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2Cool2C

Active
Private limited companyfounded 2025active for 1 yearPotaardestraat 123a, 9140 Temse, BelgiumKBO/BCE: BE 1020.514.432
Summary

2Cool2C has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,483 and a net result of €46,483. Its solvency ranks better than 66% of 976 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
€73,015total assets 2025
Equity
€49,483
Profit
€46,483
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 32 days early
Why 97raises riskFounded in 2025lowers riskLiquidity: current ratio 3.06, cash €56,057Sector: Employment activities (NACE 78)Equity €49,483 (67.8% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (NACE 78, micro)
Financial strength
Strong
Solvency 93
equity 67.8% of total assets
Liquidity 86
short-term debt 32.2% · cash 76.8%
Profitability 100
return on assets 63.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,375 companies, NACE 78, micro)
Last 24 months 03-2026: 1.0% 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 1.3%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -1.2 percentage points vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.06, above the usual 1.5; short-term debt: 32.2% and cash: 76.8% of total assets), and 32.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 69% on solvency, 79% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.06, cash €56,057
NBB · annual accounts
lowers risk · Sector: Employment activities (NACE 78)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €49,483 (67.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: COOL Christine Margriet Louis…

Financials · financial year 2025, micro format

Equity
€49,483
Total assets
€73,015
Net result
€46,483
Working capital
€48,482

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €73,015
Fixed assets €1,001
Current assets €72,014
Equity and liabilities €73,015
Equity €49,483
Debt €23,532
Debt finances 32.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€59,474
Cash flow
€46,511
Current ratio
3.06
Debt to equity
0.48
ROE
93.9%
ROA
63.7%
Interest coverage
over 100
Debt ≤ 1 year
€23,532
Income taxes
€12,700

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€73,015
Fixed assets21/28€1,001
Tangible fixed assets22/27€1,001
Furniture and vehicles24€1,001
Current assets29/58€72,014
Amounts receivable within one year40/41€14,520
Trade receivables40€14,520
Cash at bank and in hand54/58€56,057
Deferred charges and accrued income490/1€1,437
Equity and liabilities
Total equity and liabilities10/49€73,015
Equity10/15€49,483
Contributions10/11€3,000
Profit (loss) carried forward14€46,483
Amounts payable17/49€23,532
Amounts payable within one year42/48€23,532
Trade debts44€1,071
Suppliers440/4€1,071
Taxes, remuneration and social security45€20,721
Taxes450/3€20,721
Other amounts payable47/48€1,741
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29
Gross operating margin9900€59,474
Operating profit (loss)9901€59,445
Financial charges65/66B€263
Recurring financial charges65€263
Profit (loss) for the period before taxes9903€59,183
Income taxes67/77€12,700
Profit (loss) for the period9904€46,483
Profit (loss) for the period to be appropriated9905€46,483
Appropriation of the result
Profit (loss) to be appropriated9906€46,483

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29
Gross operating margin9900€59,474
Operating profit (loss)9901€59,445
Financial charges65/66B€263
Recurring financial charges65€263
Profit (loss) for the period before taxes9903€59,183
Income taxes67/77€12,700
Profit (loss) for the period9904€46,483
Profit (loss) for the period to be appropriated9905€46,483
Line2025
Assets
Total assets20/58€73,015
Fixed assets21/28€1,001
Tangible fixed assets22/27€1,001
Furniture and vehicles24€1,001
Current assets29/58€72,014
Amounts receivable within one year40/41€14,520
Trade receivables40€14,520
Cash at bank and in hand54/58€56,057
Deferred charges and accrued income490/1€1,437
Equity and liabilities
Total equity and liabilities10/49€73,015
Equity10/15€49,483
Contributions10/11€3,000
Profit (loss) carried forward14€46,483
Amounts payable17/49€23,532
Amounts payable within one year42/48€23,532
Trade debts44€1,071
Suppliers440/4€1,071
Taxes, remuneration and social security45€20,721
Taxes450/3€20,721
Other amounts payable47/48€1,741
Line2025
Profit (loss) for the period9904€46,483
+ Depreciation and write-downs630€29
Operating cash flow (approximation)€46,511

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-06-2026 2026-00214428

Similar companies · same sector, comparable size

Of the 2,331 active companies whose main activity is employment placement agencies (NACE 78100), figures are known for 1,385. 1,088 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
COOL Christine Margriet Louis
Director (not named in the articles) · since 03-03-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
COOL Christine Margriet Louis
  • Director (not named in the articles), from 03-03-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 03-03-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 03-03-2025 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 27 February 2025, 2Cool2C was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 COOL Christine Margriet Louis has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-03-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
03-03
Gazette deed Incorporation
Appointment: COOL Christine Margriet Louis (director) · Founder · Founding capital9 facts ▸
  • Incorporation, 26-02-2025
  • Founder, COOL Christine Margriet Louis
  • Founding capital, €3,000
  • Capital
  • Other provision, “uitwerking slot- en overgangsbepalingen, comparanten eenparig” (deed in Dutch)
  • Registered office clause, “9140 Temse,Potaardestraat 123A” (deed in Dutch)
  • Board rule, 1
  • Director appointment, COOL Christine Margriet Louis (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten ondernomen sinds heden door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded27-02-2025
Financial year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020514432
Also 9925:BE1020514432

