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2PASDECÔTÉ

Active
Private limited companyfounded 2024active for 2 yearsRue du Vicinal 42, 4180 Hamoir, BelgiumKBO/BCE: BE 1011.960.715
Summary

2PASDECÔTÉ has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,584 and a net result of €46,584. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 26-07-2024 Normal situation
Activity
“L’exercice de la Médecine spécialisée en psychiatrie adulte,telle que cette profession est définie par…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit
2.388.417.637 4180 Hamoir, since 26-07-2024
Financial year end
31 December
Peppol
Reachable since 21-05-2026

Board and ownership

Board

Financial position

71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€59,918
Turnover
≈ €180,000
estimated
Profit
€46,584
Equity
€56,584
Total assets
€69,922
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskNo main activity registeredFounded in 2024Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 5.03, cash €67,076Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 85% of micro companies without a NACE code
Financial strength
Strong
Solvency 100
equity 80.9% of total assets
Liquidity 94
short-term debt 19.1% · cash 95.9%
Profitability 100
return on assets 66.6%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2025: 2.4% 09-2025: 2.4%● unchanged vs 08-2025 10-2025: 2.5%▲ +0.1 percentage points vs 09-2025 11-2025: 2.9%▲ +0.4 percentage points vs 10-2025 12-2025: 3.0%▲ +0.1 percentage points vs 11-2025 01-2026: 3.3%▲ +0.3 percentage points vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.6%▲ +0.3 percentage points vs 02-2026 04-2026: 3.5%▼ -0.1 percentage points vs 03-2026 05-2026: 3.4%▼ -0.1 percentage points vs 04-2026 06-2026: 3.8%▲ +0.4 percentage points vs 05-2026 07-2026: 3.8%● unchanged vs 06-2026 08-2026: 4.6%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -3.9 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.03, above the usual 1.5. Short-term debt is 19.1% and cash 95.9% of total assets. 19.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 85% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.03, cash €67,076
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00489462.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €180,000
Estimated: probably between €120,000 and €310,000
Total assets
€69,922
Net result
€46,584
Working capital
€53,775

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €69,922
Fixed assets €2,809
Current assets €67,113
Equity and liabilities €69,922
Equity €56,584
Debt €13,338
Debt's share of the balance-sheet total is 19.1%.
Key figures and ratios
2025 value
EBITDA
€59,131
Cash flow
€47,267
Current ratio
5.03
Debt to equity
0.24
ROE
82.3%
ROA
66.6%
Interest coverage
over 100
Debt ≤ 1 year
€13,338
Income taxes
€11,715

Investments

fixed assets acquired
Item2025
Tangible fixed assets€3,492
Depreciation and write-downs of the year€683

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€69,922
Fixed assets21/28€2,809
Tangible fixed assets22/27€2,809
Plant, machinery and equipment23€2,809
Current assets29/58€67,113
Amounts receivable within one year40/41€37
Trade receivables40€37
Cash at bank and in hand54/58€67,076
Equity and liabilities
Total equity and liabilities10/49€69,922
Equity10/15€56,584
Contributions10/11€10,000
Profit (loss) carried forward14€46,584
Amounts payable17/49€13,338
Amounts payable within one year42/48€13,338
Trade debts44€25
Suppliers440/4€25
Taxes, remuneration and social security45€11,715
Taxes450/3€11,715
Other amounts payable47/48€1,599
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€683
Other operating charges640/8€787
Gross operating margin9900€59,918
Operating profit (loss)9901€58,448
Financial income75/76B€50
Recurring financial income75€50
Financial charges65/66B€199
Recurring financial charges65€199
Profit (loss) for the period before taxes9903€58,299
Income taxes67/77€11,715
Profit (loss) for the period9904€46,584
Profit (loss) for the period to be appropriated9905€46,584
Appropriation of the result
Profit (loss) to be appropriated9906€46,584

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€683
Other operating charges640/8€787
Gross operating margin9900€59,918
Operating profit (loss)9901€58,448
Financial income75/76B€50
Recurring financial income75€50
Financial charges65/66B€199
Recurring financial charges65€199
Profit (loss) for the period before taxes9903€58,299
Income taxes67/77€11,715
Profit (loss) for the period9904€46,584
Profit (loss) for the period to be appropriated9905€46,584
Line2025
Assets
Total assets20/58€69,922
Fixed assets21/28€2,809
Tangible fixed assets22/27€2,809
Plant, machinery and equipment23€2,809
Current assets29/58€67,113
Amounts receivable within one year40/41€37
Trade receivables40€37
Cash at bank and in hand54/58€67,076
Equity and liabilities
Total equity and liabilities10/49€69,922
Equity10/15€56,584
Contributions10/11€10,000
Profit (loss) carried forward14€46,584
Amounts payable17/49€13,338
Amounts payable within one year42/48€13,338
Trade debts44€25
Suppliers440/4€25
Taxes, remuneration and social security45€11,715
Taxes450/3€11,715
Other amounts payable47/48€1,599
Line2025
Profit (loss) for the period9904€46,584
+ Depreciation and write-downs630€683
Operating cash flow (approximation)€47,267

