2PY
ActiveSummary
The computed 12-month bankruptcy probability of 2PY is 3.4% (moderate). The 2025 annual accounts show equity of €4,479 and a net result of €3,680. Its solvency ranks better than 24% of 18458 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability66▲+38
Solvency27▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.54 against 0.51 in 2024; short-term debt: 65.9% and cash: 15.2% of total assets), and 97.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.2%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18458 sector peers (2025).
NBB · sector comparisonPosition among 18458 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
79 d early
2024
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 55 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€4,479▲ 461%
2024 · €799
Total assets
€202,735▲ 9.1%
2024 · €185,888
Net result
€3,680
2024 · -€4,201
Working capital
-€61,306▼ 10.8%
2024 · -€55,318
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€1,138-€7,917▲ 596%
Net result-€4,201-€3,680
Equity€799-€4,479▲ 461%
Total assets€185,888-€202,735▲ 9.1%
Debt€185,089-€198,256▲ 7.1%
Working capital-€55,318--€61,306▼ 10.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 596% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202,735
Fixed assets
€130,409 ▲ 2.5%
Current assets
€72,326 ▲ 24.2%
Equity and liabilities €202,735
Equity
€4,479 ▲ 461%
Debt
€198,256 ▲ 7.1%
Debt's share of the balance-sheet total falls from 99.6% to 97.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26,556▲
2024 · €7,884
Cash flow
€22,319▲
2024 · €2,545
Current ratio
0.54▲
2024 · 0.51
Quick ratio
0.25▲
2024 · 0.24
Debt to equity
44.26
ROE
82.2%
ROA
1.8%▲
2024 · -2.3%
Interest coverage
5.39▲
2024 · 1.48
Debt ≤ 1 year
€133,633▲
2024 · €113,541
Debt > 1 year
€63,654▼
2024 · €71,547
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,746 | €18,639 | ▲ 176% |
| Other operating charges640/8 | €970 | €9,469 | ▲ 877% |
| Gross operating margin9900 | €8,853 | €36,025 | ▲ 307% |
| Operating profit (loss)9901 | €1,138 | €7,917 | ▲ 596% |
| Financial income75/76B | €0 | €694 | ▲ 6,936,900% |
| Recurring financial income75 | €0 | €694 | ▲ 6,936,900% |
| Financial charges65/66B | €5,339 | €4,930 | ▼ 7.7% |
| Recurring financial charges65 | €5,339 | €4,930 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | -€4,201 | €3,680 | ▲ 188% |
| Profit (loss) for the period9904 | -€4,201 | €3,680 | ▲ 188% |
| Profit (loss) for the period to be appropriated9905 | -€4,201 | €3,680 | ▲ 188% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €185,888 | €202,735 | ▲ 9.1% |
| Formation expenses20 | €391 | - | - |
| Fixed assets21/28 | €127,273 | €130,409 | ▲ 2.5% |
| Intangible fixed assets21 | €2,385 | €1,883 | ▼ 21.1% |
| Tangible fixed assets22/27 | €124,889 | €128,526 | ▲ 2.9% |
| Plant, machinery and equipment23 | €1,781 | €1,406 | ▼ 21.1% |
| Furniture and vehicles24 | €21,369 | €16,477 | ▼ 22.9% |
| Other tangible fixed assets26 | €101,739 | €110,643 | ▲ 8.8% |
| Current assets29/58 | €58,223 | €72,326 | ▲ 24.2% |
| Stocks and contracts in progress3 | €30,888 | €38,689 | ▲ 25.3% |
| Stocks30/36 | €30,888 | €38,689 | ▲ 25.3% |
| Amounts receivable within one year40/41 | €11,837 | €2,463 | ▼ 79.2% |
| Trade receivables40 | - | €2,463 | - |
| Other amounts receivable41 | €11,837 | - | - |
| Cash at bank and in hand54/58 | €15,356 | €30,888 | ▲ 101% |
| Deferred charges and accrued income490/1 | €142 | €286 | ▲ 102% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €185,888 | €202,735 | ▲ 9.1% |
| Equity10/15 | €799 | €4,479 | ▲ 461% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€4,201 | -€521 | ▲ 87.6% |
| Amounts payable17/49 | €185,089 | €198,256 | ▲ 7.1% |
| Amounts payable after more than one year17 | €71,547 | €63,654 | ▼ 11.0% |
| Financial debts170/4 | €71,547 | €63,654 | ▼ 11.0% |
| Amounts payable within one year42/48 | €113,541 | €133,633 | ▲ 17.7% |
| Current portion of amounts payable after more than one year42 | €7,572 | €7,893 | ▲ 4.2% |
| Trade debts44 | €2,824 | €2,397 | ▼ 15.1% |
| Suppliers440/4 | €2,824 | €2,397 | ▼ 15.1% |
| Advances received on contracts in progress46 | - | €7,945 | - |
| Taxes, remuneration and social security45 | - | €3,832 | - |
| Taxes450/3 | - | €2,432 | - |
| Remuneration and social security454/9 | - | €1,400 | - |
| Other amounts payable47/48 | €103,146 | €111,566 | ▲ 8.2% |
| Accrued charges and deferred income492/3 | - | €969 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€4,201 | €3,680 | ▲ 188% |
| + Depreciation and write-downs630 | €6,746 | €18,639 | ▲ 176% |
| Operating cash flow (approximation) | €2,545 | €22,319 | ▲ 777% |
| Investment in fixed assets (approximation) | - | -€21,774 | - |
| Change in cash | - | €15,532 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3,680
Net result €3,680 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Ground area
348 m²
Building footprint
178 m²
Volume, LiDAR
2,331 m³
Parcel 21612D0324/00X000, Brussels · tallest building 21.8 m, ±5 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
2PY
since 20242.357.910.048
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612D0324/00X000 | Brussels | 348 m² | 1 · 178 m² | 21.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLANDINE DELPLANQUE GO
BE 0663.589.173
Schaarbeek · Eq €4,405
NOUVELLES VISIONS
BE 0443.615.840
Ukkel · Eq €4,326
FRAMES OPTIEK
BE 0432.910.208
Roeselare · Eq €4,914
OPTIEK NACHTERGAELE
BE 0821.917.919
Ninove · Eq €5,104
N&H OPTIC
BE 0792.418.140
Elsene · Eq €5,206
Of 1,733 companies in sector 47742 we hold annual accounts for 1,137. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Scores and ratios are computed by Checked and are not a credit decision.