24PM
Active24PM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79.42M and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency89▲+7
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.18 in 2024), and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
0%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €79.4M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
29 d late
2022
on the day
2021
58 d late
2020
2 d early
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▲ 155%
2024 · €3k
2019: €6k
2020: €5k
2021: €12k
2022: €7k
2023: €4k
2024: €3k
2019 → 2025
Working capital
€149k▲ 187%
2024 · €52k
2019: €173k
2020: €165k
2021: €54k
2022: €-17k
2023: €-91k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.32M-€1.33M▲ 0.5%€70.51M▲ 5,213%€70.63M▲ 0.2%€79.42M▲ 12.4%
Operating result€22k-€29k▲ 32.2%€21k▼ 28.3%€19k▼ 5.4%€26k▲ 33.8%
Net result€12k-€7k▼ 46.1%€4k▼ 43.5%€3k▼ 6.2%€9k▲ 155%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79.75M
Fixed assets
€79.32M▲ 12.4%
Current assets
€435k▲ 25.6%
Equity and liabilities €79.85M
Equity
€79.42M▲ 12.4%
Debt
€429k▼ 1.4%
The debt ratio falls from 0.6% to 0.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▲
2024 · €96k
Cash flow
€87k▲
2024 · €80k
Solvency
99.5%▲
2024 · 99.4%
Current ratio
1.52▲
2024 · 1.18
Quick ratio
1.05▲
2024 · 0.65
Debt / equity
0.01▼
2024 · 0.01
ROE
0.0%▲
2024 · 0.0%
ROA
0.0%▲
2024 · 0.0%
Interest coverage
5.99▼
2024 · 7.16
Debt
€429k▼
2024 · €435k
Debt ≤ 1 year
€286k▼
2024 · €294k
Debt > 1 year
€143k▲
2024 · €141k
Staff costs
€93k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71.07M€79.85M▲
Formation expenses20€136k€95k▼
Fixed assets21/28€70.58M€79.32M▲
Intangible fixed assets21€70.29M€79.05M▲
Tangible fixed assets22/27€79k€58k▼
Plant, machinery and equipment23€2k€981▼
Furniture and vehicles24€48k€28k▼
Other tangible fixed assets26€29k€28k▼
Financial fixed assets28€220k€212k▼
Current assets29/58€346k€435k▲
Amounts receivable after more than one year29€4k-
Other amounts receivable291€4k-
Stocks and contracts in progress3€154k€134k▼
Contracts in progress37€154k€134k▼
Amounts receivable within one year40/41€151k€295k▲
Trade receivables40€102k€243k▲
Other amounts receivable41€49k€52k▲
Cash at bank and in hand54/58€37k€6k▼
Deferred charges and accrued income490/1€460-
Equity and liabilities
Total equity and liabilities10/49€71.07M€79.85M▲
Equity10/15€70.63M€79.42M▲
Contributions10/11€93k€93k▲
Capital10€92k€92k▲
Issued capital100€92k€92k▲
Uncalled capital101-€0
Outside capital11€825€825=
Share premium1100/10€825€825=
Revaluation surpluses12€70.43M€79.21M▲
Reserves13€30k€30k=
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€21k€21k=
Profit (loss) carried forward14€79k€88k▲
Amounts payable17/49€435k€429k▼
Amounts payable after more than one year17€141k€143k▲
Financial debts170/4€134k€139k▲
Other amounts payable178/9€7k€3k▼
Amounts payable within one year42/48€294k€286k▼
Current portion of amounts payable after more than one year42€50k€42k▼
Financial debts43-€180
Credit institutions430/8-€180
Trade debts44€57k€48k▼
Suppliers440/4€57k€48k▼
Advances received on contracts in progress46€143k€127k▼
Taxes, remuneration and social security45€20k€36k▲
Taxes450/3€11k€5k▼
Remuneration and social security454/9€9k€31k▲
Other amounts payable47/48€25k€33k▲
Income statement
Code20242025
Remuneration, social security and pensions62€57k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€78k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€3k€4k▲
Gross operating margin9900€159k€204k▲
Operating profit (loss)9901€19k€26k▲
Financial income75/76B€55€141▲
Recurring financial income75€55€141▲
Financial charges65/66B€13k€17k▲
Recurring financial charges65€13k€17k▲
Profit (loss) for the period before taxes9903€6k€9k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€3k€9k▲
Profit (loss) for the period to be appropriated9905€3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€88k▲
Profit (loss) brought forward from the previous period14P€75k€79k▲
Social balance
Average headcount (FTE)90872.51.8▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼6.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €50MEq €70.51M ▲5213%
5 profitable years in a row build equity to €70.51M.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
31-12
Financial
Highest result since 2019net €12k ▲163%
Net result €12k, the highest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Place de Quenast 161430 RebecqGround area
960 m²
Building footprint
204 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Grand-Place 16, 1430 Rebecq
since 20122.210.980.386
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25088A0135/00F000 | Wallonia | 857 m² | 1 · 150 m² | - |
| 25090B0212/00D000 | Wallonia | 102 m² | 1 · 54 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 137 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded10-07-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.