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as 2PASDECÔTÉ has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of 2PASDECÔTÉ itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for 2PASDECÔTÉ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00489462 PDF

Board & ownership

Directors

Directors
2 directors, no change since 2024
VANTURENHOUT Claire Elisabeth Marie Paule
Director (not named in the articles) · since 26-07-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
Current
VERSTRAETE Marc Herman Marie André
Director (not named in the articles) · since 26-07-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 31-08-2026
Current

Owners and capital

Shareholders

At incorporation act of 30-07-2024 ↗

Capital transactions

Capital over time
  1. 30-07-2024 Incorporation · €10,000 · 10 shares

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VANTURENHOUT Claire Elisabeth Marie Paule
  • Director (not named in the articles), appointed in the act of 30-07-2024, still in office
VERSTRAETE Marc Herman Marie André
  • Director (not named in the articles), appointed in the act of 30-07-2024, still in office
See the board, name and registered office on a given date →

Articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Entre vifs onéreux ou gratuit volontaires ou forcées exclusion retrait usufruit nue-propriété pleine propriété actions ou titres donnant…”

Articles of association, deed of 30-07-2024 (in French)

Network & group

2PASDECÔTÉ shares no director with another company.

Companies at the same address

1 other company

Connections & network

2 current directors
Depth

The network starts from the directors of 2PASDECÔTÉ. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts 2025 filedNBB
micro format · 31 days late
2024
30-07
Gazette deed Incorporation
Starting capital €10,000 · Appointments: VERSTRAETE Marc Herman Marie André (director) and VANTURENHOUT Claire Elisabeth Marie Paule (director) · Permanent representative: VERSTRAETE Marc Herman Marie André · Founder11 points ▸
  • Incorporation, 25-07-2024
  • Founder, VERSTRAETE Marc Herman Marie André
  • Founder, VANTURENHOUT Claire Elisabeth Marie Paule
  • Founding capital, €10,000
  • Capital
  • Registered office clause, “4180 Hamoir, rue du Vicinal 42, dépôt au greffe expédition acte constitutif” (deed in French)
  • Board rule, 2, “dépôt au greffe expédition acte constitutif” (deed in French)
  • Director appointment, VERSTRAETE Marc Herman Marie André (director (not named in the articles))
  • Director appointment, VANTURENHOUT Claire Elisabeth Marie Paule (director (not named in the articles))
  • Permanent representative, VERSTRAETE Marc Herman Marie André
  • Other provision, “frais et déclarations des parties”, EUR (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name 2PASDECÔTÉ in French
Enterprise number 1011.960.715
Legal form Private limited company
Status Active, normale toestand
Founded 26-07-2024
Entity type Legal entity
Name clauseThe company operates under this name according to its articles.
2PASDECÔTÉ
deed of 30-07-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, sièges administratifs,agences,ateliers,dépôts,succursales Belgique et étranger”
deed of 30-07-2024 (in French)

Registered office and establishments

Registered office Rue du Vicinal 42, 4180 Hamoir, Belgium
Establishment unit 2PASDECÔTÉ, Rue du Vicinal 42, 4180 Hamoir since 26-07-2024 · unit number 2.388.417.63786220 Specialist medical practice
E-mail vanturenhout.claire@gmail.com
Phone +32495519930

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“L’exercice de la Médecine spécialisée en psychiatrie adulte,telle que cette profession est définie par les dispositions légales et…”
5 activities
  1. L’exercice de la Médecine spécialisée en psychiatrie adulte,telle que cette profession est définie par les dispositions légales et réglementaires en vigueur et en particulier le Code de Déontologie Médicale
  2. L’expertise et les examens psychologiques
  3. Le suivi et la thérapie en psychologie
  4. L’organisation de consultations psychologiques et psychiatriques visant l’accompagnement,le développement et l’épanouissement des personnes dans un cadre institutionnel,hospitalier ou privé
  5. La consultation individuelle,de couple,familiale ou de groupe en psychologie,psychologie clinique,neuropsychologie,psychothérapie ou épanouissement personnel
deed of 30-07-2024 (in French)

Invoicing and payment

VAT number BE 1011.960.715
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1011960715
Registered 21-05-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
1 June at 18:00
deed of 30-07-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
885 m²
Building footprint
101 m²
Building volume
730 m³
Cadastral parcel Region Area Buildings Height / floors
61014C0184/00D000 Wallonia 885 m² 1 · 101 m² 9.3 m · 2