Equity
-€786
Debts exceed assets in financial year 2025.
23.20
Lifetime
3 annual accounts with figures on one time axispeak €3,918 (2024)
€1,837▼ 53.1%
lowest -€2,111 (2023)
-€1,866▼ €2,057
peak €1,080 (2024)
-€786▼ €1,866
€3,711▲ 130%
Board1 name since 2023
1 director
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €3,918 to €1,837Loss of €1,866Equity from €1,080 to -€786Debts from €1,613 to €3,711Investments €1,410Cash from €1,286 to €176
Key points
from the 2025 annual accountsInvestments
€1,410 2.9 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-26.9%
Lower solvency than 87% of companies in education. Sector median 43.9% · 2,745 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,637 companies had the same profile as 23.20 has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for 23.20. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797581807
Incorporation
Founding capital of €3,000, 100 shares · Founder: (comparant constituant) · Appointment: (director) · published on 27-01-2023 · Gazette deed
First establishment
Chaussée de Soignies 241, Le Roeulx
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 23.20 Le Roeulx | €2,925 | €1,837 | -26.9% | - |
| WAYS EUROPE Antwerp | €3,338 | -€3,683 | -48.3% | - |
| FAIR MOBILITY Uccle | €8,937 | €1,001 | -5.4% | - |
| Rijschool Aslan Brecht | €7,907 | €1,618 | 60.6% | - |
| AALSA Asse | €12,836 | €2,651 | 62.6% | - |
| ZEN A BORD Watermael-Boitsfort | €7,063 | €456 | 33.9% | - |
| ZNB Boom | €7,310 | €1,593 | 35.8% | - |
These companies have the same main activity as 23.20: driving schools for cars and motorcycles (NACE 85531). They are comparable in size and age: total assets between €3,340 and €12,800, founded between 2013 and 2025.
Official details
Source: KBO- Status
- Active since 24-01-2023Normal situation
- Activity
- Driving schools for cars and motorcyclesNACE 85531
- Establishment unit
- 2.342.349.2687070 Le Roeulx, since 24-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-11-2025
Annual accounts 2025
- ≈ €6,700estimated
- €2,925▲ 8.6%
- ≈ 0.1 FTEestimated
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on 23.20
23.20 files the micro format. That format states no turnover. The gross margin rose from -€201 in 2023 to €1,837 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 23.20
- What is the company number of 23.20?
- The company number of 23.20 is 0797.581.807. The VAT number is the same number with BE in front: BE 0797.581.807.
- Where is 23.20 based?
- The registered office is at Chaussée de Soignies 241, 7070 Le Roeulx.Company details
- What does 23.20 do?
- According to the KBO register, the main activity is driving schools for cars and motorcycles (NACE 85531).
- What is the legal form of 23.20?
- 23.20 is a private limited company (BV).
- When was 23.20 founded?
- 23.20 was founded on 24-01-2023.
- Is 23.20 still active?
- Yes, 23.20 is an active enterprise in the KBO register.
- What is the turnover of 23.20?
- The turnover in financial year 2025 is ≈ €6,700. This figure is estimated from the gross margin of €1,837 and 42 comparable companies (NACE 855). It probably lies between €4,500 and €14,000. It is a rough estimate.Financials
- Is 23.20 profitable?
- In financial year 2025, 23.20 made a loss of €1,866.
- Where can I find the annual accounts of 23.20?
- 23.20 filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 23.20 due?
- 23.20 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.