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2M Management

Active
Private limited companyfounded 2025incorporated this yearAvenue de Malmaison 16, 1410 Waterloo, BelgiumKBO/BCE: BE 1027.994.518

2M Management is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €273 and a net result of €-25k. Its solvency ranks better than 10% of 31523 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
5 / 100
Critical
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Stability50
Credit verdict
No credit on open account
Liquidity short (current ratio 0.49), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31523 sector peers (2025).
NBB · sector comparison
Position among 31523 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
123 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€273
Total assets
€199k
Net result
€-25k
Working capital
€-20k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €199k
Fixed assets €180k
Current assets €19k
Equity and liabilities €199k
Equity €273
Debt €199k
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-21k
Cash flow
€-21k
Solvency
0.1%
Current ratio
0.49
Quick ratio
0.49
ROA
-12.4%
Interest coverage
-194.48
Debt
€199k
Debt ≤ 1 year
€39k
Debt > 1 year
€159k
Equity ratios withheld: equity of €273 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€199k
Fixed assets21/28€180k
Tangible fixed assets22/27€180k
Land and buildings22€180k
Current assets29/58€19k
Amounts receivable within one year40/41€197
Trade receivables40€197
Current investments50/53€5k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€375
Equity and liabilities
Total equity and liabilities10/49€199k
Equity10/15€273
Contributions10/11€25k
Profit (loss) carried forward14€-25k
Amounts payable17/49€199k
Amounts payable after more than one year17€159k
Financial debts170/4€159k
Amounts payable within one year42/48€39k
Current portion of amounts payable after more than one year42€6k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€27k
Accrued charges and deferred income492/3€92
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€418
Gross operating margin9900€-21k
Operating profit (loss)9901€-25k
Financial charges65/66B€110
Recurring financial charges65€110
Profit (loss) for the period before taxes9903€-25k
Profit (loss) for the period9904€-25k
Profit (loss) for the period to be appropriated9905€-25k
Appropriation of the result
Profit (loss) to be appropriated9906€-25k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Malmaison 161410 Waterloo
Ground area
818 m²
Building footprint
131 m²
Volume, LiDAR
863 m³
Parcel 25763I0875/00S000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Malmaison 16, 1410 Waterloo
Business and other management consultancy
since 20252.383.675.426
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763I0875/00S000 Wallonia 817 m² 1 · 131 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 1,621 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-09-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.