2AZ CONSULTING
ActiveSummary
2AZ CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €46k. Its solvency ranks better than 94% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 17.0 against 4.18 in 2024; short-term debt: 5.5% and cash: 71% of total assets), and 5.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
39.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
71 d early
2024
72 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▲ 72.3%
2024 · €64k
2024: €64k
2025: €110k▲ +72.3% vs 2024
2024 → 2025
Total assets
€117k▲ 45.2%
2024 · €80k
2024: €80k
2025: €117k▲ +45.2% vs 2024
2024 → 2025
Net result
€46k▼ 24.1%
2024 · €61k
2024: €61k
2025: €46k▼ -24.1% vs 2024
2024 → 2025
Working capital
€103k▲ 97.6%
2024 · €52k
2024: €52k
2025: €103k▲ +97.6% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€64k-€110k▲ 72.3%
2024: €64k
2025: €110k▲ +72.3% vs 2024
Operating result€77k-€59k▼ 22.7%
2024: €77k
2025: €59k▼ -22.7% vs 2024
Net result€61k-€46k▼ 24.1%
2024: €61k
2025: €46k▼ -24.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€7k ▼ 37.8%
Current assets
€109k ▲ 59.6%
Equity and liabilities €117k
Equity
€110k ▲ 72.3%
Debt
€6k ▼ 60.8%
Debt's share of the balance-sheet total falls from 20.4% to 5.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €79k
Cash flow
€52k▼
2024 · €63k
Current ratio
17.00▲
2024 · 4.18
Debt to equity
0.06▼
2024 · 0.26
ROE
42.0%▼
2024 · 95.3%
ROA
39.7%▼
2024 · 75.9%
Interest coverage
135.48▼
2024 · 844.22
Debt ≤ 1 year
€6k▼
2024 · €16k
Income taxes
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€117k▲
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€69k€109k▲
Amounts receivable within one year40/41€11k€26k▲
Trade receivables40€9k€22k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€57k€83k▲
Equity and liabilities
Total equity and liabilities10/49€80k€117k▲
Equity10/15€64k€110k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€61k€107k▲
Amounts payable17/49€16k€6k▼
Amounts payable within one year42/48€16k€6k▼
Trade debts44€162€83▼
Suppliers440/4€162€83▼
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€16k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€504€1k▲
Gross operating margin9900€80k€66k▼
Operating profit (loss)9901€77k€59k▼
Financial income75/76B€30€267▲
Recurring financial income75€30€267▲
Financial charges65/66B€94€478▲
Recurring financial charges65€94€478▲
Profit (loss) for the period before taxes9903€77k€59k▼
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€61k€46k▼
Profit (loss) for the period to be appropriated9905€61k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€107k▲
Profit (loss) brought forward from the previous period14P-€61k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | ▲ 137% |
| Other operating charges640/8 | €504 | €1k | ▲ 125% |
| Gross operating margin9900 | €80k | €66k | ▼ 17.3% |
| Operating profit (loss)9901 | €77k | €59k | ▼ 22.7% |
| Financial income75/76B | €30 | €267 | ▲ 784% |
| Recurring financial income75 | €30 | €267 | ▲ 784% |
| Financial charges65/66B | €94 | €478 | ▲ 410% |
| Recurring financial charges65 | €94 | €478 | ▲ 410% |
| Profit (loss) for the period before taxes9903 | €77k | €59k | ▼ 22.9% |
| Income taxes67/77 | €16k | €13k | ▼ 18.2% |
| Profit (loss) for the period9904 | €61k | €46k | ▼ 24.1% |
| Profit (loss) for the period to be appropriated9905 | €61k | €46k | ▼ 24.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €80k | €117k | ▲ 45.2% |
| Fixed assets21/28 | €12k | €7k | ▼ 37.8% |
| Tangible fixed assets22/27 | €12k | €7k | ▼ 37.8% |
| Furniture and vehicles24 | €12k | €7k | ▼ 37.8% |
| Current assets29/58 | €69k | €109k | ▲ 59.6% |
| Amounts receivable within one year40/41 | €11k | €26k | ▲ 138% |
| Trade receivables40 | €9k | €22k | ▲ 136% |
| Other amounts receivable41 | €2k | €4k | ▲ 151% |
| Cash at bank and in hand54/58 | €57k | €83k | ▲ 44.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €80k | €117k | ▲ 45.2% |
| Equity10/15 | €64k | €110k | ▲ 72.3% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €61k | €107k | ▲ 75.9% |
| Amounts payable17/49 | €16k | €6k | ▼ 60.8% |
| Amounts payable within one year42/48 | €16k | €6k | ▼ 60.8% |
| Trade debts44 | €162 | €83 | ▼ 49.0% |
| Suppliers440/4 | €162 | €83 | ▼ 49.0% |
| Taxes, remuneration and social security45 | €16k | €6k | ▼ 60.9% |
| Taxes450/3 | €16k | €6k | ▼ 60.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €46k | ▼ 24.1% |
| + Depreciation and write-downs630 | €2k | €5k | ▲ 137% |
| Operating cash flow (approximation) | €63k | €52k | ▼ 18.5% |
| Investment in fixed assets (approximation) | - | €-755 | - |
| Change in cash | - | €26k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 17.00
Current ratio from 4.18 to 17.00; short-term debt falls from €16k to €6k.
31-12
Financial
Equity above €100kEq €110k ▲72.3%
2 profitable years in a row build equity to €110k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2023
Ground area
8,715 m²
Building footprint
834 m²
Volume, LiDAR
14,625 m³
2 parcels, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
128
companies at this address
See who is registered here
1 establishment unit
2AZ CONSULTING
since 20232.355.986.775
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0199/00T007 | Brussels | 8,547 m² | 1 · 735 m² | 22.9 m · 7 fl. |
| 21902A0269/00P004 | Brussels | 168 m² | 1 · 100 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Contact
Website
2az.be
E-mail
contact@2az.be
Scores and ratios are computed by Checked and are not a credit decision.