2MY CONSULTING
Active2MY CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €489k and a net result of €70k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 50% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency43▲+16
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.62 in 2024), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
4.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
37 d early
2023
30 d early
2022
11 d early
2021
24 d late
2020
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€70k▼ 55.0%
2024 · €155k
2020: €94k
2021: €168k
2022: €-41k
2023: €37k
2024: €155k
2020 → 2025
Working capital
€-30k▲ 70.0%
2024 · €-101k
2020: €91k
2021: €57k
2022: €-172k
2023: €-172k
2024: €-101k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€228k▼ 15.3%€265k▲ 16.1%€419k▲ 58.4%€489k▲ 16.6%
Operating result€245k-€-29k€71k€233k▲ 229%€130k▼ 44.2%
Net result€168k-€-41k€37k€155k▲ 321%€70k▼ 55.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€1.49M▼ 5.4%
Current assets
€133k▼ 18.6%
Equity and liabilities €1.63M
Equity
€489k▲ 16.6%
Debt
€1.14M▼ 14.0%
The debt ratio falls from 75.9% to 70.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€219k▼
2024 · €318k
Cash flow
€158k▼
2024 · €240k
Solvency
30.0%▲
2024 · 24.1%
Current ratio
0.82▲
2024 · 0.62
Quick ratio
0.82▲
2024 · 0.62
Debt / equity
2.33▼
2024 · 3.16
ROE
14.2%▼
2024 · 36.9%
ROA
4.3%▼
2024 · 8.9%
Interest coverage
10.63▼
2024 · 11.82
Debt
€1.14M▼
2024 · €1.32M
Debt ≤ 1 year
€164k▼
2024 · €265k
Debt > 1 year
€975k▼
2024 · €1.06M
Income taxes
€40k▼
2024 · €52k
Staff costs
€47k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€1.63M▼
Fixed assets21/28€1.58M€1.49M▼
Tangible fixed assets22/27€1.48M€1.40M▼
Land and buildings22€1.41M€1.36M▼
Plant, machinery and equipment23€33k€6k▼
Furniture and vehicles24€24k€17k▼
Other tangible fixed assets26€19k€19k▲
Financial fixed assets28€95k€95k=
Current assets29/58€164k€133k▼
Amounts receivable within one year40/41€81k€81k▼
Trade receivables40€79k€69k▼
Other amounts receivable41€2k€12k▲
Cash at bank and in hand54/58€80k€53k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€1.74M€1.63M▼
Equity10/15€419k€489k▲
Contributions10/11€8k€8k=
Reserves13€453k€481k▲
Distributable reserves133€453k€481k▲
Profit (loss) carried forward14€-41k-
Amounts payable17/49€1.32M€1.14M▼
Amounts payable after more than one year17€1.06M€975k▼
Financial debts170/4€1.06M€975k▼
Amounts payable within one year42/48€265k€164k▼
Current portion of amounts payable after more than one year42€84k€110k▲
Trade debts44€15k-
Suppliers440/4€15k-
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€10k€7k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€151k€46k▼
Income statement
Code20242025
Remuneration, social security and pensions62€46k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€89k▲
Other operating charges640/8€12k€12k▲
Non-recurring operating charges66A€1k€2k▲
Gross operating margin9900€377k€279k▼
Operating profit (loss)9901€233k€130k▼
Financial income75/76B-€247
Recurring financial income75-€247
Financial charges65/66B€27k€21k▼
Recurring financial charges65€27k€21k▼
Non-recurring financial charges66B-€63
Profit (loss) for the period before taxes9903€206k€110k▼
Income taxes67/77€52k€40k▼
Profit (loss) for the period9904€155k€70k▼
Profit (loss) for the period to be appropriated9905€155k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€28k▼
Profit (loss) brought forward from the previous period14P€-41k€-41k=
Transfer to equity691/2€155k€28k▼
To other reserves6921€155k€28k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-41k ▼125%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Highest result since 2020net €168k ▲79.2%
Operating result €245k, net result €168k, both a record.
31-12
Financial
Equity above €200kEq €269k ▲166%
2 profitable years in a row build equity to €269k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Parmentier 677170 ManageGround area
693 m²
Building footprint
166 m²
Volume, LiDAR
521 m³
Parcel 52043A0164/00N007, Wallonia · tallest building 3.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
2MY CONSULTING
since 20202.305.751.861
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52043A0164/00N007 | Wallonia | 693 m² | 1 · 166 m² | 3.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAGRITTE IMMO
BE 1002.173.712
Ans · Eq €489k
GROUP N
BE 0822.986.404
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BATIMONT INVEST
BE 0763.620.424
Roeselare · Eq €489k
PHBR
BE 0597.644.120
Namur · Eq €489k
BEWO-PROJECTS
BE 0843.423.611
Aalter · Eq €488k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 4,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:michael.masset@skynet.be
Phone:+32478353636