 2.0%
The debt ratio rises from 4.4% to 4.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €28k
Cash flow
€9k▼
2024 · €20k
Solvency
95.5%▼
2024 · 95.6%
Current ratio
21.81▲
2024 · 19.33
Quick ratio
8.57▲
2024 · 7.92
Debt / equity
0.05▲
2024 · 0.05
ROE
-3.5%▼
2024 · -2.2%
ROA
-3.3%▼
2024 · -2.1%
Interest coverage
0.98▼
2024 · 4.00
Debt
€74k▼
2024 · €76k
Debt ≤ 1 year
€32k▼
2024 · €36k
Debt > 1 year
€35k=
2024 · €35k
Income taxes
€1k▲
2024 · €1k
Staff costs
€28
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.65M▼
Fixed assets21/28€1.01M€944k▼
Tangible fixed assets22/27€1.01M€944k▼
Land and buildings22€824k€790k▼
Plant, machinery and equipment23€119k€109k▼
Furniture and vehicles24€42k€34k▼
Other tangible fixed assets26€20k€11k▼
Current assets29/58€703k€709k▲
Stocks and contracts in progress3€415k€430k▲
Stocks30/36€415k€430k▲
Amounts receivable within one year40/41€3k€27k▲
Trade receivables40€1k€15k▲
Other amounts receivable41€1k€13k▲
Current investments50/53-€200k
Cash at bank and in hand54/58€280k€41k▼
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.65M▼
Equity10/15€1.63M€1.58M▼
Contributions10/11€6k€6k=
Reserves13€1.66M€1.66M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€45€45=
Distributable reserves133€1.66M€1.66M=
Profit (loss) carried forward14€-36k€-91k▼
Amounts payable17/49€76k€74k▼
Amounts payable after more than one year17€35k€35k=
Financial debts170/4€35k€35k=
Amounts payable within one year42/48€36k€32k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€21k€22k▲
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€117k-
Remuneration, social security and pensions62-€28
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€64k▲
Other operating charges640/8€11k€8k▼
Gross operating margin9900€38k€14k▼
Operating profit (loss)9901€-29k€-58k▼
Financial income75/76B€418€11k▲
Recurring financial income75€418€11k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-35k€-53k▼
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-36k€-54k▼
Profit (loss) for the period to be appropriated9905€-36k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-91k▼
Profit (loss) brought forward from the previous period14P€25€-36k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 11.33
Current ratio from 3.80 to 11.33; short-term debt falls from €163k to €58k.
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
31-03
Financial
Highest result since 2019net €216k ▲21.7%
Operating result €316k, net result €216k, both a record.
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
31-03
Financial
Equity above €1MEq €1.12M ▲18.5%
2 profitable years in a row build equity to €1.12M.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciebaan 2619620 ZottegemGround area
5,339 m²
Building footprint
440 m²
Volume, LiDAR
6,736 m³
2 parcels, Flanders · tallest building 35.1 m, ±11 floors. Linked by address, not a title deed.
2 establishment units
2TRADE.COM
since 20112.200.440.842
DéliciJo
since 20232.343.623.433
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41069B1438/00E000 | Flanders | 5,016 m² | 1 · 269 m² | 8.8 m · 2 fl. |
| 31337F0009/00_000 | Flanders | 323 m² | 1 · 171 m² | 35.1 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 655 EUR awarded · 655 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 655 EUR | 655 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.343.623.433
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 22,823 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2011
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
46213Wholesale trade
68110Buying and selling of own real estate
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.