2J DECO
ActiveThe computed 12-month bankruptcy probability of 2J DECO is 2.5% (moderate). The 2025 annual accounts show equity of €11k and a net result of €5k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 27559 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency52=
Growth42▼-16
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.15 in 2024; short-term debt: 62.7% and cash: 57.3% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
136 d early
2024
171 d early
2023
135 d early
2022
153 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 20.7%
2024 · €9k
2022: €11k
2023: €-2k
2024: €9k
2022 → 2025
Total assets
€40k▲ 18.4%
2024 · €33k
2022: €46k
2023: €39k
2024: €33k
2022 → 2025
Net result
€5k▼ 57.4%
2024 · €11k
2022: €6k
2023: €-13k
2024: €11k
2022 → 2025
Working capital
€3k▲ 52.0%
2024 · €2k
2022: €3k
2023: €-10k
2024: €2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€-2k€9k€11k▲ 20.7%
Operating result€7k-€-12k€12k€6k▼ 46.2%
Net result€6k-€-13k€11k€5k▼ 57.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€11k▼ 31.7%
Current assets
€28k▲ 67.8%
Equity and liabilities €40k
Equity
€11k▲ 20.7%
Debt
€29k▲ 17.5%
The debt ratio falls from 73.4% to 72.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €18k
Cash flow
€12k▼
2024 · €18k
Solvency
27.2%▲
2024 · 26.6%
Current ratio
1.14▼
2024 · 1.15
Quick ratio
1.01▼
2024 · 1.07
Debt / equity
2.68▼
2024 · 2.75
ROE
43.4%▼
2024 · 123.1%
ROA
11.8%▼
2024 · 32.8%
Interest coverage
28.50▼
2024 · 33.59
Debt
€29k▲
2024 · €25k
Debt ≤ 1 year
€25k▲
2024 · €15k
Debt > 1 year
€4k▼
2024 · €10k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€40k▲
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€15k€10k▼
Current assets29/58€17k€28k▲
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€513€1k▲
Trade receivables40€484-
Other amounts receivable41€29€1k▲
Cash at bank and in hand54/58€14k€23k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€33k€40k▲
Equity10/15€9k€11k▲
Contributions10/11€5k€5k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-2k-
Amounts payable17/49€25k€29k▲
Amounts payable after more than one year17€10k€4k▼
Financial debts170/4€10k€4k▼
Amounts payable within one year42/48€15k€25k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Advances received on contracts in progress46€555-
Taxes, remuneration and social security45€5k€15k▲
Taxes450/3€49€10k▲
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€711€548▼
Gross operating margin9900€19k€14k▼
Operating profit (loss)9901€12k€6k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€545€459▼
Recurring financial charges65€545€459▼
Profit (loss) for the period before taxes9903€11k€6k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€3k▲
Profit (loss) brought forward from the previous period14P€-13k€-2k▲
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k ▼323%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand Trieu(ET) 407730 EstaimpuisGround area
415 m²
Building footprint
93 m²
Volume, LiDAR
568 m³
Parcel 57026B0297/00L003, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2J DECO
since 20212.319.636.026
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57026B0297/00L003 | Wallonia | 415 m² | 1 · 93 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOME DECOR INGELBRECHT
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TEREBENTHINE
BE 0755.345.928
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S-Colordesign
BE 1000.469.282
Lier · Eq €11k
DOMKEN
BE 0544.787.335
Verviers · Eq €11k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2021
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43342Specialised construction activities
46831Wholesale of construction materials, general range
47783Retail trade
47784Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:srl.2jdeco@gmail.com
Phone:0474613927