Equity
€111,899 from €795,708 in 2021
Equity fell by 86% in 4 years.
2B2C Projects
Lifetime
7 annual accounts with figures on one time axispeak €1.5m (2021)
€126,475▲ 585%
lowest -€244,625 (2020)
€82,034▲ €106,038
peak €795,708 (2021)
€111,899▲ 275%
€1.5m▼ 16.5%
Board1 name since 2018
1 directorJohan Frans Jozef Marie-Marthe CATTERSEL
Documentsfilings and deeds
03-08-20263 days late
2025abbreviated format
Gross margin from €18,464 to €126,475Back to profit: €82,034Equity from €29,865 to €111,899Debts from €1.8m to €1.5mCash from €467,984 to €703,187
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 61% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €111,899 (7.1% of total assets)
lowers risk
Size: total assets €1.6m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 03-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 28% of them on solvency, 52% on liquidity, 70% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 875 companies had the same profile as 2B2C Projects has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 2B2C Projects itself is lower: 0.1% within 12 months. It rests on far more data about 2B2C Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for 2B2C Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.02 in 2024), below the usual 1.5. Short-term debt is 89.7% and cash 44.7% of total assets. 92.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
3 days late
2024
9 days early
2023
33 days early
2022
24 days early
2021
39 days early
2020
31 days late
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Bouwen of herbouwen · Putte
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen · Putte
Environmental permit granted
Bouwen of herbouwen · Putte
Environmental permit granted
Bouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen · Putte
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 2B2C Projects Heist-op-den-Berg | €1.6m | €126,475 | 7.1% | - |
| D&C PROJECTS Kapellen | €1.5m | €116,108 | 0.5% | 0.1 |
| STARRENHOF IMMO Kapellen | €1.5m | €135,464 | 20.6% | - |
| GO Invest Antwerp | €1.5m | €137,681 | 9.1% | - |
| N.O. CONSULTING Koksijde | €1.7m | €134,296 | 14.7% | 0 |
| JKS Bree | €1.7m | €122,610 | -0.3% | - |
| IMMO WATHAM Namur | €1.4m | €121,221 | 11.5% | - |
These companies have the same main activity as 2B2C Projects: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.4m and €1.7m, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 10-07-2018Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.277.743.9042220 Heist-op-den-Berg, since 10-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 28-08-2023
Insights on 2B2C Projects
2B2C Projects files the abbreviated format. That format states no turnover. The gross margin rose from -€74,034 in 2019 to €126,475 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 2B2C Projects
- What is the company number of 2B2C Projects?
- The company number of 2B2C Projects is 0699.818.574. The VAT number is the same number with BE in front: BE 0699.818.574.
- Where is 2B2C Projects based?
- The registered office is at Bogaardenstraat 10, 2220 Heist-op-den-Berg.Company details
- What does 2B2C Projects do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of 2B2C Projects?
- 2B2C Projects is a private limited company (BV).
- When was 2B2C Projects founded?
- 2B2C Projects was founded on 10-07-2018.
- Is 2B2C Projects still active?
- Yes, 2B2C Projects is an active enterprise in the KBO register.
- What is the turnover of 2B2C Projects?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €126,475 and 33 comparable companies (NACE 681). It probably lies between €170,000 and €620,000.Financials
- Is 2B2C Projects profitable?
- In financial year 2025, 2B2C Projects made a profit of €82,034.
- Where can I find the annual accounts of 2B2C Projects?
- 2B2C Projects filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 2B2C Projects due?
- 2B2C Projects must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.