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2Potential

Active
Private limited companyfounded 2019active for 7 yearsZeedijk-Heist 77, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0728.861.463
Summary

2Potential has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,767 and a net result of €9,808. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 72% of 10,771 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €70,000turnover 2025, estimated
Equity
€111,767
Profit
€9,808
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 102 days early1 of 3 deeds summarised
Why 96lowers riskLiquidity: current ratio 4.06, cash €131,733Sector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €146,419Equity €111,767 (76.3% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 76.3% of total assets
Liquidity 92+1
short-term debt 22.7% · cash 90.0%
Profitability 77=
return on assets 6.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,493 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.06, compared with 3.41 in 2024, above the usual 1.5; short-term debt: 22.7% and cash: 90% of total assets), and 23.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 86% on liquidity, 43% on profitability and 57% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.06, cash €131,733
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €146,419
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €111,767 (76.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
102 days early
2024
38 days early
2023
133 days early
2022
118 days early
2021
110 days early
2020
127 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 105 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Equity above €100,000equity €101,959 ▲10%

Financials · financial year 2025, abbreviated format

Turnover
≈ €70,000
Estimated: probably between €43,000 and €100,000
Total assets
€146,419▲ 6.0%
2024 · €138,151
Net result
€9,808▲ 6.3%
2024 · €9,229
Working capital
€101,501▲ 21.8%
2024 · €83,332
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€16,928 2025 Net result€9,808 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€90,739-€31,701▼ 65.1%-€5,736€13,850€16,239▲ 17.2%€16,928▲ 4.2%
Net result€63,589within the sector's middle half-€23,130within the sector's middle half▼ 63.6%-€6,058below the sector's middle half€9,069within the sector's middle half€9,229within the sector's middle half▲ 1.8%€9,808within the sector's middle half▲ 6.3%
Equity€66,589below the sector's middle half-€89,719below the sector's middle half▲ 34.7%€83,661below the sector's middle half▼ 6.8%€92,730below the sector's middle half▲ 10.8%€101,959below the sector's middle half▲ 10.0%€111,767within the sector's middle half▲ 9.6%
Total assets€107,345below the sector's middle half-€118,545below the sector's middle half▲ 10.4%€112,518below the sector's middle half▼ 5.1%€124,655below the sector's middle half▲ 10.8%€138,151below the sector's middle half▲ 10.8%€146,419below the sector's middle half▲ 6.0%
Debt€40,756-€28,825▼ 29.3%€28,857▲ 0.1%€31,925▲ 10.6%€36,192▲ 13.4%€34,652▼ 4.3%
Working capital€56,131within the sector's middle half-€94,539within the sector's middle half▲ 68.4%€74,576within the sector's middle half▼ 21.1%€94,029within the sector's middle half▲ 26.1%€83,332within the sector's middle half▼ 11.4%€101,501within the sector's middle half▲ 21.8%
Solvency62.0%within the sector's middle half-75.7%within the sector's middle half▲ 13.7pp74.4%within the sector's middle half▼ 1.3pp74.4%within the sector's middle half=73.8%within the sector's middle half▼ 0.6pp76.3%within the sector's middle half▲ 2.5pp
Current ratio5.43above the sector's middle half-76.02above the sector's middle half31.21above the sector's middle half▼ 44.813.41within the sector's middle half▼ 27.804.06above the sector's middle half▲ 0.65
Return on assets (ROA)59.2%above the sector's middle half-19.5%above the sector's middle half▼ 39.7pp-5.4%below the sector's middle half▼ 24.9pp7.3%within the sector's middle half▲ 12.7pp6.7%within the sector's middle half▼ 0.6pp6.7%within the sector's middle half=
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146,419
Fixed assets €11,706 ▼ 42.1%
Current assets €134,714 ▲ 14.2%
Equity and liabilities €146,419
Equity €111,767 ▲ 9.6%
Debt €34,652 ▼ 4.3%
Debt's share of the balance-sheet total falls from 26.2% to 23.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,169▲
2024 · €25,231
Cash flow
€19,049▲
2024 · €18,221
Debt to equity
0.31▼
2024 · 0.35
ROE
8.8%▼
2024 · 9.1%
Interest coverage
12.39▲
2024 · 10.81
Debt ≤ 1 year
€33,212▼
2024 · €34,600
Income taxes
€5,007▲
2024 · €4,677
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€138,151€146,419▲
Fixed assets21/28€20,220€11,706▼
Tangible fixed assets22/27€20,220€11,706▼
Plant, machinery and equipment23€164€745▲
Furniture and vehicles24€20,056€10,961▼
Current assets29/58€117,931€134,714▲
