Summary
2EM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €41,524 and a net result of €20,617. Equity is growing by about 55% per year across the filed financial years. Its solvency ranks better than 61% of 9,737 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €41,524
- Profit
- €20,617
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 3 accounts on average 23 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2023 to 2025net €20,617 ▲824%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result has risen two years in a row; 2025 is nearly 6.9 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €300 | €64 | €66 | ▲ 3.0% |
| Gross operating margin9900 | -€514 | €4,282 | €28,984 | ▲ 577% |
| Operating profit (loss)9901 | -€814 | €4,218 | €28,919 | ▲ 586% |
| Financial charges65/66B | €510 | €1,585 | €1,430 | ▼ 9.8% |
| Recurring financial charges65 | €510 | €1,585 | €1,430 | ▼ 9.8% |
| Profit (loss) for the period before taxes9903 | -€1,324 | €2,634 | €27,489 | ▲ 944% |
| Income taxes67/77 | - | €402 | €6,872 | ▲ 17× |
| Profit (loss) for the period9904 | -€1,324 | €2,231 | €20,617 | ▲ 824% |
| Profit (loss) for the period to be appropriated9905 | -€1,324 | €2,231 | €20,617 | ▲ 824% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €37,162 | €43,143 | €64,866 | ▲ 50.4% |
| Fixed assets21/28 | €32,000 | €32,000 | €32,000 | = |
| Financial fixed assets28 | €32,000 | €32,000 | €32,000 | = |
| Current assets29/58 | €5,162 | €11,143 | €32,866 | ▲ 195% |
| Amounts receivable within one year40/41 | - | €10,000 | €22,100 | ▲ 121% |
| Trade receivables40 | - | €10,000 | €22,100 | ▲ 121% |
| Cash at bank and in hand54/58 | €5,162 | €1,143 | €10,766 | ▲ 842% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €37,162 | €43,143 | €64,866 | ▲ 50.4% |
| Equity10/15 | €18,676 | €20,907 | €41,524 | ▲ 98.6% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | - | €907 | €21,524 | ▲ 24× |
| Distributable reserves133 | - | €907 | €21,524 | ▲ 24× |
| Profit (loss) carried forward14 | -€1,324 | €0 | - | - |
| Amounts payable17/49 | €18,486 | €22,236 | €23,342 | ▲ 5.0% |
| Amounts payable after more than one year17 | €17,220 | €20,266 | €12,536 | ▼ 38.1% |
| Other amounts payable178/9 | €17,220 | €20,266 | €12,536 | ▼ 38.1% |
| Amounts payable within one year42/48 | €1,266 | €1,969 | €10,807 | ▲ 449% |
| Trade debts44 | - | - | €144 | - |
| Suppliers440/4 | - | - | €144 | - |
| Taxes, remuneration and social security45 | €921 | €880 | €9,798 | ▲ 11× |
| Taxes450/3 | €921 | €880 | €9,798 | ▲ 11× |
| Other amounts payable47/48 | €345 | €1,089 | €865 | ▼ 20.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,324 | €2,231 | €20,617 | ▲ 824% |
| Operating cash flow (approximation) | -€1,324 | €2,231 | €20,617 | ▲ 824% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€4,019 | €9,624 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 07-05-2026 | 2026-00108043 |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00425168 |
| 31-12-2023 | micro format | 22-07-2024 | 2024-00313478 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| KERCKHOVE Maxime Eugeen Marie |
|
Owners and capital
Capital and shareholders
- KERCKHOVE Maxime Eugeen Marie 500 shares · €10,000
- DESMEDT Amélie Christine Wilfrieda 500 shares · €10,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
47.5%
According to the 2025 annual accounts of 2EM and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
28-06
Gazette deed
IncorporationAppointment: KERCKHOVE Maxime Eugeen Marie (director) · Permanent representative: KERCKHOVE Maxime Eugeen Marie · Founder13 facts ▸
- Founder, KERCKHOVE Maxime Eugeen Marie (comparant)
- Founder, DESMEDT Amélie Christine Wilfrieda (comparant)
- Power of attorney, KERCKHOVE Maxime Eugeen Marie
- Other provision, “huwelijksstelsel comparanten, wettelijk stelsel” (deed in Dutch)
- Incorporation, “2EM” (deed in Dutch)
- Bank account, “Brussel”, 21-06-2023 (deed in Dutch)
- Share issue, “alle effecten die niet door of krachtens de wet zijn verboden”, 1000 (deed in Dutch)
- Registered office clause, “8792 Desselgem,Gentseweg 135” (deed in Dutch)
- Pre-incorporation commitments, “takeover, rechtshandelingen in haar naam en voor haar rekening voor oprichting” (deed in Dutch)
- Director appointment, KERCKHOVE Maxime Eugeen Marie (director)
- Other provision, “beroepsverbod” (deed in Dutch)
- Permanent representative, KERCKHOVE Maxime Eugeen Marie
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34010A0496/00E000 | Flanders | 1,831 m² | 1 · 297 m² | 6.9 m · 1 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- 2EM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bij enkel besluit van het bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Register van aandelen op naam, Wetboek van vennootschappen en verenigingen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 18:00