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
1,153 m²
Building footprint
156 m²
Building volume
781 m³
Parcel 46302D1651/00L000, Flanders · tallest building 6.3 m. Linked by address, not a title deed.
1 establishment unit
2Cool2C
Potaardestraat 123a, 9140 TemseBusiness and other management consultancy
since 2025unit no. 2.370.969.812
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
46302D1651/00L000 Flanders 1,153 m² 1 · 156 m² 6.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verstrekken van adviezen in de ruimste zin van het woord; Advies en consultancy met betrekking tot personeelszaken en subsidies…” (deed in Dutch)
15 activities (deed in Dutch)
  1. Het verstrekken van adviezen in de ruimste zin van het woord.
  2. Advies en consultancy met betrekking tot personeelszaken en subsidies.
  3. Adviesbureau op het gebied van human resources,payroll,digitalisatie projecten,public-relations en communicatie.
  4. Het verlenen van adviezen en praktische hulp aan ondernemingen en andere instellingen inzake human resources,payroll,digitalisatie projecten,public relations en communicatie,bedrijfsbeheer,bedrijfseconomisch,personeelsbeheer,loonverwerking en bedrijfsorganisatorisch vlak,zoals het bepalen van de strategische en organisatorische planning van een onderneming,het herzien van de productieprocessen,het productmanagement,het voorstellen van kostenbesparende maatregelen en het oplossen van andere financiële vraagstukken,het bepalen van de marketingdoelstellingen en het marketingbeleid,het bepalen van het algemeen beleid,de implementatie en de planning m.b.t.het personeelsbeleid,het salaris- en pensioenbeleid,de productieprognoses en de controleplanning,organisatie,efficiëntie en toezicht in het algemeen.
  5. De arbitrage & bemiddeling binnen alle takken van de onderneming zowel voor bedrijfsleiding als voor het tewerkgesteld personeel.
  6. Het verstrekken van operationeel en intellectueel advies betreffende de commerciële organisatie en uitbating van productiebedrijven of dienstverlenende ondernemingen.
  7. Het verlenen van commercieel advies betreffende de marketing van producten van productie of dienstverlenende ondernemingen.
  8. Het verlenen van administratief,financieel en managementadvies betreffende het bestuur van diverse ondernemingen in de meest ruime zin van het woord.
  9. Het verlenen van diensten en adviezen aan derden in het algemeen.Onder andere,zonder beperkend te zijn,het doen van alle studies en opzoekingen,de supervisie van projecten,deze opdrachten kunnen geheel of ten dele slaan op de uitvoering van de marketing,het toezicht op de besteding van budgetten,de bedrijfsinstelling,de bijstand bij de exploitatie van de onderneming en de opleiding van het personeel,de studies kunnen ook uitgevoerd worden in onderaanneming.
  10. Verkoop textiel
  11. Tuinontwerp,aanleg en onderhoud.
  12. Zij mag alle managementactiviteiten uitoefenen,met inbegrip van interim management,advies- en dienstverlening onder meer op het gebied van hard- en software managementsystemen,technologie,organisatie,publiciteit,marketing,bedrijfsmanagement,economische,financiële,sociale,fiscale,handels- en bedrijfsorganisatorische aangelegenheden.
  13. Het verlenen en geven van opleidingen,begeleidingen,cursussen & trainingen,de organisatie van conferenties,evenementen en seminaries;
  14. Het beheren van beleggingen en van participaties onder meer in dochtervennootschappen;
  15. Het verstrekken van leningen en voorschotten onder eender welke vorm of duur,aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit,alsmede het waarborgen van alle advies in deze statuten vermeld,zijn activiteiten andere dan deze bedoeld door de wet van zes april negentienhonderd vijfennegentig inzake de secundaire markten,het statuut van het toezicht op de beleggingsondernemingen,de bemiddelaars en de beleggingsadviseurs;

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
2Cool2C
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…” (deed in Dutch)

deed of 03-03-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”
Board ruleHow the board is made up, meets and takes decisions.
“Aantal,duur opdracht en indien meerdere bevoegdheid, bestuursorgaan” (deed in Dutch)
“Bedrag vaste of evenredige vergoeding, op algemene kosten los van representatie- reis- en verplaatsingskosten” (deed in Dutch)

deed of 03-03-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Voor helft ten laste overdrager en voor andere helft ten laste koper(s) naar evenredigheid verworven aantal bij meerdere kopers, elke…” (deed in Dutch)

deed of 03-03-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering beslissende in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Om welke reden en op welk ogenblik ook, algemene vergadering mag één of meerdere vereffenaars aanduiden bevoegdheden omlijnen en vergoeding…” (deed in Dutch)

deed of 03-03-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Dagelijks bestuur, vertegenwoordiging wat dat bestuur aangaat” (deed in Dutch)
Other provision: “Hernieuwbare termijn van drie jaar, één of meerdere commissarissen” (deed in Dutch)
Other provision: “10:00, zetel” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register met betrekking tot categorie” (deed in Dutch)
Other provision: “Bestuurder of bij gebrek aanwezige aandeelhouder met meeste aandelen bij pariteit oudste, zittingen processen-verbaal” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, elke gewone of buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen en goederen in natura op zelfde wijze, na aanzuivering schulden…” (deed in Dutch)
Other provision: “Alle mededelingen aanmaningen dagvaardingen en betekeningen geldig, woonstkeuze” (deed in Dutch)
Other provision: “Rechtbank in wiens rechtsgebied zetel gevestigd, elk betwisting omtrent zaken vennootschap en uitvoering statuten tussen vennootschap…” (deed in Dutch)
Other provision: “Gemeen recht, bepalingen Wetboek van vennootschappen en verenigingen waarvan niet geldig afgeweken geacht ingeschreven” (deed in Dutch)
3 more provisions in the deed, see the deed of 03-03-2025

deed of 03-03-2025