Amounts receivable within one year40/41€4,307€1,000▼
Trade receivables40€4,307-
Other amounts receivable41-€1,000
Cash at bank and in hand54/58€111,357€131,733▲
Deferred charges and accrued income490/1€2,267€1,980▼
Equity and liabilities
Total equity and liabilities10/49€138,151€146,419▲
Equity10/15€101,959€111,767▲
Contributions10/11€3,000€3,000=
Reserves13€98,959€108,767▲
Distributable reserves133€98,959€108,767▲
Amounts payable17/49€36,192€34,652▼
Amounts payable within one year42/48€34,600€33,212▼
Trade debts44€1,851€1,812▼
Suppliers440/4€1,851€1,812▼
Taxes, remuneration and social security45€4,252€2,009▼
Taxes450/3€4,252€2,009▼
Other amounts payable47/48€28,497€29,392▲
Accrued charges and deferred income492/3€1,593€1,440▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,992€9,241▲
Other operating charges640/8€1,205€725▼
Gross operating margin9900€26,435€26,893▲
Operating profit (loss)9901€16,239€16,928▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2,334€2,112▼
Recurring financial charges65€2,334€2,112▼
Profit (loss) for the period before taxes9903€13,906€14,815▲
Income taxes67/77€4,677€5,007▲
Profit (loss) for the period9904€9,229€9,808▲
Profit (loss) for the period to be appropriated9905€9,229€9,808▲
Appropriation of the result
Profit (loss) to be appropriated9906€9,229€9,808▲
Transfer to equity691/2€9,229€9,808▲
To other reserves6921€9,229€9,808▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Non-recurring operating income76A---€9,917---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,134€15,285€12,728€9,434€8,992€9,241▲ 2.8%
Other operating charges640/8-€1,131€1,144€851€1,205€725▼ 39.8%
Non-recurring operating charges66A-€447€3,199----
Gross operating margin9900€118,132€48,565€11,334€24,136€26,435€26,893▲ 1.7%
Operating profit (loss)9901€90,739€31,701-€5,736€13,850€16,239€16,928▲ 4.2%
Financial income75/76B-€0€0-€1€0▼ 97.0%
Recurring financial income75-€0€0-€1€0▼ 97.0%
Financial charges65/66B-€88€57€1,635€2,334€2,112▼ 9.5%
Recurring financial charges65€97€88€57€1,635€2,334€2,112▼ 9.5%
Profit (loss) for the period before taxes9903€90,642€31,614-€5,793€12,215€13,906€14,815▲ 6.5%
Income taxes67/77€27,053€8,483€265€3,147€4,677€5,007▲ 7.1%
Profit (loss) for the period9904€63,589€23,130-€6,058€9,069€9,229€9,808▲ 6.3%
Profit (loss) for the period to be appropriated9905€63,589€23,130-€6,058€9,069€9,229€9,808▲ 6.3%
Line202020212022202320242025Change
Assets
Total assets20/58€107,345€118,545€112,518€124,655€138,151€146,419▲ 6.0%
Fixed assets21/28€38,554€23,230€36,948€27,513€20,220€11,706▼ 42.1%
Tangible fixed assets22/27€38,554€23,230€36,948€27,513€20,220€11,706▼ 42.1%
Plant, machinery and equipment23-€1,295€505€295€164€745▲ 355%
Furniture and vehicles24-€21,935€36,443€27,218€20,056€10,961▼ 45.3%
Current assets29/58€68,791€95,314€75,570€97,141€117,931€134,714▲ 14.2%
Amounts receivable within one year40/41€21,550€10,697€3,668€5,036€4,307€1,000▼ 76.8%
Trade receivables40--€3,668€5,036€4,307--
Other amounts receivable41-€10,697---€1,000-
Cash at bank and in hand54/58€45,017€82,499€70,151€91,772€111,357€131,733▲ 18.3%
Deferred charges and accrued income490/1-€2,119€1,751€333€2,267€1,980▼ 12.6%
Equity and liabilities
Total equity and liabilities10/49€107,345€118,545€112,518€124,655€138,151€146,419▲ 6.0%
Equity10/15€66,589€89,719€83,661€92,730€101,959€111,767▲ 9.6%
Contributions10/11-€3,000€3,000€3,000€3,000€3,000=
Reserves13€63,589€86,719€80,661€89,730€98,959€108,767▲ 9.9%
Distributable reserves133-€86,719€80,661€89,730€98,959€108,767▲ 9.9%
Amounts payable17/49€40,756€28,825€28,857€31,925€36,192€34,652▼ 4.3%
Amounts payable after more than one year17€28,096€28,049€27,863€27,704---
Other amounts payable178/9-€28,049€27,863€27,704---
Amounts payable within one year42/48€12,660€776€994€3,112€34,600€33,212▼ 4.0%
Trade debts44€807€257€207€323€1,851€1,812▼ 2.1%
Suppliers440/4-€257€207€323€1,851€1,812▼ 2.1%
Taxes, remuneration and social security45-€518€787€2,789€4,252€2,009▼ 52.8%
Taxes450/3-€518€787€2,789€4,252€2,009▼ 52.8%
Other amounts payable47/48----€28,497€29,392▲ 3.1%
Accrued charges and deferred income492/3---€1,108€1,593€1,440▼ 9.6%
Line202020212022202320242025Change
Profit (loss) for the period9904€63,589€23,130-€6,058€9,069€9,229€9,808▲ 6.3%
+ Depreciation and write-downs630€24,134€15,285€12,728€9,434€8,992€9,241▲ 2.8%
Operating cash flow (approximation)€87,723€38,415€6,670€18,503€18,221€19,049▲ 4.5%
Investment in fixed assets (approximation)-€39-€26,446€0-€1,698-€726▲ 57.2%
Change in cash-€37,482-€12,347€21,621€19,585€20,376▲ 4.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 abbreviated format 20-04-2026 2026-00082865
31-12-2024 abbreviated format 23-06-2025 2025-00167435
31-12-2023 abbreviated format 20-03-2024 2024-00046367
31-12-2022 abbreviated format 04-04-2023 2023-00053164
31-12-2021 abbreviated format 12-04-2022 2022-20002495
31-12-2020 abbreviated format 26-03-2021 2021-08500178

