Turnover
≈ €180,000 estimated
The micro format states no turnover.
2PY
Lifetime
2 annual accounts with figures on one time axispeak €36,025 (2025)
€36,025▲ 307%
lowest -€4,201 (2024)
€3,680▲ €7,881
peak €4,479 (2025)
€4,479▲ 461%
€198,256▲ 7.1%
Board1 name since 2024
1 directorKOVÁCS Paul
Documentsfilings and deeds
13-05-202679 days before the deadline
2025micro format
Gross margin from €8,853 to €36,025Back to profit: €3,680Equity from €799 to €4,479Cash from €15,356 to €30,888
Key points
from the 2025 annual accountsDebts
€198,256 98% of the balance sheet
Financial debts 32%Suppliers 1%Taxes and wages 2%Other 65%
Of this, €133,633 falls due within a year.
At the same address
7 companies
Checked score
55
Fair
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.9%
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.4 percentage points vs 06-2025
08-2025: 2.0%▼ -0.3 percentage points vs 07-2025
09-2025: 2.0%● unchanged vs 08-2025
10-2025: 2.0%● unchanged vs 09-2025
11-2025: 2.1%▲ +0.1 percentage points vs 10-2025
12-2025: 2.2%▲ +0.1 percentage points vs 11-2025
01-2026: 2.1%▼ -0.1 percentage points vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 2.1%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.2 percentage points vs 03-2026
05-2026: 2.4%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 1.7%▼ -0.7 percentage points vs 05-2026
07-2026: 1.7%● unchanged vs 06-2026
08-2026: 1.7%● unchanged vs 07-2026
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 1.7%● unchanged vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Equity €4,479 (2.2% of total assets)
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 0.54, cash €30,888
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 31% on liquidity, 46% on profitability and 98% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as 2PY has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 2PY itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for 2PY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22939 sector peers (2025).
NBB · sector comparisonPosition among 22939 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
79 days early
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 55 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008021723
Incorporation
Founding capital of €5,000, 500 shares · Founder: KOVÁCS Paul · Appointment: KOVÁCS Paul (director) · published on 08-04-2024 · Gazette deed
First establishment
Sint-Jobsplein 14, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 2PY Uccle | €202,735 | €36,025 | 2.2% | - |
| ALL EYES ON ME Auderghem | €209,311 | €28,111 | 32.2% | - |
| AM OPTIC Etterbeek | €194,345 | €62,873 | 13.3% | - |
| SH OPTICS Ostend | €266,324 | €27,849 | 2.4% | - |
| BD VISION Hannut | €319,673 | €47,665 | 33.1% | - |
| BEAUREGARD Gesves | €132,046 | €29,927 | 18.4% | - |
| AX OPTIC Dinant | €172,359 | €66,867 | 32.2% | - |
These companies have the same main activity as 2PY: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €132,000 and €320,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 04-04-2024Normal situation
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Establishment unit
- 2.357.910.0481180 Uccle, since 04-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €202,735▲ 9.1%
- Filing
- Filed on 13-05-2026, 79 days before the end of the filing period
Insights on 2PY
The computed 12-month bankruptcy probability of 2PY is 1.7% (moderate). The 2025 annual accounts show equity of €4,479 and a net result of €3,680.
Its solvency ranks better than 24% of 22,939 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 2PY
- What is the company number of 2PY?
- The company number of 2PY is 1008.021.723. The VAT number is the same number with BE in front: BE 1008.021.723.
- Where is 2PY based?
- The registered office is at Sint-Jobsplein 14, 1180 Uccle.Company details
- What does 2PY do?
- According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
- What is the legal form of 2PY?
- 2PY is a private limited company (BV).
- When was 2PY founded?
- 2PY was founded on 04-04-2024.
- Is 2PY still active?
- Yes, 2PY is an active enterprise in the KBO register.
- What is the turnover of 2PY?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €36,025 and 51 comparable companies (NACE 477). It probably lies between €93,000 and €310,000.Financials
- Is 2PY profitable?
- In financial year 2025, 2PY made a profit of €3,680.
- Where can I find the annual accounts of 2PY?
- 2PY filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 2PY due?
- 2PY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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