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,629. 42,220 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
no sitting director read yet, last change in 2023
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Carine Louckx
  • Director, until 23-03-2023
See the board, name and registered office on a given date →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

2Potential was incorporated on 25 June 2019 as a private limited company.1 Total assets rose from €107,345 in 2020 to €146,419 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
20-04
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
23-06
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
31-12
Financial Equity above €100,000equity €101,959 ▲10%
2 profitable years in a row build equity to €101,959.
20-03
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
31-12
Financial Back to profitnet €9,069
Net result €9,069 after one loss-making year.
04-04
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
23-03
Gazette deed Resignation: Carine Louckx (director)
Director discharge3 facts ▸
  • General meeting, 28-02-2023
  • Director resignation, Carine Louckx (director)
  • Director discharge, Carine Louckx (director)
2022
31-12
Financial Weakest financial yearnet -€6,058
Net result drops to -€6,058, the lowest in the series; recovery starts the following year.
12-04
NBB filing Annual accounts filed
financial year 2021 · abbreviated format
2021
31-12
Financial Liquidity more than 22 timescurrent ratio 122.89
Current ratio from 5.43 to 122.89; short-term debt falls from €12,660 to €776.
26-03
NBB filing Annual accounts filed
financial year 2020 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded25-06-2019
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0728861463
Also 9925:BE0728861463
Registered 28-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
190 m²
Building footprint
190 m²
Building volume
5,255 m³
Parcel 31008A0001/00G007, Flanders · tallest building 30.3 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
2Potential
Zeedijk-Heist 77, 8301 Knokke-HeistBusiness and other management consultancy
since 2019unit no. 2.291.474.253
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31008A0001/00G007 Flanders 190 m² 1 · 190 m² 30.3 m · 9
How the parcels are linked
Good to know
The parcel matches the address exactly.